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Maybankard 2 Gold and Platinum Credit Cards, AMEX with Visa or MasterCard
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willchoong
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Mar 18 2011, 03:08 PM
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Getting Started

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Hi Guys,
I need your Opinion here on credit cards. Currently i have a American Express Gold Card. I have applied for CIMB tng VISA platinium and got it. I was thinking whether to cancel the cimb TnG visa Platimiun and covert my America Express Gold Card to Maybank 2 Platinium.
I have compare both of the benefits in terms of insurance. Missed Flight Connection, Flight Delay and Flight Luggage Delay does cover RM1000 for the insured person for CIMB Platimiun card. Maybank is much lower RM800. For Flight Luggage loss, Maybank offer RM2500 and CIMB offers RM 1000. There is no Retail protection found on CIMB card.
Do you think i should terminated my CIMB card and convert the American Express Gold to Maybank 2 Platinium? Please advice.
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den
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Mar 18 2011, 05:00 PM
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Guys, I just got my Maybankard 2, earlier this month. From the details here, I need to pay whatever I spent within this few weeks before 23rd March?
Last payment amount: RM0.00 Last payment date: N/A Minimum payment amount: RM0.00 Outstanding balance: RMxxxxx Pay Any Amount Now Statement balance: RM0.00 Payment due date: 23 March 2011 Statement date: 03 March 2011 Current TreatsPoints: xxxx
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alexwsk
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Mar 18 2011, 05:20 PM
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QUOTE(den @ Mar 18 2011, 05:00 PM) Guys, I just got my Maybankard 2, earlier this month. From the details here, I need to pay whatever I spent within this few weeks before 23rd March? Last payment amount: RM0.00 Last payment date: N/A Minimum payment amount: RM0.00 Outstanding balance: RMxxxxx Pay Any Amount Now Statement balance: RM0.00 Payment due date: 23 March 2011 Statement date: 03 March 2011 Current TreatsPoints: xxxx Statement balance: RM0.00, so no need to pay anything wait for ur next statement on 03 April when did u received the card?
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den
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Mar 18 2011, 05:37 PM
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first week of march..
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alexwsk
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Mar 18 2011, 05:49 PM
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QUOTE(den @ Mar 18 2011, 05:37 PM) ok, then i thk u did not pick up the card immediately or MBB delays sending ur card just wait for ur next statement
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den
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Mar 18 2011, 08:24 PM
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QUOTE(alexwsk @ Mar 18 2011, 05:49 PM) ok, then i thk u did not pick up the card immediately or MBB delays sending ur card just wait for ur next statement ya, they have delay in delivery. thanks for the info!
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TSGen-X
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Mar 18 2011, 08:59 PM
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Lifetime LYN Member
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QUOTE(willchoong @ Mar 18 2011, 03:08 PM) Hi Guys, I need your Opinion here on credit cards. Currently i have a American Express Gold Card. I have applied for CIMB tng VISA platinium and got it. I was thinking whether to cancel the cimb TnG visa Platimiun and covert my America Express Gold Card to Maybank 2 Platinium. I have compare both of the benefits in terms of insurance. Missed Flight Connection, Flight Delay and Flight Luggage Delay does cover RM1000 for the insured person for CIMB Platimiun card. Maybank is much lower RM800. For Flight Luggage loss, Maybank offer RM2500 and CIMB offers RM 1000. There is no Retail protection found on CIMB card. Do you think i should terminated my CIMB card and convert the American Express Gold to Maybank 2 Platinium? Please advice. Go convert the AMEX Gold CC to Maybankard 2 Cards. Not only Maybankards 2 cards gives you Travel Insurance, but your get 5X TP for any transactions and cash back 5%. As for CIMB, you got to go decide if CIMB promotions benefit you.
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MilesAndMore
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Mar 18 2011, 10:40 PM
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Look at all my stars!!
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QUOTE(Gen-X @ Mar 18 2011, 08:59 PM) Go convert the AMEX Gold CC to Maybankard 2 Cards. Not only Maybankards 2 cards gives you Travel Insurance, but your get 5X TP for any transactions and cash back 5%. As for CIMB, you got to go decide if CIMB promotions benefit you. Not Maybankard 2 Gold though. It doesn't come with complimentary travel insurance. And by the way, CIMB kind of sucks these days.
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simplesmile
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Mar 18 2011, 11:11 PM
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Hahahaha, got my MBB2 card. Tomorrow can go shopping. 5% cash back. Muahahahaha By the way, does anybody know if the "Purchase Protection Plan" is free or need to pay.
