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 Credit Card v14, Please read the 1st post before posting

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Felice821
post Feb 8 2011, 11:27 PM

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How come all of you guys get approved so fast ... I submitted 20th January .. I called CS just now and seems that they just received the application and in-process....
Gen-X
post Feb 8 2011, 11:29 PM

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QUOTE(Felice821 @ Feb 8 2011, 11:27 PM)
How come all of you guys get approved so fast ... I submitted 20th January .. I called CS just now and seems that they just received the application and in-process....
*
well, I wouldn't say all, mine still hanging eventho apply for it 3 weeks already over the phone sad.gif Better still, got call from MBB staff yesterday to follow up on my registration 3 weeks ago online for them to call me.
ahucks
post Feb 9 2011, 12:02 AM

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last week maybank offered me maybank2kard..and i accepted... and i asked to send it to my home...does i need to receive it by myself or somebody else also can?.. because i will not at home on weekdays because working...
zenquix
post Feb 9 2011, 12:07 AM

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QUOTE(ahucks @ Feb 9 2011, 12:02 AM)
last week maybank offered me maybank2kard..and i accepted... and i asked to send it to my home...does i need to receive it by myself or somebody else also can?.. because i will not at home on weekdays because working...
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Call in to their hotline and check. If it is via poslaju usually can be accepted by some other person. If it is via their own office boy then no.

You request it to be sent to a MBB branch near your office as well
aero
post Feb 9 2011, 03:28 AM

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hi guys, need advice.

Just got my HSBC gold credit card on January 2011 as I took it as together with house loan. But I have notice they already charged me RM 50 GST.

1. GST will be charge upon CC registration or until the year end?
2. Is there a way I could waive it without points redemption, since my card is new I will not have any good points now.
3. For the petrol rebate, which bank cc is the best and any catch?

Thanks notworthy.gif
spikey2506
post Feb 9 2011, 03:43 AM

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Just got my Maybankard 2 today. A quick question. My CL on the letter differs from the one displayed in M2U. The one in M2U should be applicable right?
gerrardling
post Feb 9 2011, 06:05 AM

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how to appeal if application for mbb 2 cards was rejected ?
Gen-X
post Feb 9 2011, 07:04 AM

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QUOTE(aero @ Feb 9 2011, 03:28 AM)
hi guys, need advice.

Just got my HSBC gold credit card on January 2011 as I took it as together with house loan. But I have notice they already charged me RM 50 GST.

1. GST will be charge upon CC registration or until the year end?
2. Is there a way I could waive it without points redemption, since my card is new I will not have any good points now.
3. For the petrol rebate, which bank cc is the best and any catch?

Thanks  notworthy.gif
*
1. GST charged immediately.
2. So far nobody reported that they got their GST waived with HSBC if not mistaken. If you do not want to pay GST then see if can cancel the card. Those of you not wiilling to pay the RM50 GST, don't apply for the card. Click here to read my old post on GST.
3. Generally all Visa and Mastercard don't give points at petrol stations. Only Amex and co-brand petrol cards give points or cash back. For your case, HSBC got promotion at Caltex. Click here to read about Maybankard 2 Amex and click here to read about OCBC 5% cash back. Best card for Petrol - OCBC Titanium, 5% cash back everyday at any petrol station, catch max rebate per month RM50 or up to RM1000 for transaction on petro, dining, groceries and utilities.

QUOTE(spikey2506 @ Feb 9 2011, 03:43 AM)
Just got my Maybankard 2 today. A quick question. My CL on the letter differs from the one displayed in M2U. The one in M2U should be applicable right?
*
Call CS to confirm what is in the system instead of guessing.


QUOTE(gerrardling @ Feb 9 2011, 06:05 AM)
how to appeal if application for mbb 2 cards was rejected ?
*
if you apply thru agent then call him/her. If not I guess you can email MBB or call CS to ask.

