Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??
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 Nov 17 2011, 09:22 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur   
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QUOTE(gerrardling @ Nov 17 2011, 09:06 AM) how about auto debit ? can they check which MCC code is it ? Why not ?? It's good to check the MCC so we can know why a merchant doesn't get 5%. I always ask OCBC if my 5% assumption is wrong. Also to update my first post. |
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Nov 17 2011, 10:24 AM
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Senior Member
3,427 posts Joined: Apr 2007 From: Gangster Paradise
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QUOTE(zenquix @ Nov 17 2011, 08:54 AM) you only need to track if you want to make sure you only use enough to get RM50 cash rebate (or check how much rebate you have left). Since you consistently hit RM50, why do you want to track? everyone starts with assumptions first. There is at least a 50-50 chance you are correct. It actually very higher if you just follow the petrol, dining, grocery, bills = 5% guideline). The only errors are when the MCC is not what we expect (dining don't get dining etc.). It is easy to find it if we aim to spend enough just to get RM50 rebate. Once we don't get RM50, we can use Excel to check just which transactions did not get 5% as intended. QUOTE(ronnie @ Nov 17 2011, 08:59 AM) You can always call OCBC CS line to enquire the MCC code for each treansaction you make. yala.. that's what i mean..They can tell you directly as its shown on their screen. OCBC don't need to call you back after "researching". If you hit RM50 consistently   , it doesn't matter how they calculate.I keep each record to ensure I hit the target RM50 just right (with few sens added) the reason wanna track is just wanna help update which outlet give 5% only.. just wanna help onl ma.. aiyo.. i also know if i hit RM50 every month i dun bother also la which is which.. |
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Nov 17 2011, 10:31 AM
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Senior Member
3,140 posts Joined: Jan 2003
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QUOTE(cempedaklife @ Nov 17 2011, 07:53 AM) There isn't a clause saying until when this 5% rebate will end. So yeah, it should be there always. Having said that, the bank has the power to change their strategy anytime. thanks. will apply it thru online later.. |
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Nov 17 2011, 10:32 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(farscope @ Nov 17 2011, 10:24 AM) yala.. that's what i mean.. Very simple....the reason wanna track is just wanna help update which outlet give 5% only.. just wanna help onl ma.. aiyo.. i also know if i hit RM50 every month i dun bother also la which is which.. Do you spend more than RM1000 on OCBC Titanium ? If your statement doesn't show any 1% Cash Rebate, then all transaction for the month is 5%. |
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Nov 17 2011, 10:43 AM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(gastacopz @ Nov 16 2011, 02:12 PM) mine hardly to reach rm40 try to attach more bills to your card dunno laa where more to spend... Added on November 17, 2011, 10:44 am QUOTE(farscope @ Nov 17 2011, 10:24 AM) yala.. that's what i mean.. i also hit max but i still call the CS line to check and share with you all the reason wanna track is just wanna help update which outlet give 5% only.. just wanna help onl ma.. aiyo.. i also know if i hit RM50 every month i dun bother also la which is which..  This post has been edited by DarReNz: Nov 17 2011, 10:45 AM |
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Nov 17 2011, 10:45 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(DarReNz @ Nov 17 2011, 10:43 AM) i also hit max but i stll call the CS line to check and share with you all  |
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Nov 17 2011, 10:53 AM
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Junior Member
24 posts Joined: Nov 2008
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LOUD SPEAKER KARAOKE, SUBANG JAYA SS15
RESTORAN STADIUM NEGAR KUALA LUMPUR MR TOM YAM, SUNWAY GIZA LOUD SPEAKER KARAOKE, KOTA DAMANSARA KARAOKE ESQUIRE KITCHEN, SUNWAY PYRAMID WINGS MUSICAFE, KUCHAI LAMA BOSTON, SUNWAY MENTARI |
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Nov 17 2011, 12:59 PM
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(ronnie @ Nov 17 2011, 08:59 AM) You can always call OCBC CS line to enquire the MCC code for each treansaction you make. same hereThey can tell you directly as its shown on their screen. OCBC don't need to call you back after "researching". If you hit RM50 consistently , it doesn't matter how they calculate.I keep each record to ensure I hit the target RM50 just right (with few sens added) giv me 5 bro! Added on November 17, 2011, 1:00 pm QUOTE(AhToi @ Nov 17 2011, 10:53 AM) LOUD SPEAKER KARAOKE, SUBANG JAYA SS15 so? these are entitled to 1/5%?RESTORAN STADIUM NEGAR KUALA LUMPUR MR TOM YAM, SUNWAY GIZA LOUD SPEAKER KARAOKE, KOTA DAMANSARA KARAOKE ESQUIRE KITCHEN, SUNWAY PYRAMID WINGS MUSICAFE, KUCHAI LAMA BOSTON, SUNWAY MENTARI This post has been edited by andyfriends: Nov 17 2011, 01:00 PM |
