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 Pumping Petrol with your Credit Cards, What cards reward you?

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doom92
post Dec 8 2021, 03:34 PM

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Using maybank CC for petrol, I think maybank give the best CB for petrol.

Maybank Petronas Ikhwan Visa, with 8% CB for petronas station on weekends ONLY and 1% CB for petronas station on weekdays.
Spend RM625 get CB RM50

Maybank 2 card platinum/gold, AMEX ones with 5% CB for all purchases (except gov bodies) on weekends ONLY.
Spend RM1,000 get CB RM50

Maybank VISA signature, 5% CB for petrol & grocery for all days
Spend RM1,760 get CB RM88
ClarenceT
post Dec 8 2021, 03:49 PM

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QUOTE(doom92 @ Dec 8 2021, 03:34 PM)
Using maybank CC for petrol, I think maybank give the best CB for petrol.

Maybank Petronas Ikhwan Visa, with 8% CB for petronas station on weekends ONLY and 1% CB for petronas station on weekdays.
Spend RM625 get CB RM50

Maybank 2 card platinum/gold, AMEX ones with 5% CB for all purchases (except gov bodies) on weekends ONLY.
Spend RM1,000 get CB RM50

Maybank VISA signature, 5% CB for petrol & grocery for all days
Spend RM1,760 get CB RM88
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Can use M2 Amex to buy Setel credit (RM50/100) at Shopee or Paysgift-Petronas fuel voucher at Lazada.
cybpsych
post Jan 26 2022, 08:43 PM

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Kempen Petrol Khamis (Fuel Thursday)! [ Bank Rakyat | T&Cs | FAQs ]

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ClarenceT
post Apr 7 2022, 10:15 AM

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blissd
post Dec 9 2022, 06:21 AM

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Hey everyone, I was at Petron… Like the n00b that I was, right after I placed the nozzle back on the pump station and saw the amount I pumped, I forgot to get the receipt… can anyone else utilize the remainder of the RM200 that was charged on my CC? How would the bank know that I spent RM75 only on petrol?
cybpsych
post Dec 9 2022, 06:31 AM

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QUOTE(blissd @ Dec 9 2022, 06:21 AM)
Hey everyone, I was at Petron… Like the n00b that I was, right after I placed the nozzle back on the pump station and saw the amount I pumped, I forgot to get the receipt… can anyone else utilize the remainder of the RM200 that was charged on my CC? How would the bank know that I spent RM75 only on petrol?
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the initial rm200 does not sit inside the kiosk la. there's nothing physical to be used by other ppl.

the initial rm200 is pre-authorization charge, to temporary block rm200 from your credit limit. no actual charge occur yet.

after pump and txn ended, the system will do an actual final charge of rm75 from the initial rm200 preauth (must be from same identical txn id). remaining 200-75=125 will be expired automatically at your bank side, and credit limit released.
blissd
post Dec 9 2022, 08:23 AM

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QUOTE(cybpsych @ Dec 9 2022, 06:31 AM)
the initial rm200 does not sit inside the kiosk la. there's nothing physical to be used by other ppl.

the initial rm200 is pre-authorization charge, to temporary block rm200 from your credit limit. no actual charge occur yet.

after pump and txn ended, the system will do an actual final charge of rm75 from the initial rm200 preauth (must be from same identical txn id). remaining 200-75=125 will be expired automatically at your bank side, and credit limit released.
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Ahahah I see, I was thinking someone could pick up the nozzle and fill up since I didn't pick up the receipt, thinking the transaction was not finalized. But thanks for your explanation! thumbsup.gif
cybpsych
post Dec 9 2022, 08:32 AM

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QUOTE(blissd @ Dec 9 2022, 08:23 AM)
Ahahah I see, I was thinking someone could pick up the nozzle and fill up since I didn't pick up the receipt, thinking the transaction was not finalized. But thanks for your explanation!  thumbsup.gif
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as long as nozzle is returned to the kiosk, it will terminate the pump process and send instruction to charge the actual pump amount.


pls dont do this....unless you feel charitable laugh.gif

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This post has been edited by cybpsych: Dec 9 2022, 08:33 AM
blissd
post Dec 9 2022, 08:37 AM

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QUOTE(cybpsych @ Dec 9 2022, 08:32 AM)
as long as nozzle is returned to the kiosk, it will terminate the pump process and send instruction to charge the actual pump amount.
pls dont do this....unless you feel charitable  laugh.gif

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Ahahah the exact fear I had! laugh.gif shocking.gif
eddievh
post Apr 11 2023, 03:42 PM

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May i know which petrol station brand if use debit card immediately return back the preauth rm200?

Thanks .
cybpsych
post Apr 11 2023, 04:25 PM

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QUOTE(eddievh @ Apr 11 2023, 03:42 PM)
May i know which petrol station brand if use debit card immediately return back the preauth rm200?

Thanks .
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there's a debit card topic https://forum.lowyat.net/topic/2048731

i've posted few banks that quickly release the preauth


however, for the past year, preauth release already mandated across all issues to be released immediately (or near immediate)
ichigo kawasaki
post Nov 2 2025, 02:14 PM

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USING AMEX and another maybank cc . cash rebate rm21 . ok la free nasi beryiani 1
ClarenceT
post Nov 2 2025, 02:26 PM

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QUOTE(ichigo kawasaki @ Nov 2 2025, 02:14 PM)
USING AMEX and another maybank cc . cash rebate rm21 . ok la free nasi beryiani 1
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Use Amex to buy Shell vouchers at Fave/Shopee, or Petron (West Malaysia only) vouchers at Lazada. Your savings can buy another cup of coffee.

Or use Spaylater at any petrol stations, then use Amex to settle Spaylater debt, your savings can get another cup of coffee.

This post has been edited by ClarenceT: Nov 2 2025, 02:29 PM

 

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