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 Credit Card v13

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kei18kun
post Dec 19 2010, 05:11 PM

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QUOTE(erry- @ Dec 19 2010, 04:31 PM)
mbb NOT offering this to any1!  doh.gif

my card not petronas so got annual fee. they give 3 years free af before.
this year finish, but 1 month before expired they send new card.
i want to cancel. but they offering me another 3 years af and that 10k tp.
dunno why.
BUT, previously i use about rm30k/year and always pay in full.
starting this year (from october, new card issued), no more high spending on this card.
so i wil lterminate it next year, no matter if they offering another 10k tp.
*
lol, mine is in between cancelled card and still exist since i cancel it last year bcos heard of gst. then i called to reinstate it bcos hv installment in it since i hv to pay 1 lump sum if i cancel. So wat i think Maybank do is just maintain the card in database so i finish paying the installment but i never get the gst until now. of cos i don't hold the card anymore
SUSpersistence85
post Dec 19 2010, 05:14 PM

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QUOTE(erry- @ Dec 19 2010, 05:10 PM)
yes. depends on location. like today, if go to kfc/tesco/giant, definately DA smile.gif

i didnt even apply mbb visa plat. just bcoz 3 years ago i signed up for palace vacation club, then they make this mbb card for me to pay the membership in 0% installment for 3 years. now finished, dunno what to do  sweat.gif
er.. DA is only open for fresh graduate to apply? other than that cant apply ma?

alexwsk
post Dec 19 2010, 05:15 PM

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QUOTE(erry- @ Dec 19 2010, 05:02 PM)
oh? no idea.

persistence85, u go to nearest scb branch to ask, or call 1300 880 388  sweat.gif
*
coz too many ppl applied, so scb decided to do damage control laugh.gif
SUSpersistence85
post Dec 19 2010, 05:17 PM

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QUOTE(alexwsk @ Dec 19 2010, 05:15 PM)
coz too many ppl applied, so scb decided to do damage control laugh.gif
*
LOL nod.gif

else the bank is not gonna make any profits?

This post has been edited by persistence85: Dec 19 2010, 05:18 PM
erry-
post Dec 19 2010, 05:19 PM

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QUOTE(kei18kun @ Dec 19 2010, 05:11 PM)
lol, mine is in between cancelled card and still exist since i cancel it last year bcos heard of gst. then i called to reinstate it bcos hv installment in it since i hv to pay 1 lump sum if i cancel
*
u should do BT b4 cancel the card brows.gif

or just, pay 1 lump sum biggrin.gif

QUOTE(persistence85 @ Dec 19 2010, 05:14 PM)
er.. DA is only open for fresh graduate to apply? other than that cant apply ma?
*
its not for fresh graduate. but u must have degree. no matter even if u graduated 10 years ago. as long as it is degree smile.gif

QUOTE(alexwsk @ Dec 19 2010, 05:15 PM)
coz too many ppl applied, so scb decided to do damage control laugh.gif
*
rm600 x 1000 people = rm600,000 already! sweat.gif sweat.gif :sweat

This post has been edited by erry-: Dec 19 2010, 05:23 PM
winner
post Dec 19 2010, 05:21 PM

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QUOTE(erry- @ Dec 19 2010, 04:35 PM)
like winner, already get rm600 for his scb justone. paying tax rm50 still earned rm550 smile.gif
*
SCB gave me free 11,000 points to offset the service tax. I redeemed the service tax payment by using 10,000 points. In the end, I still earned an additional 1,000 points without having to spend extra.


QUOTE(erry- @ Dec 19 2010, 04:52 PM)
per year.

since u a high spender, go apply scb justone card la.
u can already get free annual fee and rm600 max cashback.
pay the gst rm50, u still get rm550 thumbup.gif
even take it to cover next year gst too, u still get rm500 free.

if ur annual salary is rm40k/year, then go apply - http://www.standardchartered.com.my/_docum...one/appform.pdf
*
SCB JustOne Titanium is no longer open to new application since end of last year. It was mainly due to the overwhelming response as this card gives 5% cash back on Frdays and 2% cash back on non-Fridays for all retail purchases (including petrol). There is no cash back cap per month, but it is capped per year at RM600. On top of that, every RM2 spent (excluding petrol) is also entitled to 1x choice point.

This post has been edited by winner: Dec 19 2010, 05:29 PM
alexwsk
post Dec 19 2010, 05:22 PM

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QUOTE(erry- @ Dec 19 2010, 05:19 PM)
rm600 x 100 people = rm60,000 already!  sweat.gif  sweat.gif  sweat.gif
i thk more than 1000 ppl
in here oso got quite a few oledi biggrin.gif
SUSpersistence85
post Dec 19 2010, 05:23 PM

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QUOTE(erry- @ Dec 19 2010, 05:19 PM)
u should do BT b4 cancel the card  brows.gif

or just, pay 1 lump sum biggrin.gif

its not for fresh graduate. but u must have degree. no matter even if u graduated 10 years ago. as long as it is degree smile.gif

rm600 x 100 people = rm60,000 already!  sweat.gif  sweat.gif  sweat.gif
*
what is mean by lump sum?

oh, thats mean if i use my degree cert to apply then can get approval?

