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 Pumping Petrol with your Credit Cards, What cards reward you?

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Kaka23
post Dec 27 2016, 05:36 PM

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QUOTE(lilsunflower @ Dec 27 2016, 04:57 PM)
Yes - HSBC and Citibank I've applied 3 times each, as I think cooling off period is very short (3 or 6 months)? SCB also 2 to 3 times.

The key thing is to make sure you read whether you qualify as new-to-bank customer. When I re-applied each time, I was considered New-To-Bank and hence could qualify for the Ringgit Plus free gifts.
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Huh.. How do u check if ur new to bank?
lilsunflower
post Dec 27 2016, 09:54 PM

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QUOTE(Kaka23 @ Dec 27 2016, 05:36 PM)
Huh.. How do u check if ur new to bank?
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You read the TNC of how long the period is. From me, I add one month to the date of my last statement from the cancellation to ensure I am really safe.

As good practice, if someone from the bank calls to verify your information, you should also clarify with them if you are recorded as new to bank. I have done this with banks like HSBC jist as an additional safeguard.
Kaka23
post Dec 27 2016, 10:26 PM

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QUOTE(lilsunflower @ Dec 27 2016, 09:54 PM)
You read the TNC of how long the period is. From me, I add one month to the date of my last statement from the cancellation to ensure I am really safe.

As good practice, if someone from the bank calls to verify your information, you should also clarify with them if you are recorded as new to bank. I have done this with banks like HSBC jist as an additional safeguard.
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Thanks.. Normally how to u do cancellation? Calling the customer service?

lilsunflower
post Dec 27 2016, 11:55 PM

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QUOTE(Kaka23 @ Dec 27 2016, 10:26 PM)
Thanks.. Normally how to u do cancellation? Calling the customer service?
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I aways call to cancel. And HSBC and SCB usually ask me to retain for cashback... Like RM50. And I always do it.. And then cancel haha.
shinchan5347
post Dec 28 2016, 08:46 AM

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QUOTE(Kaka23 @ Dec 27 2016, 02:44 PM)
Managed to get a card for petrol?
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Yes just received my card from Maybank yesterday btw i'm applied for Maybank Petronas
Kaka23
post Dec 28 2016, 08:57 AM

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QUOTE(shinchan5347 @ Dec 28 2016, 08:46 AM)
Yes just received my card from Maybank yesterday btw i'm applied for Maybank Petronas
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Duckies
post Dec 28 2016, 08:59 AM

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CIMB Cash Rebate and Citibank Cash Rebate is pretty good for petrol.
SUSDavid83
post Dec 28 2016, 09:02 AM

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QUOTE(Duckies @ Dec 28 2016, 08:59 AM)
CIMB Cash Rebate and Citibank Cash Rebate is pretty good for petrol.
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CIMB Cash Rebate ---> 2%
Citibank Cash Rebate ---> 5%
hafizhans
post Dec 28 2016, 09:06 AM

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for now
5% ikhwan for weekend
2% cimb cr for other days

any card offer better?
with no annual fees
TQ
Duckies
post Dec 28 2016, 09:10 AM

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QUOTE(David83 @ Dec 28 2016, 09:02 AM)
CIMB Cash Rebate ---> 2%
Citibank Cash Rebate ---> 5%
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Yea but Citibank has 15 bucks capped. CIMB I think it's 50 capped. Good for weekday pump. If pump or Friday and Saturday then Maybank is the best. Or next one would be UOB One.
SUSDavid83
post Dec 28 2016, 09:17 AM

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QUOTE(Duckies @ Dec 28 2016, 09:10 AM)
Yea but Citibank has 15 bucks capped. CIMB I think it's 50 capped. Good for weekday pump. If pump or Friday and Saturday then Maybank is the best. Or next one would be UOB One.
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UOB ONE also got cap.
cybpsych
post Dec 28 2016, 09:19 AM

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or mbb ikhwan visa petronas with 8% cb on weekends.

