Thanks for the clarification ..
My friend applied for the card 2 weeks ago .. and got rejected. He got a message from the sales agent saying that he will try to appeal again ? Is that really difficult to get the application approved ?
He is quite clean with prompt payment for both car loan and One Credit Card.

Erm...this is the different between direct sales n telesales...

---

Added on March 30, 2012, 11:38 amActually now is more harder to get card due to the centre bank rules and there hv the different between u apply from direct sales and telesales and the documents u submitted also will effect the result..

This post has been edited by then_then: Mar 30 2012, 11:38 AM

Is Titanium card more prestige than Platinum?

please share what might be the difference between direct sales and tele-sales?

Yes In term of the expenses below rm1000...platinum can enjoy 0.5% cash rebate but titanium can enjoy 5% cash rebate...

Generally, Titanium is positioned between Gold and Platinum.

I would like to know the difference as well

But now platinum is norm d =.= They got higher class like Premier by invitation only?

Cant remember anyone has reported receiving this sms before on the usage bonus.



About 1 month after reaching the 10k amount. GST due in 12 April. Nice touch

visa signature < visa infinite < master world (by invitation only)

Nola, no VS, VI and WMC for OCBC here yet.

As very much predicted, my application was rejected.

Even the agent couldn't answer me as I fulfill everything. Now he'll help me to appeal again and with my EPF statement.

This card really lives up to its reputation. If it is unsuccesful also, you may try contacting one of the salesperson posted above. Get RM50 waiver somemore.

This post has been edited by Human Nature: Mar 30 2012, 04:37 PM

Hi. Do u mind to gv ur friends name and ic no to me via personal message so tat I can check the details for him? Thanks

Yeah, really so difficult to get.
I'll if I can't get it eventually.

If apply through direct sales the documentation will b more simple like one month is enug if u holding cc now...for telesales u need to provide bank statement as supporting docs if not the opportunity to get the card is low...the different is direct sales staff is mobile type so can travel but telesales is based at hq only...

isee, thanks
problem is difficult to get hold of direct sales people

Haha...if want apply then find me la...thanks ya

I am interested to apply .. can I have your contact details please ?
Thank you.

Just tried to pay my credit card just now through cash deposit machine. It failed. While everyone that is using the machine to cash deposit to saving account is fine. Can't find anyone that is paying credit card. I tried both machine and it failed.

Ask the guard whether anyone mention this and guard say no one complain yet. He help me to call the branch personnel directly using his handphone. Really appreciate the gesture!

The staff say perhaps its the line problem between the branch and headquarters and advise me to call the customer service.

Called customer service and she said the credit card payment system got problem today. For that, they'll extent the last payment date by 3 days.