BenChiewI used to use CIMB TWE but I have finally decided to cancel it as the benefits doesn't seemed well. What I am lacking is an AMEX so probably I might consider this.

It really depends on your lifestyle and holiday plans.

1. I try to charge everything to the card as much as possible, Lazada, Shopee, hotels, restaurants, etc.
2. I have claimed 1,300,000 MR into Krisflyer already. There's another 560,000 MR sitting in my account - waiting for the next Hunger Games.
3. Priority Pass is good, but in Singapore it doesn't allow shower facilities - I use my HSBC card for that
4. I used the Centurion lounge and Delta lounges (with a valid Delta airlines ticket) in the USA and found it beneficial
5. Golf privileges as well but not easy to book, must be very flexible
6. Travel insurance - but I forgot to apply for my flight delay

Thanks for the valuable insights!

when you need to justify some spending, probably that is a signal that spending is not for you in all aspect.

Can anybody confirm that exclusion same as other maybank cards?

Planning to use it for utility
as it is not TP, is KF so whether izit RM2 for 1KF , or straight no , because TNC no mention any exclusion or restriction as it specify on category only local or online

hi all,

i'd like to ask about maybank plat charge card. ive tried to search the forum but cant find any previous answer.

maybank card page quote :-

"300,000 Welcome points!*

Earn 300,000 welcome Membership Reward points* with minimum spend of RM20,000 within 90 days of card issued and annual fee payment. Applicable for the first year only.

*Offer is valid till 31 December 2025"


meaning, next year when we renew our card with AF and if this offer is still valid, we will get another 300k welcome points?

It says "first year only"?

yes, you are right fruitie. thats what i thought too at first. but then i also read "and annual fee payment". for context, as per my understanding, annual fee is after using the card for 1 year.

hence i'm curious, seeking advise and clarification.

This post has been edited by 1stLaksamana: Feb 3 2025, 04:40 PM

Only first year, after that no more.

thank you fruitie

No, it's only a welcome (one-time) offer.

couldnt be arse to redeem MR for a long time due to hunger games but did it last week as they open up the quota and i need to book some itinerary with it

almost a week with my MR now shown as redeemed in M2U, still nothing in KF... is this normal? TP redemption is always a day max...

read some post earlier takes up to 21 days??? is it still the same in 2025?

When I did it in Dec it took me close to 2-3 weeks. The last time I did it when it reopened in February it only took a couple of days. So I have no clue.

Ahhh 3k+ annually to get this level of service… premium indeed

It depends. I redeemed to KF this month too and received on 2nd Feb. My friend till now not receiving it yet.

From what i understand from RM, MR redemption is different than TP, TP can be instant but MR redemption need to submit to Amex

In 2025, is this card still worth applying? Let's take out the hefty AF reason for now.

This post has been edited by fruitie: Feb 10 2025, 05:58 PM

For local spend, yes!

How so? Let’s say compare to KF AmEx?

Amex Plat RM1.40/KF for local spend, while KF Amex is RM2.50/KF

Miles validity for Amex Plat is 6 years, KF Amex is just 3 years

The only cons is that, for Amex Plat, you need to fight for redemption. LOL!

Oh yeah. I think I saw the wrong card. That’s not bad to be honest.
But the fighting part hmm.