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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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then_then
post Mar 29 2012, 06:12 PM

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QUOTE(HughieRmX @ Mar 27 2012, 09:25 AM)
Is it possible to apply for the OCBC Titanium at the OCBC Al-Amin outlet ? smile.gif
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Ya...you only can apply the card through all branches except the al-Amin branches..or you can apply through ocbc direct sales staff like me...haha


Added on March 29, 2012, 6:14 pm
QUOTE(ZiNKaK @ Mar 29 2012, 12:11 AM)
And I missed that, now I have to go straight to their bank counter.. No promotion there.. sad.gif
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Hi..I m ocbc direct sales staff..if u apply from me then I can help u to waive the first year GST...

This post has been edited by then_then: Mar 29 2012, 06:14 PM
then_then
post Mar 29 2012, 06:36 PM

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QUOTE(fruitie @ Mar 29 2012, 06:17 PM)
Omai. doh.gif How I wish the agent that handled my case can help me to waive.... sad.gif
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U ady apply n submit the docs? May I know where u apply?
then_then
post Mar 29 2012, 07:12 PM

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QUOTE(fruitie @ Mar 29 2012, 06:52 PM)
Yes, applied and submitted already.
I clicked on the website that I'm interested, then the next working day, one OCBC agent called me already. smile.gif
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Then I can't help u ady...so sorry...normally if u apply through online is can't enjoy the free GST for first year de..if apply with me then I can waive it...feel sorry coz can't help u..
then_then
post Mar 30 2012, 11:35 AM

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QUOTE(ZiNKaK @ Mar 30 2012, 01:33 AM)
Argh.. I just submitted everything like yesterday evening.. My woes continues.. Lol.. Maybe I can request the same from my agent.  rolleyes.gif
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Erm...this is the different between direct sales n telesales...


Added on March 30, 2012, 11:38 am
QUOTE(HughieRmX @ Mar 30 2012, 11:08 AM)
Thanks for the clarification .. smile.gif
My friend applied for the card 2 weeks ago .. and got rejected. He got a message from the sales agent saying that he will try to appeal again ? Is that really difficult to get the application approved ?
He is quite clean with prompt payment for both car loan and One Credit Card. unsure.gif
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Actually now is more harder to get card due to the centre bank rules and there hv the different between u apply from direct sales and telesales and the documents u submitted also will effect the result..

This post has been edited by then_then: Mar 30 2012, 11:38 AM
then_then
post Mar 30 2012, 11:48 AM

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QUOTE(3rd Kind @ Mar 30 2012, 11:38 AM)
Is Titanium card more prestige than Platinum?
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Yes In term of the expenses below rm1000...platinum can enjoy 0.5% cash rebate but titanium can enjoy 5% cash rebate...
then_then
post Mar 30 2012, 04:59 PM

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QUOTE(HughieRmX @ Mar 30 2012, 11:08 AM)
Thanks for the clarification .. smile.gif
My friend applied for the card 2 weeks ago .. and got rejected. He got a message from the sales agent saying that he will try to appeal again ? Is that really difficult to get the application approved ?
He is quite clean with prompt payment for both car loan and One Credit Card. unsure.gif
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Hi. Do u mind to gv ur friends name and ic no to me via personal message so tat I can check the details for him? Thanks
then_then
post Mar 30 2012, 07:49 PM

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QUOTE(Human Nature @ Mar 30 2012, 11:48 AM)
please share what might be the difference between direct sales and tele-sales?
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If apply through direct sales the documentation will b more simple like one month is enug if u holding cc now...for telesales u need to provide bank statement as supporting docs if not the opportunity to get the card is low...the different is direct sales staff is mobile type so can travel but telesales is based at hq only...
then_then
post Mar 31 2012, 12:39 AM

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QUOTE(Human Nature @ Mar 30 2012, 07:53 PM)
isee, thanks  smile.gif
problem is difficult to get hold of direct sales people
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Haha...if want apply then find me la...thanks ya
then_then
post Apr 5 2012, 01:11 AM

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Based on my experience, if request low credit limit like 5k, 8k, the chance to get this card will b more higher since ocbc now is kedekut with credit limit...they gv a very low credit limit...
then_then
post Apr 5 2012, 09:42 AM

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QUOTE(boonykun @ Apr 5 2012, 02:50 AM)
if it's correct, CL for those below 36k PA = max 2* salary instead of 3*, and have a limit up to Two cards in total from any banks.. *even same bank max 2 types of card*

as my OCBC is having only 5k... despite i asked to reduce up to 2k.. but still it's ok la since sometimes purchase stuffs that require visa.. and very big amounts... +_+"

For salary above 36k no control... biggrin.gif
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5k is still ok ady..I got customer only hv 3k for their credit limit...
then_then
post Apr 6 2012, 05:46 PM

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QUOTE(koh_424 @ Apr 6 2012, 05:38 PM)
Really luv tis card. biggrin.gif

PS: I not yet apply for it tongue.gif
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If want to apply remember find me o..I can waive the first year GST for u..haha
then_then
post Apr 6 2012, 06:41 PM

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QUOTE(koh_424 @ Apr 6 2012, 05:53 PM)
Sure or not?  brows.gif

Let me settle sum personal debts 1st. tongue.gif

BTW, which branch r u come from?
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I m form HQ..I m ocbc direct card sales staff...if u want apply u remember contact me ya...Haha
then_then
post Apr 12 2012, 09:53 PM

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QUOTE(shawnk @ Apr 12 2012, 08:14 PM)
Finally got my OCBC Titanium, tried since 2011 heh.
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Enjoy ur card ya...if got friends want to apply remember refer to me o...thanks...
then_then
post Apr 13 2012, 10:26 AM

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QUOTE(LeonTan @ Apr 13 2012, 02:29 AM)
I tried to apply credit cards but they say they need epf statement which I dont have  cry.gif
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Erm..if u don't hv epf statement then u can gv ur commission statement n last year annual commission statement n bank statement to replace it..they need epf is want to prove ur income do u can other docs which equivalent to it de..z
then_then
post Apr 27 2012, 02:19 PM

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QUOTE(SingleLadies @ Apr 26 2012, 02:27 PM)
Finally my card is approved...take quite many days for the "under processing" status..haha...
btw, thanks to then_then member here for the help =)
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Welcome welcome n sorry for the delay ya...

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