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Maybankard 2 Gold and Platinum Credit Cards, AMEX with Visa or MasterCard
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TSGen-X
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Mar 19 2011, 10:53 PM
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Lifetime LYN Member
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QUOTE(rayfoo @ Mar 19 2011, 09:31 PM) my maybankard 2 has been finally charged with GST, but it got waived automatically 17-Mar-2011 SERVICE TAX - PRINCIPAL RM50.00 17-Mar-2011PAID SERVICE TAX - PRINCIPA RM50.00 yah yah yah, please elaborate.
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chemistry
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Mar 19 2011, 11:25 PM
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In the Product Disclosure Sheet it is already mentioned that the GST of M2Amex is waived by the bank. But M2 Visa will still be charged with GST. So don't get too excited.
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luvchenwah
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Mar 20 2011, 01:38 AM
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New Member
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Yes, that happen to your AMEX account transaction history. If you check your VISA / MASTER transaction history, the ST was charged.
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mikecmy
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Mar 20 2011, 01:50 AM
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i wonder how long does it take for the bank to get back to us if we've applied for the card?
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chemistry
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Mar 20 2011, 02:07 AM
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QUOTE(mikecmy @ Mar 20 2011, 01:50 AM) i wonder how long does it take for the bank to get back to us if we've applied for the card? Usually within 10 working days. You may follow up your application time after time so that they won't forget you
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rayfoo
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Mar 20 2011, 09:01 AM
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oh forgot about that  but so far my M2 Visa haven't charge anything yet QUOTE(chemistry @ Mar 19 2011, 11:25 PM) In the Product Disclosure Sheet it is already mentioned that the GST of M2Amex is waived by the bank. But M2 Visa will still be charged with GST. So don't get too excited.
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mikecmy
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Mar 20 2011, 11:08 PM
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QUOTE(chemistry @ Mar 20 2011, 02:07 AM) Usually within 10 working days. You may follow up your application time after time so that they won't forget you  Hmm, i'm in contact with the one who apply for me through e-mail only. Until now no revert from her.. and it's been ard 15 days already. any other places i could check up with?
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Human Nature
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Mar 20 2011, 11:26 PM
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QUOTE(mikecmy @ Mar 20 2011, 11:08 PM) Hmm, i'm in contact with the one who apply for me through e-mail only. Until now no revert from her.. and it's been ard 15 days already. any other places i could check up with?  Try AMEX Customer Service Executives at 1800 88 9559
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mikecmy
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Mar 20 2011, 11:32 PM
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QUOTE(Human Nature @ Mar 20 2011, 11:26 PM) Try AMEX Customer Service Executives at 1800 88 9559 thanks for the heads up. will definitely give a call first thing in the morning!
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Shinichi
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Mar 20 2011, 11:57 PM
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QUOTE(mikecmy @ Mar 20 2011, 11:32 PM) thanks for the heads up. will definitely give a call first thing in the morning!  I think you can call now too since its a 24 hours helpline...
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Garruk
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Mar 21 2011, 12:01 AM
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New Member
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hi i am new to credit cards and kinda interested in this maybank2card . 1. may i know if AMEX card is widely usable or its use is fairly limited? (supermarket, restaraunt etc).Can we check where is this card accepted?
2. While alot of ppl said that Mastercard or visa card is a matter of preference, any one of you mind to share which might be better to get?
3. As far as i know we can do withdrawal with credit card via ATM, can we ask the bank to disable this or reduce the limits?(incase if being held at knife point can reduce the money lost from withdrawal using credit card)
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mikecmy
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Mar 21 2011, 12:01 AM
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QUOTE(Shinichi @ Mar 20 2011, 11:57 PM) I think you can call now too since its a 24 hours helpline... actually i think my card will be rejected. just read thru and saw that if i got blacklisted in TM, i won't be able to get it approved. is this true? anyway to clear my blacklist n stuffs?