This post has been edited by Gen-X: Feb 9 2011, 07:06 AM
gerrardling
post Feb 9 2011, 07:10 AM

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QUOTE(Gen-X @ Feb 9 2011, 07:04 AM)

if you apply thru agent then call him/her. If not I guess you can email MBB or call CS to ask.
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call their CS already. u can only reappeal after 6 months.
Gen-X
post Feb 9 2011, 07:14 AM

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QUOTE(gerrardling @ Feb 9 2011, 07:10 AM)
call their CS already. u can only reappeal after 6 months.
*
then go roadshow and apply again and this time get agent contact , don't care about the 6 months wait if you want it badly tongue.gif

For your info, if you not existing MBB cardholder, agent will get comission when your MBB 2 approved, so they will tend to "work" to ensure you get the card.
gerrardling
post Feb 9 2011, 07:58 AM

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by default, application will be rejected if i submit application for mbb 2 cards coz its will be in their system for 6 months
mustang
post Feb 9 2011, 08:10 AM

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I made an online transaction using MBB2Kard Amex and the transaction is posted but no TP acquired for that transaction only. And my 1st statement for the card, 5% cashback is not reflected for those transactions I made on weekend. Is this normal. unsure.gif

Question: In order to be eligible for MBB2Kard Amex TP, do I need to swipe at the terminal?

This post has been edited by mustang: Feb 9 2011, 08:15 AM
bingozero
post Feb 9 2011, 08:20 AM

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QUOTE(alexwsk @ Feb 8 2011, 01:40 PM)
just saw maybankard 2 in my M2U today doh.gif
but i just filled in the I'm Interested form and did not submit any application
*
Same with my situation too blush.gif
By the way did the officer call you to collect the card or they will post by mail?
rayfoo
post Feb 9 2011, 08:25 AM

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i read somewhere that online transaction not eligible for 5% , you have to swipe at the machine to get it, not sure about the TP

QUOTE(mustang @ Feb 9 2011, 08:10 AM)
I made an online transaction using MBB2Kard Amex and the transaction is posted but no TP acquired for that transaction only. And my 1st statement for the card, 5% cashback is not reflected for those transactions I made on weekend. Is this normal.  unsure.gif

Question: In order to be eligible for MBB2Kard Amex TP, do I need to swipe at the terminal?
*
zenquix
post Feb 9 2011, 08:39 AM

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QUOTE(bingozero @ Feb 9 2011, 08:20 AM)
Same with my situation too blush.gif
By the way did the officer call you to collect the card or they will post by mail?
*
Officer said mine will be delivered by hand :S

Just an input. The MBB CS told me that the benefit of the Visa/MC is 1x point when pumping petrol tongue.gif

bingozero
post Feb 9 2011, 08:44 AM

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QUOTE(zenquix @ Feb 9 2011, 08:39 AM)
Officer said mine will be delivered by hand :S

Just an input. The  MBB CS told me that the benefit of the Visa/MC is 1x point when pumping petrol tongue.gif
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Save time and no need collect at the branch thumbup.gif
winner
post Feb 9 2011, 09:34 AM

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QUOTE(Felice821 @ Feb 8 2011, 11:27 PM)
How come all of you guys get approved so fast ... I submitted 20th January .. I called CS just now and seems that they just received the application and in-process....
*
I received a card from Poslaju yesterday. I guess it must be the Maybankard 2 Cards. I am not eager to use it now and will only go to the post office to collect it on Saturday. I applied through phone on 21-01-11.
mustang
post Feb 9 2011, 09:42 AM

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QUOTE(rayfoo @ Feb 9 2011, 08:25 AM)
i read somewhere that online transaction not eligible for 5% , you have to swipe at the machine to get it, not sure about the TP
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Called up CS and based on the explanation, the TP will be credited into the account within 3 days from the posting date. Not all transactions will be reflected immediately. I shall wait another few days.
winner
post Feb 9 2011, 09:51 AM

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QUOTE(zenquix @ Feb 9 2011, 12:07 AM)
Call in to their hotline and check. If it is via poslaju usually can be accepted by some other person. If it is via their own office boy then no.
*
You may need to see which option choosen by the sender. Sometimes only the specific recipient can receive the documents.
winner
post Feb 9 2011, 09:55 AM

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QUOTE(rayfoo @ Feb 9 2011, 08:25 AM)
i read somewhere that online transaction not eligible for 5% , you have to swipe at the machine to get it, not sure about the TP
*
QUOTE(zenquix @ Feb 9 2011, 08:39 AM)
Just an input. The  MBB CS told me that the benefit of the Visa/MC is 1x point when pumping petrol tongue.gif
*
For both issues above, please get the confirmation first before you could jump to the conclusion. That means, you have to try it out YOURSELVES and keep us posted.

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