on a slight note, post #1 need to be update. already been left abandoned for some time now, and this thread count has not reached its limit to warrant a new TS.

i'd propose new TS to actively manage a new thread for petrol cc.

fyi hye MilesAndMore

p/s: no new TS appointed for Mach by Hong Leong thread either. TS application was open since 2 Nov. smile.gif
Duckies
post Dec 28 2016, 09:20 AM

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QUOTE(David83 @ Dec 28 2016, 09:17 AM)
UOB ONE also got cap.
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Yea UOB One got the weekday and weekend cap thingy for petrol.
SUSDavid83
post Dec 28 2016, 09:21 AM

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QUOTE(Duckies @ Dec 28 2016, 09:20 AM)
Yea UOB One got the weekday and weekend cap thingy for petrol.
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Weekdays: 2%
Weekends: 5%

Rebate cap is based on card level.
Kaka23
post Dec 28 2016, 11:33 PM

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QUOTE(David83 @ Dec 28 2016, 09:21 AM)
Weekdays: 2%
Weekends: 5%

Rebate cap is based on card level.
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You use which card for petrol?
SUSDavid83
post Dec 29 2016, 08:14 AM

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QUOTE(Kaka23 @ Dec 28 2016, 11:33 PM)
You use which card for petrol?
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My primary card is Maybank Ikhwan Mastercard - 5% on Fridays and Saturdays

If desperate, I'll try to pump on Sundays with UOB ONE - 5% on weekends & 2% of weekdays with rebate capped based on card level

My last resort is CIMB Mastercard Cash Rebate - 2% on any day

This post has been edited by David83: Dec 29 2016, 08:35 AM
salimbest83
post Dec 29 2016, 08:19 AM

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need new card for my waifu travel and grocer
old HLB wise not wise already.

problem is for petrol. only have shell on the vicinity /en route to work ( jelutong-SP )
petronas need to go bayan baru , greenlane ( which jam-packed road )

advice pls
SUSDavid83
post Dec 29 2016, 08:25 AM

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QUOTE(salimbest83 @ Dec 29 2016, 08:19 AM)
need new card for my waifu travel and grocer
old HLB wise not wise already.

problem is for petrol. only have shell on the vicinity /en route to work ( jelutong-SP )
petronas need to go bayan baru , greenlane ( which jam-packed road )

advice pls
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Get those cards which is not restricted to certain terminals like WISE or brands.

Maybank Ikhwan Mastercard is the best if you can plan to refill on Fridays or Saturdays.
Otherwise, Citibank Cash Back card also good with rebate capped based on card level regardless of days.
Next is, UOB ONE which is also capped on its rebate based on card level and restricted to weekends only.
salimbest83
post Dec 29 2016, 10:19 AM

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QUOTE(David83 @ Dec 29 2016, 08:25 AM)
Get those cards which is not restricted to certain terminals like WISE or brands.

Maybank Ikhwan Mastercard is the best if you can plan to refill on Fridays or Saturdays.
Otherwise, Citibank Cash Back card also good with rebate capped based on card level regardless of days.
Next is, UOB ONE which is also capped on its rebate based on card level and restricted to weekends only.
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may i know whats the cap for citibank and oub?

petrol around 500 per month. ( 150km per day / 11-13 liter per day )
TnGo ( cant topup with CCard nowadays rite ? )
others is grocery around 500+ per month
bills 400+ also
( does ikhwan can get benefit from these too ? )
sj0217
post Dec 29 2016, 10:19 AM

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QUOTE(David83 @ Dec 29 2016, 08:14 AM)
My primary card is Maybank Ikhwan Mastercard - 5% on Fridays and Saturdays

If desperate, I'll try to pump on Sundays with UOB ONE - 5% on weekends & 2% of weekdays with rebate capped based on card level

My last resort is CIMB Mastercard Cash Rebate - 2% on any day
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Why don't consider for Maybank Ikhwan Visa 8% ?? hmm.gif

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