gonna apply this next month; business done with uob one card, received 50 gst waive and lunch box themos...

The only card that does it automatically and save you the hassle of the whole "I want to cancel my card unless you waive GST" act with the Customer Service

i'm sure i'll max out the rebate each month..
currently spending average around 1.5k a month on CC..

Just apply this card via online today.. And got the reply from their cs indicated that document received via email.. How long should I wait to be approve?

I just got a called from OCBC inregards to the above "dispute"
They will give credit back my full 5% on this particular transaction and it will be separate from the RM50 for next statement.

typically the answer i get is 2 weeks...

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Added on November 25, 2011, 3:23 pmany users here can confirm if there's 0% installment for this card?

is it a true 0% of there's some service fee imposed?
thanks.

This post has been edited by kevyeoh: Nov 25 2011, 03:23 PM

Good news that they allow you to claim the 5% from last month RM50 rebate block.

For my case, my transaction was 3 days before statement date, but posting date was 1 day after statement date. CS explain that that particular rebate will be claim under the new month RM50 rebate instead

This post has been edited by hybridkit: Nov 25 2011, 03:43 PM

but this transaction would only appear in the next month's statement. So it should use the next staement's RM50 cash-back block.

I will be surprise if an unposted transaction get onto your current statement.

Can share which merchant takes 4 days to post?

Oh really? then it was a trap...

Your 1st paragraph, does that mean your next statement rebate is RM50+RMXX (Garden's Maxis) or still RM50?

It appeared in my next month statement (checked via ocbc online)

Jaya Grocer Mutiara Tropicana.

Lesson learnt, next time i will try to maximize the RM50 rebate 4~5days before my statement date now.

This post has been edited by hybridkit: Nov 25 2011, 09:10 PM

ocbc dont have i.pay? cant find in their website

Pardon my ignorance but how is it a trap ?

YES....

These "late" transaction posted really screw users like me who loves to hit RM50 ngam-ngam.

How come expiry for ocbc titanium is 4 years. My other credit cards expires in 5 years

it depends on how you wanna say it is a trap or not.

Trap in sense of saying that it forces you to spend RM10k to waive Rm50 GSt.

So overall if Calculate GST also, you have already saved RM650 in a total of 12k spending?

5% Wongkok 1UTAMA
1% TGV KINTA CITY, Guardian SUNWAY CITY, AL-IKHSAN Ipoh Parade

Because from the earlier post from a forumer here saying that the first RM50 GST cannot be waived with 12k transaction per year. It only can be waived on the subsequent year. This does not stated clearly in their T&C

"GST is never able to be waived by the banks and need to be paid" said the Govt --- you need to understand this. And no need to put in T&C.

The Annual Usage Bonus of RM50 when you spend >RM10k within your card anniversary.
Who says it's for GST ?

This post has been edited by ronnie: Nov 26 2011, 07:01 PM

Hahaha they just say annual bonus but it's actually for the GST la... Bank cannot say it's for GST because scare Bank Negara will fine them...

You also understand this portion, yet you say "it's a trap"... apa lah