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 American Express® Cards v3, Treatpoints & Membership Rewards™

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chemistry
post Jan 20 2011, 11:04 PM

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QUOTE(StupidGuyPlayComp @ Jan 20 2011, 10:47 PM)
smile.gif Just applied the Maybankard 2 through the shopping center card agent...........
*
Good luck.
Hope you won't get surprise when cards arrive tongue.gif (include cards that you didn't apply)

QUOTE(avars @ Jan 20 2011, 10:49 PM)
Have any1 made rough calculations on how much 1TP is worth? Most of the RM100 vouchers need +-20k TPs?
*
I don't expect 10000pts=RM50 no more.
No doubt, in the future, the points required to redeem RM50 will continue to rise. 11k, 11.5k, 12k...and so on...
However, I think 10000pts=principal card GST will remain.
erry-
post Jan 20 2011, 11:11 PM

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QUOTE(chemistry @ Jan 20 2011, 11:04 PM)
I don't expect 10000pts=RM50 no more.
No doubt, in the future, the points required to redeem RM50 will continue to rise. 11k, 11.5k, 12k...and so on...
However, I think 10000pts=principal card GST will remain.
*
other than GST Principal, 10k TP for RM50 still available for voucher of:
Sony / Photobookmart / Metrojaya / Machines / MyDin.

while RM50 voucher for HSL and Harvey Norman require 9700 TP.
Sogo & MPH 9500 TP.
Parkson 9300 TP.
Robinson 9000 TP.

https://www.maybankard.net.my/

This post has been edited by erry-: Jan 20 2011, 11:13 PM
TSzenquix
post Jan 20 2011, 11:15 PM

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Jusco RM100 voucher = 20k Tpoints
https://www.maybankard.net.my/catalogue/pro...e=89&pro_id=228

Parkson RM50 voucher = 9300 Tpoints
https://www.maybankard.net.my/catalogue/pro...e=89&pro_id=505

Metrojaya RM50 voucher = 9000 Tpoints
https://www.maybankard.net.my/catalogue/pro...e=89&pro_id=504

Treatpoints is not "that" bad
chemistry
post Jan 20 2011, 11:22 PM

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QUOTE(erry- @ Jan 20 2011, 11:11 PM)
other than GST Principal, 10k TP for RM50 still available for voucher of:
Sony / Photobookmart / Metrojaya / Machines / MyDin.

while RM50 voucher for HSL and Harvey Norman require 9700 TP.
Sogo & MPH 9500 TP.
Parkson 9300 TP.
Robinson 9000 TP.

https://www.maybankard.net.my/
*
QUOTE(zenquix @ Jan 20 2011, 11:15 PM)
Jusco RM100 voucher = 20k Tpoints
https://www.maybankard.net.my/catalogue/pro...e=89&pro_id=228

Parkson RM50 voucher = 9300 Tpoints
https://www.maybankard.net.my/catalogue/pro...e=89&pro_id=505

Metrojaya RM50 voucher = 9000 Tpoints
https://www.maybankard.net.my/catalogue/pro...e=89&pro_id=504

Treatpoints is not "that" bad
*
I am not quite interested in vouchers. I want CASH.
The only thing I like TP is the point redemption fair at SenQ, it is indeed very attractive.
erry-
post Jan 20 2011, 11:25 PM

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QUOTE(chemistry @ Jan 20 2011, 11:22 PM)
I am not quite interested in vouchers. I want CASH.
The only thing I like TP is the point redemption fair at SenQ, it is indeed very attractive.
*
using mbb for 4 years now, never heard mbb can redeem TP for cash like MR sweat.gif

even hsbc also can redeem cash, rm50 for 12.5k points ~

chemistry
post Jan 20 2011, 11:30 PM

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QUOTE(erry- @ Jan 20 2011, 11:25 PM)
using mbb for 4 years now, never heard mbb can redeem TP for cash like MR sweat.gif
even hsbc also can redeem cash, rm50 for 12.5k points ~
*
Well it's OK for me. I can just wait for redemption fair at SenQ smile.gif
ben83
post Jan 20 2011, 11:36 PM

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Partipating outlets at 1 Utama can use TP to pay for your purchase. It is known as Rcube or something like that
TSzenquix
post Jan 21 2011, 12:16 AM

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QUOTE(ben83 @ Jan 20 2011, 11:36 PM)
Partipating outlets at 1 Utama can use TP to pay for your purchase. It is known as Rcube or something like that
*
rate is not that great
For every conversion of RM10 the points equivalent is 2100

https://www.maybankard.net.my/catalogue/pro...=102&pro_id=542


ronnie
post Jan 21 2011, 12:24 AM

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If not mistaken, SenQ conversion rate for TP is RM1 = 190TP
chemistry
post Jan 21 2011, 12:29 AM

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QUOTE(ronnie @ Jan 21 2011, 12:24 AM)
If not mistaken, SenQ conversion rate for TP is RM1 = 190TP
*
the redemption fair at Senq that I mentioned was not kind of "Pay With Points", but "Redeem electrical appliances with lower points than usual".
Gen-X
post Jan 21 2011, 07:00 AM

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QUOTE(ben83 @ Jan 20 2011, 11:36 PM)
Partipating outlets at 1 Utama can use TP to pay for your purchase. It is known as Rcube or something like that
*
Yeap, for now Rcubed at 1U only. 2100TP = RM10. With 5X TP that's equivalent to 2.381%
guanteik
post Jan 21 2011, 09:35 AM

