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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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tifosi
post Oct 13 2011, 11:10 AM

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In the transaction slip it stated as Supermarket. Maybe I will give them a call later.


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TSronnie
post Oct 13 2011, 11:14 AM

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QUOTE(tifosi @ Oct 13 2011, 11:10 AM)
In the transaction slip it stated as Supermarket. Maybe I will give them a call later.
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It's not based on the description on the Credit Card Slip... Did you ask OCBC what's the MCC for that particular transaction ?
tifosi
post Oct 13 2011, 11:30 AM

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I know is not based on the description and based on the MCC but if I were to argue with them, I will have a valid ground unless they come out with Supermarket does not sell grocery.

I will call them later.
MGM
post Oct 13 2011, 11:37 AM

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QUOTE(tifosi @ Oct 13 2011, 10:39 AM)
Someone reported here that Jusco 1U supermarket falls under 5%. Went and happily swipe 200+ and now turned out to be 1%.  vmad.gif  mad.gif

Maybe due to the consolidation to all in one. But they still have a separate counter of its own what. vmad.gif  mad.gif
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If you have read properly, we have mentioned the most jusco outlets falls under the 1%category. It is better to use Jusco cc or MBB2Amex. If u have Amex you can purchase the Jusco gift vouchers on weekend to get the 5% rebate+5xTP, and use them on anyday.
tifosi
post Oct 13 2011, 11:51 AM

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QUOTE(MGM @ Oct 13 2011, 11:37 AM)
If you have read properly, we have mentioned the most jusco outlets falls under the 1%category. It is better to use Jusco cc or MBB2Amex. If u have Amex you can purchase the Jusco gift vouchers on weekend to get the 5% rebate+5xTP, and use them on anyday.
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I buy those grocery and then claim from my company so gift vouchers is not very appropriate in this case. If I would had known earlier, I would not go to Jusco already. I rather go to Carrefour/Tesco.
bluefries
post Oct 13 2011, 07:36 PM

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wana to check with u guys...how do u all know how much rebate % will get 1% or 5% in our montly statement?

as our bill - it just show one lum sum of the rebate.
Malvo
post Oct 13 2011, 08:25 PM

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QUOTE(bluefries @ Oct 13 2011, 07:36 PM)
wana to check with u guys...how do u all know how much rebate % will get  1% or 5% in our montly statement?

as our bill - it just show one lum sum of the rebate.
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both 1% and 5% are stated out separately in the monthly statement. so you will know how much of the total rebate are contributed by 1% and 5% respectively.


xjeez
post Oct 13 2011, 08:48 PM

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QUOTE(tifosi @ Oct 13 2011, 10:39 AM)
Someone reported here that Jusco 1U supermarket falls under 5%. Went and happily swipe 200+ and now turned out to be 1%.  vmad.gif  mad.gif

Maybe due to the consolidation to all in one. But they still have a separate counter of its own what. vmad.gif  mad.gif
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That was the supermarket at the old location before Jusco 1U consolidated and reopened in its current new location. I guess now its safe to say no Jusco supermarket offers 5% anymore.



hvaly
post Oct 14 2011, 09:42 AM

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ya .. i just checked my jusco transaction yesterday ..

1% discount for new jusco 1-utama .. .sob sob
meow
post Oct 14 2011, 11:03 AM

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just a question here,
the rebate of gst can be redeem by 10,000 spending per year. the year meaning is fiscal year or is my acc year.

if following fiscal year, that will be disadv, coz only left 2mths to spend 10k. better wait until jan only apply.
gerrardling
post Oct 14 2011, 11:21 AM

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QUOTE(hvaly @ Oct 14 2011, 09:42 AM)
ya .. i just checked my jusco transaction yesterday ..

1% discount for new jusco 1-utama .. .sob sob
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just use MBB 2 AMEX, even u max out your rm50 cash back quota for that month, u still get 5x points which is better than 1% cash rebate
winner
post Oct 14 2011, 12:49 PM

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QUOTE(tifosi @ Oct 13 2011, 11:30 AM)
I know is not based on the description and based on the MCC but if I were to argue with them, I will have a valid ground unless they come out with Supermarket does not sell grocery.
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The 5% cash back is based on MCC but not merchant type. I swiped at 2 different supermarkets selling grocery in Europe. One earned 5% cash back while the other only gave 1% cash back.
Human Nature
post Oct 14 2011, 12:50 PM

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QUOTE(meow @ Oct 14 2011, 11:03 AM)
just a question here,
the rebate of gst can be redeem by 10,000 spending per year. the year meaning is fiscal year or is my acc year.

if following fiscal year, that will be disadv, coz only left 2mths to spend 10k. better wait until jan only apply.
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your acc year icon_rolleyes.gif
Jordi
post Oct 15 2011, 09:15 AM

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QUOTE(sam240 @ Oct 12 2011, 10:03 AM)
Is this the link to apply online?
http://www.ocbccards.com.my/titaniumApply.aspx

The column "Refer two friends and together you might win Media Passes to Big Bad Wolf Event."
I should put for those already has the CC or not yet?
Questions:
AFAIK, Auto-pay for streamyx can get rebate RM4 by TMNet, so OCBC will give 1% rebate again, am I right?
If yes, total rebate is very close to 5%, so I prefer to make it auto-pay  hmm.gif
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I just submitted my name too, wondering if anyone knows their official number that they use to call customers?
staind
post Oct 15 2011, 09:53 AM

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Those that wants to earn 5% cash rebate from their streamyx or tm bills can also do it using uob payonline site. just register an account to pay using ocbc titanium card.
DarReNz
post Oct 15 2011, 03:19 PM

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ok time to update 5%

SUSHI ZANMAI PETALING JAYA MYS (1Utama)
SHABU GARDEN SDN BHD KUALA LUMPUR MYS (Kuchai Lama)
XIAN DING WEI TAIWANES BAYAN LEPAS MYS (Queensbay)
TRADITIONAL RECIPE KUALA LUMPUR MYS (Kuchai Lama)
ALLEGRO CAFE SELANGOR MYS (Subang Jaya SS15)
MARCHE PETALING JAYA MYS (eCurve)
GIANT- FIRST SUBANG SUBANG JAYA MYS
EDO ICHI JAPANESE REST SELANGOR MYS (First Subang)
TAMARIND SPRINGS AMPANG MYS

this is 1% though
GEOGRAPHER RESTAURANT SELANGOR MYS (IOI Boulevard)

This post has been edited by DarReNz: Nov 27 2011, 05:02 PM
Malvo
post Oct 15 2011, 10:00 PM

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metrojaya midvalley only gives 1% rebates sad.gif
zenquix
post Oct 16 2011, 12:09 AM

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QUOTE(Malvo @ Oct 15 2011, 10:00 PM)
metrojaya midvalley only gives 1% rebates sad.gif
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not surprising. there is no supermarkets (groceries) there. What 5% category were you hoping for?
echoesian
post Oct 16 2011, 09:11 PM

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QUOTE(anvil88 @ Aug 27 2011, 12:13 AM)
ok tq..


Added on August 27, 2011, 12:16 am

i read from the webpage but they din mention about the rm5 service charge..


Added on August 27, 2011, 12:20 amanyway, give up on applying cc from this bank..
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How to apply for OCBC iQ? Does it need a introducer?
TSronnie
post Oct 16 2011, 11:01 PM

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QUOTE(echoesian @ Oct 16 2011, 09:11 PM)
How to apply for OCBC iQ? Does it need a introducer?
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OT: No introducer needed... if you maintain the monthly balance of RM500, no service charge for iQ Basic account (with FREE 5 x IBG)

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