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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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roger roger
post Apr 5 2012, 04:58 PM

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QUOTE(Human Nature @ Apr 5 2012, 04:56 PM)
not yet ar, still about 20 pages more to go.
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wow, can keep so many.
Vcys86
post Apr 5 2012, 05:01 PM

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QUOTE(Human Nature @ Apr 5 2012, 02:18 PM)
mine was very fast, less than 1 week. through SMS.
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I see.. Thanks for the information.
Hope to get mine very soon. biggrin.gif
MilesAndMore
post Apr 5 2012, 05:39 PM

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QUOTE(fruitie @ Apr 5 2012, 01:18 AM)
The agent didn't tell me about this. Some more tell me I can get higher CL compared to my CIMB and Maybank. shakehead.gif
Either I call him tomorrow that I could tolerate with lower CL or just wait till this first round of appeal has an update for me.
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No need a high credit limit for this particular card. Just use it in places giving 5% cash back and use up to only RM1k/month biggrin.gif


QUOTE(Vcys86 @ Apr 5 2012, 01:54 PM)
May i know approx. how many days you guys wait for the application result after getting the verification call from OCBC officer?

Will they call to inform the result? or through email?
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I found out through their hotline that my application had been approved on the third day. They never call me, by the way.
cutejams2004
post Apr 5 2012, 07:25 PM

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the options in singapore is awesome- pink titanium/frank cc (can choose your card design)

And paylite- similar to Maybank's easipay, wonder when wld ocbc malaysia revamp it to something similar to singapore's product
iVW
post Apr 5 2012, 08:57 PM

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QUOTE(kiwi_cream @ Apr 1 2012, 10:26 PM)
Hi just curios, if use OCBC cc to pay insurance, will get 1% or 5%?  tongue.gif
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what about car and house instalment?
TSronnie
post Apr 5 2012, 09:00 PM

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QUOTE(iVW @ Apr 5 2012, 08:57 PM)
what about car and house instalment?
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Paying car/house loan via CC will not be allowed
Human Nature
post Apr 5 2012, 09:00 PM

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QUOTE(iVW @ Apr 5 2012, 08:57 PM)
what about car and house instalment?
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i dont think you can use CC for car and house installment la.
iVW
post Apr 5 2012, 09:02 PM

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i am not OCBC saving account holder, wondering how am i going to pay credit card bill via M2U?
den
post Apr 5 2012, 09:04 PM

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QUOTE(iVW @ Apr 5 2012, 09:02 PM)
i am not OCBC saving account holder, wondering how am i going to pay credit card bill via M2U?
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interbank transfer, choose OCBC bank, beneficiary account would be your credit card number.
shawnk
post Apr 5 2012, 09:06 PM

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QUOTE(iVW @ Apr 5 2012, 09:02 PM)
i am not OCBC saving account holder, wondering how am i going to pay credit card bill via M2U?
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Just use "Transfer" via Maybank2U, usually there'll be a processing fee of RM2 since it's via Interbank MEPS transfer.
iVW
post Apr 5 2012, 09:15 PM

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QUOTE(shawnk @ Apr 5 2012, 09:06 PM)
Just use "Transfer" via Maybank2U, usually there'll be a processing fee of RM2 since it's via Interbank MEPS transfer.
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possible viewing my statement via ocbc online too?
den
post Apr 5 2012, 09:21 PM

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QUOTE(iVW @ Apr 5 2012, 09:15 PM)
possible viewing my statement via ocbc online too?
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yes. have you already register for an online account?
im also having only cdt card, no saving account. can view online, and they will also send paper statement to billing address.

Human Nature
post Apr 5 2012, 09:22 PM

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QUOTE(shawnk @ Apr 5 2012, 09:06 PM)
Just use "Transfer" via Maybank2U, usually there'll be a processing fee of RM2 since it's via Interbank MEPS transfer.
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may refer here for other cheaper options:
http://forum.lowyat.net/topic/1985221
iVW
post Apr 5 2012, 09:22 PM

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QUOTE(den @ Apr 5 2012, 09:21 PM)
yes. have you already register for an online account?
im also having only cdt card, no saving account. can view online, and they will also send paper statement to billing address.
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https://internet.ocbc.com.my/internet-banking/

here?
den
post Apr 5 2012, 09:25 PM

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QUOTE(iVW @ Apr 5 2012, 09:22 PM)
yup, you can sign up for internet banking account after you get your pin number (sent separately via mail).
hye
post Apr 5 2012, 09:36 PM

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QUOTE(MilesAndMore @ Apr 5 2012, 05:39 PM)
No need a high credit limit for this particular card. Just use it in places giving 5% cash back and use up to only RM1k/month    biggrin.gif
Totally agree on this. My CL for this card is RM1K as well. The CS practically shocking.gif when I asked for a CL downgrade - asked why and I bluntly said - "The card is practically useless once my spendings exceed RM1K"

No further questions asked but the CS did say ... "Please call us if you need more CL".
SUSDavid83
post Apr 5 2012, 09:47 PM

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@hye, nice reason you gave over there! rclxms.gif
den
post Apr 5 2012, 09:51 PM

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QUOTE(hye @ Apr 5 2012, 09:36 PM)
Totally agree on this. My CL for this card is RM1K as well. The CS practically  shocking.gif when I asked for a CL downgrade - asked why and I bluntly said - "The card is practically useless once my spendings exceed RM1K"

No further questions asked but the CS did say ... "Please call us if you need more CL".
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why not putting it at safer limit eg. 2k.

normally when you pump petrol, it will first deduct 200 or 250 credit limit, no?
s@ni
post Apr 6 2012, 09:23 AM

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QUOTE(den @ Apr 5 2012, 09:51 PM)
why not putting it at safer limit eg. 2k.

normally when you pump petrol, it will first deduct 200 or 250 credit limit, no?
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thats for debit card.... for CC, normally will deduct exact amount..



anyway, re-applied this card at 1Utama last week laugh.gif

applied it early last year but failed.. maybe coz he cant see my financial record in the system tongue.gif
now can see oredi...perhaps.. laugh.gif
Human Nature
post Apr 6 2012, 09:42 AM

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QUOTE(s@ni @ Apr 6 2012, 09:23 AM)
thats for debit card.... for CC, normally will deduct exact amount..
anyway, re-applied this card at 1Utama last week laugh.gif

applied it early last year but failed.. maybe coz he cant see my financial record in the system tongue.gif
now can see oredi...perhaps..  laugh.gif
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wrong info la. credit card will hold a pre-determined amount (RM200/250/etc) when swipe at the pump.

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