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Sorry guys for giving the wrong information on KLIA lounge. This was the information given by the AMEX CS on the 18 Jan. Today I called them back to check on this after reading the post here and they said Maybankard2 does not entitle for the KLIA lounge. It's worth to keep the AMEX Plat card then.
TSzenquix
post Jan 21 2011, 09:50 AM

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QUOTE(guanteik @ Jan 21 2011, 09:35 AM)
Sorry guys for giving the wrong information on KLIA lounge. This was the information given by the AMEX CS on the 18 Jan. Today I called them back to check on this after reading the post here and they said Maybankard2 does not entitle for the KLIA lounge. It's worth to keep the AMEX Plat card then.
*
no harm done. What thing Malaysian CS lacks is consistency tongue.gif
Gen-X
post Jan 21 2011, 10:03 AM

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Finally, finished my article and review on Maybanard 2 Cards for my blog at http://creditcardsmalaysia.blogspot.com/

Below is the main gist of the entire article and for those not wanting to waste time reading it at my blog:

Benefits of Maybankard 2 Cards which I feel is worth repeating:

I) 2 Credit Cards for a single GST of RM50 or shall we say RM25/each.

II) Free Lifetime Annual Fees - no conditions, no need to swipe minimum times or spend a minimum amount annually.

III) Travel Insurance - this is great as can use the card to purchase tickets and get 5X rewards points and 5% cash rebate (max RM50 but still better than nothing).

IV) 5X Treats Points anywhere in the world plus monthly cap of RM50 cash back for every Saturdays and Sundays. Note that it was mentioned Principal card holder only, better check if Supp cards also enjoy the 5% cash back when you apply for it.

V) The Visa or MasterCard,you can keep in your drawer as it only gives 1X point for every Ringgit. (But if you want 0% installment plans by merchants, then this card may be of use).


Comparison between Maybank 2 American Express Card and OCBC Titanium MasterCard

MBB 2 Amex gets 5X Reward Points Everyday, Anywhere and Anytime vs. OCBC TMC Nothing, Nil, None, Zero;

MBB 2 Amex Free Lifetime Annual Fees vs. OCBC TMC need to swipe 12 times;

MBB 2 Amex GST must pay (but with 5X points only need to spend RM2K to get 10,000 Treats Points to offset GST ) vs. OCBC TMC must pay but auto waived if spend RM10K annually;

MBB 2 Amex 5% cash back on weekends anywhere vs. OCBC TMC 5% cash back anytime but not everywhere;

MBB 2 Amex offers Travel Insurance vs. OCBC none; and last but not least

MBB 2 Amex overseas transactions are subjected to 2.5% Admin Charge but with 5X maybe this is acceptable vs. a lower overseas conversion rate with OCBC TMC (do note again that the RM50 cap which may limit the usefulness of OCBC Titanium MasterCard for overseas spending).

BOTH MBB 2 Amex and OCBC Titanium cash rebate is capped at RM50/month sad.gif


Please be warned that my entire article is kind of long with lots of other stuff unrelated to Maybankard 2 cards. So if you have the time to spare or just want some leisure reading over the weekend, click below link to go directly to my post on Maybankard 2:

Click here to read my review of Maybankard 2 Cards.

gerrardling
post Jan 21 2011, 10:04 AM

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err, gen-x, why u so free one ? no need to work or u are on leave now? great article on u blog
Gen-X
post Jan 21 2011, 10:10 AM

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QUOTE(gerrardling @ Jan 21 2011, 10:04 AM)
err, gen-x, why u so free one ? no need to work or u are on leave now? great article on u blog
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wah, you read so fast wan ar? 1 minute diff only from my "announcement". Yah I damn free nowadays and got nothing better to do tongue.gif Hope the article was informative.
gerrardling
post Jan 21 2011, 10:16 AM

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i guess u got ur own business ? haha, anyway just want to ask, i fax my application form for the mbb new cards, but to diff num as mention in ur blog. but i call mbb cs adi, they said need 2 working days for my application to be reflected in their system. should i fax them again to this number 03-2282 0373 ?
Gen-X
post Jan 21 2011, 10:23 AM

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QUOTE(gerrardling @ Jan 21 2011, 10:16 AM)
i guess u got ur own business ? haha, anyway just want to ask, i fax my application form for the mbb new cards, but to diff num as mention in ur blog. but i call mbb cs adi, they said need 2 working days for my application to be reflected in their system. should i fax them again to this number 03-2282 0373 ?
*
wait lah bro, 2 days only and yesterday public holiday. With so many people wanting the Maybankard 2, today Friday ( the staff won't be productive) and followed by two non working days, guess you should only check again after next Tuesday.

As for what I am doing, go read my blog at http://ringgitwisefool.blogspot.com/ where I did mentioned something about myself.
gerrardling
post Jan 21 2011, 10:24 AM

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but i fax in application on tues, so latest by mon, they can check at their system already, right ? so u retire at the age of 40++, guess u are active in share market, or other investment.

This post has been edited by gerrardling: Jan 21 2011, 10:26 AM
guanteik
post Jan 21 2011, 11:57 AM

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@gerrardling
Latest by next week you will see if your card is approved in the system, then it will take another week or so to send your card. Hopefully can get it by CNY.

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