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MilesAndMore
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Mar 18 2011, 11:22 PM
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Look at all my stars!!
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QUOTE(simplesmile @ Mar 18 2011, 11:11 PM) Hahahaha, got my MBB2 card. Tomorrow can go shopping. 5% cash back. Muahahahaha By the way, does anybody know if the "Purchase Protection Plan" is free or need to pay. It's free. I assume you got the Platinum cards too ?
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simplesmile
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Mar 18 2011, 11:25 PM
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QUOTE(MilesAndMore @ Mar 18 2011, 11:22 PM) It's free. I assume you got the Platinum cards too ? Thanks for letting me know. Yes, I got the Platinum.
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penanghomes
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Mar 19 2011, 12:40 AM
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i just want ask...# 5% Weekend cash back² when spend on Maybankard 2 American Express Card. ²A cap of RM50 per customer (Principal Cardmember) per month..............................what does this means???
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MilesAndMore
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Mar 19 2011, 01:54 AM
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Look at all my stars!!
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QUOTE(penanghomes @ Mar 19 2011, 12:40 AM) i just want ask...# 5% Weekend cash back² when spend on Maybankard 2 American Express Card. ²A cap of RM50 per customer (Principal Cardmember) per month..............................what does this means??? Every purchases charged to your Maybankard 2 AMEX during weekend will get you additional 5% cash back on top of the usual RM1 = 5 Treatpoints. However, this cash back is capped at only RM50 per month. It means that even if you charge RM5k into your Maybankard 2 AMEX on the weekend in a calender month, you can only get a maximum cash back of RM50.
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sailou
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Mar 19 2011, 02:00 AM
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QUOTE(penanghomes @ Mar 19 2011, 12:40 AM) i just want ask...# 5% Weekend cash back² when spend on Maybankard 2 American Express Card. ²A cap of RM50 per customer (Principal Cardmember) per month..............................what does this means??? Means you swipe during weekend you get 5% cash back. Maximum cash back you can get every month is RM50.
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simplesmile
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Mar 19 2011, 11:47 AM
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When I receive the card, the instruction says I have to acknowledge receipt & sign on the paper and return it to Maybank. Can I just ignore this?
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TSGen-X
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Mar 19 2011, 12:44 PM
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Lifetime LYN Member
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QUOTE(simplesmile @ Mar 19 2011, 11:47 AM) When I receive the card, the instruction says I have to acknowledge receipt & sign on the paper and return it to Maybank. Can I just ignore this? Just ignore it and go use your cards
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simplesmile
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Mar 19 2011, 12:56 PM
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QUOTE(Gen-X @ Mar 19 2011, 12:44 PM) Just ignore it and go use your cards  Cool. Maybank shouldn't ask people to sign and return the paper. Because it contains so much personal information... card number, expiry, name, IC No..and signature. If somebody get their hands on this paper, or if lost in post,.. then dangerous. This post has been edited by simplesmile: Mar 19 2011, 12:57 PM
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TSGen-X
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Mar 19 2011, 01:44 PM
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Lifetime LYN Member
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QUOTE(simplesmile @ Mar 19 2011, 12:56 PM) Cool. Maybank shouldn't ask people to sign and return the paper. Because it contains so much personal information... card number, expiry, name, IC No..and signature. If somebody get their hands on this paper, or if lost in post,.. then dangerous. It is a standard letter that have been issued for years. the thing is MBB should at least make us call to activate the card and after verification then only the card can be use, but this is not the case. If you collect it at the branch, then the officer will make you sign on the form.
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rayfoo
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Mar 19 2011, 09:31 PM
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my maybankard 2 has been finally charged with GST, but it got waived automatically
17-Mar-2011 SERVICE TAX - PRINCIPAL RM50.00 17-Mar-2011PAID SERVICE TAX - PRINCIPA RM50.00
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SUSDavid83
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Mar 19 2011, 10:08 PM
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QUOTE(rayfoo @ Mar 19 2011, 09:31 PM) my maybankard 2 has been finally charged with GST, but it got waived automatically 17-Mar-2011 SERVICE TAX - PRINCIPAL RM50.00 17-Mar-2011PAID SERVICE TAX - PRINCIPA RM50.00 Is that an error or mistake for the portion being waived automatically? Maybank got absorb GST? This post has been edited by David83: Mar 19 2011, 10:55 PM
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