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TSGen-X
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Mar 21 2011, 12:24 AM
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Lifetime LYN Member
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QUOTE(Garruk @ Mar 21 2011, 12:01 AM) hi i am new to credit cards and kinda interested in this maybank2card . 1. may i know if AMEX card is widely usable or its use is fairly limited? (supermarket, restaraunt etc).Can we check where is this card accepted? 2. While alot of ppl said that Mastercard or visa card is a matter of preference, any one of you mind to share which might be better to get? 3. As far as i know we can do withdrawal with credit card via ATM, can we ask the bank to disable this or reduce the limits?(incase if being held at knife point can reduce the money lost from withdrawal using credit card) if you can qualify for the MBB 2, just apply for it. If AMex cannot be used, you still got the Visa or MC. If you are in KL and do shop during the Mega Sale and year end festivals, MC do have promotion. Click below link to read my review on MBB Dua. http://creditcardsmalaysia.blogspot.com/20...an-express.html
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lamcouz
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Mar 21 2011, 12:27 AM
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Getting Started

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Hi all, got my card.
But on maybank2u I only see the AMEX, not the VISA. Is it normal?
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chemistry
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Mar 21 2011, 12:30 AM
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QUOTE(lamcouz @ Mar 21 2011, 12:27 AM) Hi all, got my card. But on maybank2u I only see the AMEX, not the VISA. Is it normal? What is the name of card displayed?
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ronnie
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Mar 21 2011, 12:35 AM
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Still waiting fro the GST to be in my Visa card... AMEX's GST was waived as promised.
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Garruk
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Mar 21 2011, 01:57 AM
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New Member
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QUOTE(Gen-X @ Mar 21 2011, 12:24 AM) if you can qualify for the MBB 2, just apply for it. If AMex cannot be used, you still got the Visa or MC. If you are in KL and do shop during the Mega Sale and year end festivals, MC do have promotion. Click below link to read my review on MBB Dua. http://creditcardsmalaysia.blogspot.com/20...an-express.htmlI have already read that entry,that is why i am thinking of getting MBB2 after reading your review. your blog have been helpful for ppl new to credit card like me  i think i meet the requirement for the MBB2 Gold ,but so far i only have 1 payslip since i just started working. So MC is better since it got promotion?if so,than i will wait till the MBB2 MC is available before applying. about the supp card for MBB2, will it be 2 supp cards or will it be only one(either AMEX or Visa/MC)? and how much to pay for GST for supp card rm25 for 2?or rm25x2 =rm50 for 2? i am thinking of getting supp card for my parent since they do most of the grocery shopping,can earn more points  .
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chemistry
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Mar 21 2011, 03:09 AM
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QUOTE(Garruk @ Mar 21 2011, 01:57 AM) about the supp card for MBB2, will it be 2 supp cards or will it be only one(either AMEX or Visa/MC)? and how much to pay for GST for supp card rm25 for 2?or rm25x2 =rm50 for 2? i am thinking of getting supp card for my parent since they do most of the grocery shopping,can earn more points  . Supplementary cards of Maybankard 2 come as a pair of amex+visa/mc as well, however, you need to bear RM25 for EACH card, ie. RM50 for the pair. No, you can't apply for only Amex supp card. It must come along with either a VISA or Mastercard. I'm afraid one month's payslip is not likely to make application successful. Maybe you should apply at a later time when you have three months payslip. This post has been edited by chemistry: Mar 21 2011, 03:10 AM
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Human Nature
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Mar 21 2011, 01:19 PM
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In the product disclosure, it is stated that" QUOTE Overseas transaction conversion fee for Maybankard 2 American Express Cards: Conversion factor of 2.5% to the converted amount. A charge that is made in foreign currencies other than U.S. Dollars will, when the conversion is done by American Express, be converted into U.S. Dollars before being converted into your billing currency. when you guys mentioned the conversion rate for the other cards, is the 2.5% interest already taken into factor? I wonder if all cards imposed this conversion fee?
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chemistry
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Mar 21 2011, 01:24 PM
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QUOTE(Human Nature @ Mar 21 2011, 01:19 PM) In the product disclosure, it is stated that" when you guys mentioned the conversion rate for the other cards, is the 2.5% interest already taken into factor? I wonder if all cards imposed this conversion fee?  Visa/MC impose 1% admin charge on converted amount in Ringgit Malaysia.
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