Yeah, rm60,000 is a lot and for 100 people only.. what if 1000 people?? laugh.gif

erry-
post Dec 19 2010, 05:25 PM

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QUOTE(winner @ Dec 19 2010, 05:21 PM)
SCB gave me free 11,000 points to offset the service tax. I redeemed the service tax payment by using 10,000 points. In the end, I still earned an additional 1,000 points without having to spend extra.
SCB JustOne Titanium is no longer open to new application since end of last year. It was mainly due to the overwhelming response as this card gives 5% cash back on Frdays and 2% cash back on non-Fridays for all retail purchases (including petrol). There is no cash back cap per month, but it is capped per year at RM600. On top of that, every RM10 spent (excluding petrol) is also entitled to 1x choice point.
*
good 4u. too bad no longer offering sweat.gif

QUOTE(alexwsk @ Dec 19 2010, 05:22 PM)
i thk more than 1000 ppl
in here oso got quite a few oledi biggrin.gif
*
1000 people then rm600,000 la. more than half a million already! laugh.gif

alexwsk
post Dec 19 2010, 05:26 PM

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QUOTE(winner @ Dec 19 2010, 05:21 PM)
SCB gave me free 11,000 points to offset the service tax. I redeemed the service tax payment by using 10,000 points. In the end, I still earned an additional 1,000 points without having to spend extra.
SCB JustOne Titanium is no longer open to new application since end of last year. It was mainly due to the overwhelming response as this card gives 5% cash back on Frdays and 2% cash back on non-Fridays for all retail purchases (including petrol). There is no cash back cap per month, but it is capped per year at RM600. On top of that, every RM10 spent (excluding petrol) is also entitled to 1x choice point.
*
SCB gave me 2 x 11000 after i bugged them numerous times thru mail and phone laugh.gif
so now i just keep quiet

every RM2 spent (excluding petrol) is also entitled to 1x choice point, every RM10 in JustOne current account earns 1x choice point thumbup.gif
erry-
post Dec 19 2010, 05:27 PM

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QUOTE(persistence85 @ Dec 19 2010, 05:23 PM)
what is mean by lump sum?
*
lump sum pay all the remaining balance 1 shot.

example:
u purchase thing rm4500 with installment plan for 24 months, so u need to pay rm187.50 monthly for 24months.
if u want to cancel the card on 11 month, u need to pay the remaining 13 months (rm2437.50) for 1 lump sum.
plus rm50 penalty for cancelling the installment (fee depends on bank).

This post has been edited by erry-: Dec 19 2010, 05:30 PM
alexwsk
post Dec 19 2010, 05:28 PM

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QUOTE(erry- @ Dec 19 2010, 05:25 PM)
1000 people then rm600,000 la. more than half a million already!  laugh.gif
half a million is nothing, it must be way more than that laugh.gif
AMEX oso allocate 4mil for the current campaign
TSMilesAndMore
post Dec 19 2010, 05:28 PM

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QUOTE(erry- @ Dec 19 2010, 04:27 PM)
QUOTE(chemistry @ Dec 19 2010, 04:21 PM)

Is there a RM50 cash voucher in the list?
nops. but hsbc got biggrin.gif
There is actually. Check again.

SUSpersistence85
post Dec 19 2010, 05:28 PM

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QUOTE(alexwsk @ Dec 19 2010, 05:26 PM)
SCB gave me 2 x 11000 after i bugged them numerous times thru mail and phone laugh.gif
so now i just keep quiet

every RM2 spent (excluding petrol) is also entitled to 1x choice point, every RM10 in JustOne current account earns 1x choice point thumbup.gif
*
so, guys, if u want to offset GST, keep bugging them, fax them, call them till they give you LOL tongue.gif

erry-
post Dec 19 2010, 05:30 PM

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QUOTE(persistence85 @ Dec 19 2010, 05:23 PM)
oh, thats mean if i use my degree cert to apply then can get approval?
*
yes apply DA using ur degree can get it. another term - annual fee rm30k/year
kei18kun
post Dec 19 2010, 05:30 PM

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QUOTE(alexwsk @ Dec 19 2010, 05:15 PM)
coz too many ppl applied, so scb decided to do damage control laugh.gif
*
haiya, just do like PBB limit it to payout of 800k or 1mil each month loh

QUOTE(erry- @ Dec 19 2010, 05:19 PM)
u should do BT b4 cancel the card  brows.gif

or just, pay 1 lump sum biggrin.gif


*
don't hv the money lah, if not just pay everything already tongue.gif
SUSpersistence85
post Dec 19 2010, 05:30 PM

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[quote=MilesAndMore,Dec 19 2010, 05:28 PM]
nops. but hsbc got biggrin.gif
[/quote]
There is actually. Check again.
*

[/quote]

wow, you mean mbb got RM50 cash voucher?


Added on December 19, 2010, 5:31 pm[quote=erry-,Dec 19 2010, 05:30 PM]
yes apply DA using ur degree can get it. another term - annual fee rm30k/year
*

[/quote]

rclxms.gif

This post has been edited by persistence85: Dec 19 2010, 05:31 PM
alexwsk
post Dec 19 2010, 05:32 PM

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QUOTE(persistence85 @ Dec 19 2010, 05:28 PM)
so, guys, if u want to offset GST, keep bugging them, fax them, call them till they give you LOL  tongue.gif
*
don't simply bug, i bugged them bcoz they hv a campaign and somehow they did not gv me the points
erry-
post Dec 19 2010, 05:32 PM

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QUOTE(MilesAndMore @ Dec 19 2010, 05:28 PM)
There is actually. Check again.
*
pls give me the link notworthy.gif

winner
post Dec 19 2010, 05:33 PM

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QUOTE(alexwsk @ Dec 19 2010, 05:26 PM)
SCB gave me 2 x 11000 after i bugged them numerous times thru mail and phone laugh.gif
so now i just keep quiet

every RM2 spent (excluding petrol) is also entitled to 1x choice point, every RM10 in JustOne current account earns 1x choice point thumbup.gif
*
Are you having more than one SCB card? If you have 2 SCB CCs, then having 2x free 11,000 points would make sense.

Yes, sometimes I do feel that SCB JustOne Titanium is better than OCBC Titanium.

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