Agreed! I hope some other banks will come up with something just as competitive soon as well!

OT
I am using TMOnline to pay streamyx bill (under my name) using this card, but I realise that cant use it to pay bills not under my name. Is this correct?

Yes, it is right.
Only bill owner can make payment via TM Online.
PAYONLINE is an alternative if you wish to pay bills for other people.

Eu Yan Sang Restaurant - Zun Express (gardens) 1%

This post has been edited by zenquix: Nov 22 2011, 09:21 PM

Because I believe the MCC is tied to its retail department instead of restaurant

Wonder how you guys know it's 1% or 5% rebate, since in the statement, it's not stated.
You guys count on your own from the statement? Last month, I overspent 13xx on this credit card, so not manage to make calculation. =(

This post has been edited by den: Nov 23 2011, 05:54 AM

Of course you have to do you own Excel calculation...
A smart spender like myself will ensure we hit RM50 on-the-dot (give and take a few sens)

Either keep track and count on our own, or contact the CS to ask for the transaction codes.

FYI, I have just lodged a call to "dispute" the 1% rebate given on my bill payment swiped at Maxis The Gardens. Let's hope I can get back the remaining 4% rebate....unfortunately if successful, it will eat into my next statement's RM50 quota.

If it is successful, you will know that you can make payment over there for 5% in future too

Suggestion : Not recommended...
Best to avoid as the Maxis Centre has a few EDC terminals... it could be my swipe was done at EDC with different MCC

GST appear even I have spent >10 k need to call them for waiver

The Annual Usage Bonus of RM50 will be shown on the Unbilled Amount first...the GST will appear only on the Statement Date.

juz wen to OCBC branch to apply for the titanium card..
was informed that the first time RM50 GST wont be waived..
is this true?

It is true.

what about the subsequent yr if you do not manage to meet the 10k requirement.. still able to waive the GST?

until now we still have not received any relevant report here (because most of us OCBC Ti cardholders have managed to swipe >10k in a year)

guess this is the best card to get for now till no free waiver/gift/etc..

If you max out the cash rebate RM50 each month, you will get total of RM600 per year.
After paid GST RM50, you still earn RM550.

If you could max out Rm 50 each month, there is no need to pay for the GST as well.
Free GST for spending of RM 10K and above annually.