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Nov 17 2011, 01:12 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(AhToi @ Nov 17 2011, 10:53 AM) LOUD SPEAKER KARAOKE, SUBANG JAYA SS15 Thank you for your contribution but please refrain from typing all words in capital letters. For one second i thought this is spam.RESTORAN STADIUM NEGAR KUALA LUMPUR MR TOM YAM, SUNWAY GIZA LOUD SPEAKER KARAOKE, KOTA DAMANSARA KARAOKE ESQUIRE KITCHEN, SUNWAY PYRAMID WINGS MUSICAFE, KUCHAI LAMA BOSTON, SUNWAY MENTARI |
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Nov 17 2011, 05:24 PM
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Newbie
3 posts Joined: Nov 2011
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QUOTE(DarReNz @ Nov 17 2011, 10:43 AM) try to attach more bills to your card Yaya!!! totally agree on this...I pay my house's utilities bill via OCBC card.. petrol during weekdays...  It's good to have additional income of RM 50 every month.. yahoo!~!~ |
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Nov 17 2011, 08:47 PM
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Senior Member
1,643 posts Joined: Jan 2003 From: Federal Territory of KL Status: Widowed 
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guys, anyone paid tuition fee with credit card?
mmu is considered 1% rebate right? |
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Nov 17 2011, 08:51 PM
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Senior Member
3,902 posts Joined: Jul 2007
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QUOTE(den @ Nov 17 2011, 08:47 PM) guys, anyone paid tuition fee with credit card? what do you think?mmu is considered 1% rebate right? pls la, do your home work. if everyone ask whether this is 1% or 5%, we can grow one version each day This post has been edited by lamode: Nov 17 2011, 08:52 PM |
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Nov 17 2011, 09:03 PM
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Senior Member
1,643 posts Joined: Jan 2003 From: Federal Territory of KL Status: Widowed
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QUOTE(lamode @ Nov 17 2011, 08:51 PM) what do you think? just thought of getting a confirmation.pls la, do your home work. if everyone ask whether this is 1% or 5%, we can grow one version each day anyway, thanks for spending your precious time. |
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Nov 17 2011, 09:05 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(den @ Nov 17 2011, 08:47 PM) guys, anyone paid tuition fee with credit card? MMU (tuition fee) doesn't fall into any of the 5% categories. So yes. It is just 1%.mmu is considered 1% rebate right? |
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Nov 17 2011, 10:53 PM
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All Stars
26,519 posts Joined: Jan 2003
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For tuition fee, you may wanna read Gen-X's blog about using CC for education bill:
http://creditcardsmalaysia.blogspot.com/20...-secondary.html |
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Nov 17 2011, 11:35 PM
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Senior Member
3,294 posts Joined: Dec 2005
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How do you guys pay TNB bill using this card?
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Nov 17 2011, 11:42 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(echoesian @ Nov 17 2011, 11:35 PM) How do you guys pay TNB bill using this card? Via OCBC Online Banking page  |
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Nov 18 2011, 01:16 AM
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Senior Member
4,470 posts Joined: Sep 2007 From: Kuala Lumpur
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going to apply this soon... even thou i have uob...
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Nov 18 2011, 01:23 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(xproc @ Nov 18 2011, 01:16 AM) going to apply this soon... even thou i have uob... OCBC Titanium is a MUST HAVE Credit Card ... but some just couldn't get it. |
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Nov 18 2011, 11:06 AM
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Senior Member
3,294 posts Joined: Dec 2005
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For tuition fees I think is better to use OCBC Great Eastern card because it gives 1.5% rebate
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