Just got my Platinum Charge Card not long ago, and had the 300k points credited into my account. I didn't know there was a community here on it. Will start following you guys.

Have you paid the annual fee? My annual fee only came in the second or 3rd month. The points were credited after that. If unsure no harm calling.

To be frank I am disappointed by the concierge.
1. It's so hard to utilise the golfing privileges - it's always full
2. I the travel concierge to arrange some flights for me but they never got back to me

Thanks. I already have my Priority Pass and it’s one of the best aspects as I can bring in a guest whenever I use that. But I don’t see anywhere we have Hilton Honors?

Yes, I remember mine took quite fast.

Thanks, have done so.

180k MR to offset the RM3,250 yearly fee for an annual spend of RM200k? It's not published?

Somehow the number never works. I have a CS representative (I'm not sure what department), she's quite diligent in handling mine and my partner's application.

Can PM me I can share her details perhaps.

Thanks

Anything you want to know can be looked up on Maybank's page for this card and on AMEX's website directly. Personally, I'm very happy that I can get a lot of Membership Rewards in a short span of time.

Granted I got this card at a time of intercontinental travelling. In half a year I have acquired an equivalent of Membership Rewards of an SQ business class return flight to New Zealand or Japan. Furthermore MR does not expire, unlike Treats Points. Also I am very happy with the Priority Pass and Plaza Premium access. There's some differences bettween the two. I golf as well, but it's so difficult to get a slot with Maybank's Golfing Privileges. And I'm not really satisfied with the Concierge service.

But in any case we have to pay the exorbitant annual fee.

I have a quick question, do we get Membership Rewards if we reload using the Platinum charge card. I can only find references to Treats Points. https://www.maybank2u.com.my/iwov-resources...enefits_faq.pdf

Regarding this. I have CTOS account and it reports that my Maybank AMEX Platinum of a certain credit limit, though I find myself able to spend beyond 150% of that credit limit before it usually gets declined.

Hope it helps.

FYI guys. https://www.maybank2u.com.my/maybank2u/mala...n-revision.page

I managed to check with my card sales representative, she mentioned to me that the Maybank Platinum Charge Card is not affected. Which makes sense because I cannot find the card information in the link I provided earlier.

Can anyone else also confirm the answer I received?

Cheers.

2 weeks ago I had the opportunity to try the Centurion Lounge at JFK.




Thoughts, lounge is not as large as I imagined it would be and it is quite busy. Food was relatively good and I tried a Whisky Sour at the 1850 "hidden" bar.

It really depends on your lifestyle and holiday plans.

1. I try to charge everything to the card as much as possible, Lazada, Shopee, hotels, restaurants, etc.
2. I have claimed 1,300,000 MR into Krisflyer already. There's another 560,000 MR sitting in my account - waiting for the next Hunger Games.
3. Priority Pass is good, but in Singapore it doesn't allow shower facilities - I use my HSBC card for that
4. I used the Centurion lounge and Delta lounges (with a valid Delta airlines ticket) in the USA and found it beneficial
5. Golf privileges as well but not easy to book, must be very flexible
6. Travel insurance - but I forgot to apply for my flight delay

No, it's only a welcome (one-time) offer.

When I did it in Dec it took me close to 2-3 weeks. The last time I did it when it reopened in February it only took a couple of days. So I have no clue.

That depends on your spending habits, if your returns from the MR are worth less than the annual fee then no, obviously. I spend enough to justify the MR to KrisFlyer redemption annually. I have amassed 428k KF in under 2 years, should be enough for 2x return business class to Europe or the States.

The Plaza Premium First, Priority Pass, the add Centurion Lounge and Delta lounges also round it up very nicely.

I play golf but find it hard to arrange with the concierge to redeem the free green fees. I have not used the concierge for travel either.

I don't think we get Marriott Bonvoy gold from the Maybank card. I have obtained Hilton gold from it, however.

I don't see it on the web page however https://www.americanexpress.com/en-my/netwo...tinum-card.html. But I will give them a call in the next few days. I'm already Marriott Titanium, so might try to give it to my wife. Hilton gold seems to be more worthwhile than Marriott Gold, however.

My first thought would be, calculate your potential earnings from airmiles with your spend. If the points conversion works out to a redemption of your expectations and the fees are reasonable, then yes. Otherwise, I would not consider as airmiles conversion and redemption would inflate over time.

I do not know anyone in my circle that carries balance in their credit cards. I pay my credit cards all on time anyway. I'm only with AMEX Platinum Charge Card because of the pretty good airmiles conversion for SQ, the travel insurance, flight lounges (Priority Pass, Delta, Centurion, Plaza Premium/First), the possibility for golf green fee waiver (though I have never used it), occasional perks (VIP at 2025's LPGA Maybank Open), and being nice and sleek (it feels better than even the metal World Elite Mastercard by Maybank). I find it worth the RM 3,250 waiver ever year at my current spend and travel requirements.

If you travel sufficiently and book via the AMEX Gold, check the insurance terms, otherwise I think the Green Card might do because both are 2X anyway.

My relative in UK is the same, they get a tonne of bonus points upon renewal (on a case-by-case basis). Malaysia is what it is.

I have not applied for the waiver of RM 3,250 ... nor do I think it's possible (would be happy to be pointed out I'm wrong and if there are ways )

This post has been edited by Chiet: Nov 16 2025, 02:30 PM