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 Credit Card v13

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chemistry
post Dec 19 2010, 04:29 PM

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QUOTE(kei18kun @ Dec 19 2010, 04:26 PM)
wow, good news indeed, even MB catch on the the trend of offering absorb gst
*
Point-based cards will get free pts to redeem; rebate-based cards get what? Free cash straight away?
SUSpersistence85
post Dec 19 2010, 04:30 PM

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QUOTE(erry- @ Dec 19 2010, 04:27 PM)
no different, i'm not earning that rm50, coz i need to pay gst, which is rm50 too.

so better use another card that give cashback so i can earn more smile.gif

CL given is wise? if not wise, cancel it tongue.gif

erry-
post Dec 19 2010, 04:31 PM

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QUOTE(kei18kun @ Dec 19 2010, 04:26 PM)
wow, good news indeed, even MB catch on the the trend of offering absorb gst
*
mbb NOT offering this to any1! doh.gif

my card not petronas so got annual fee. they give 3 years free af before.
this year finish, but 1 month before expired they send new card.
i want to cancel. but they offering me another 3 years af and that 10k tp.
dunno why.
BUT, previously i use about rm30k/year and always pay in full.
starting this year (from october, new card issued), no more high spending on this card.
so i wil lterminate it next year, no matter if they offering another 10k tp.
erry-
post Dec 19 2010, 04:35 PM

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QUOTE(chemistry @ Dec 19 2010, 04:29 PM)
Point-based cards will get free pts to redeem; rebate-based cards get what? Free cash straight away?
*
new card, yes cashback.
anniversary, u calculate how much u earn the rebate in previous year and take it to cover the gst.
like winner, already get rm600 for his scb justone. paying tax rm50 still earned rm550 smile.gif

QUOTE(persistence85 @ Dec 19 2010, 04:30 PM)
CL given is wise? if not wise, cancel it  tongue.gif
*
i'm not high spender so not care much about CL.
my current DA plat is double than this mbb. enough already whistling.gif


SUSpersistence85
post Dec 19 2010, 04:39 PM

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QUOTE(erry- @ Dec 19 2010, 04:35 PM)
new card, yes cashback.
anniversary, u calculate how much u earn the rebate in previous year and take it to cover the gst.
like winner, already get rm600 for his scb justone. paying tax rm50 still earned rm550 smile.gif

i'm not high spender so not care much about CL.
my current DA plat is double than this mbb. enough already whistling.gif
*
walao... earn RM550.. so nice !!! tongue.gif

hebe87
post Dec 19 2010, 04:40 PM

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QUOTE(erry- @ Dec 19 2010, 04:17 PM)
i know. but better redeem things which worth more than rm50.
planning to redeem 1 month before next year expiry month then cancel the card  whistling.gif

next year i dont care. they offer me 10k tp or whatsoever, i will definately terminate it!  laugh.gif
*
go parkson for on the spot redemption

if i'm not mistaken, rm50 voucher can be exchanged for less than 10k TP
SUSpersistence85
post Dec 19 2010, 04:42 PM

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QUOTE(hebe87 @ Dec 19 2010, 04:40 PM)
go parkson for on the spot redemption

if i'm not mistaken, rm50 voucher  can be exchanged for less than 10k TP
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for eon , Rm50 voucher 12,000 points... just redeemed Rm100 last few days .. biggrin.gif
erry-
post Dec 19 2010, 04:42 PM

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QUOTE(persistence85 @ Dec 19 2010, 04:39 PM)
walao... earn RM550.. so nice !!!  tongue.gif
*
this scb justone, u must pay rm15k to get that blush.gif

if less than 15k, got annual fee rm200 sweat.gif
SUSpersistence85
post Dec 19 2010, 04:44 PM

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QUOTE(erry- @ Dec 19 2010, 04:42 PM)
this scb justone, u must pay rm15k to get that blush.gif

if less than 15k, got annual fee rm200 sweat.gif
*
pay rm15 k per month or per year? last month just spent rm20k++
erry-
post Dec 19 2010, 04:52 PM

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QUOTE(persistence85 @ Dec 19 2010, 04:44 PM)
pay rm15 k per month or per year? last month just spent rm20k++
*
per year.

since u a high spender, go apply scb justone card la.
u can already get free annual fee and rm600 max cashback.
pay the gst rm50, u still get rm550 thumbup.gif
even take it to cover next year gst too, u still get rm500 free.

if ur annual salary is rm40k/year, then go apply - http://www.standardchartered.com.my/_docum...one/appform.pdf

This post has been edited by erry-: Dec 19 2010, 04:53 PM
SUSpersistence85
post Dec 19 2010, 04:55 PM

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QUOTE(erry- @ Dec 19 2010, 04:52 PM)
per year.

since u a high spender, go apply scb justone card la.
u can already get free annual fee and rm600 max cashback.
pay the gst rm50, u still get rm550 thumbup.gif
even take it to cover next year gst too, u still get rm500 free.

if ur annual salary is rm40k/year, then go apply - http://www.standardchartered.com.my/_docum...one/appform.pdf
*
wait for my eon this card one year old then i go apply smile.gif
alexwsk
post Dec 19 2010, 04:59 PM

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QUOTE(persistence85 @ Dec 19 2010, 04:55 PM)
wait for my eon this card one year old then i go apply  smile.gif
*
er, the card is no longer open for application tongue.gif
erry-
post Dec 19 2010, 05:02 PM

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QUOTE(alexwsk @ Dec 19 2010, 04:59 PM)
er, the card is no longer open for application tongue.gif
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oh? no idea.

persistence85, u go to nearest scb branch to ask, or call 1300 880 388 sweat.gif
SUSpersistence85
post Dec 19 2010, 05:02 PM

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QUOTE(alexwsk @ Dec 19 2010, 04:59 PM)
er, the card is no longer open for application tongue.gif
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why?

kei18kun
post Dec 19 2010, 05:02 PM

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QUOTE(erry- @ Dec 19 2010, 04:27 PM)
no different, i'm not earning that rm50, coz i need to pay gst, which is rm50 too.

so better use another card that give cashback so i can earn more smile.gif

nops. but hsbc got biggrin.gif

oh in august. its ok. hlb essential give 1% only while ur scb justone give 2% & 5% notworthy.gif
*
good point since MBB card doesn't any benefits
SUSpersistence85
post Dec 19 2010, 05:03 PM

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QUOTE(erry- @ Dec 19 2010, 05:02 PM)
oh? no idea.

persistence85, u go to nearest scb branch to ask, or call 1300 880 388  sweat.gif
*
yea , will do since my eon havent 1 yr old, it's just about 3 months++ , almost 4 months old next jan tongue.gif
erry-
post Dec 19 2010, 05:04 PM

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QUOTE(kei18kun @ Dec 19 2010, 05:02 PM)
good point since MBB card doesn't any benefits
*
all card got their own benefits la. just i'm not using mbb a lot

SUSpersistence85
post Dec 19 2010, 05:06 PM

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QUOTE(erry- @ Dec 19 2010, 05:04 PM)
all card got their own benefits la. just i'm not using mbb a lot
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which card u use the most? HSBC and DA for CIMB?

staind
post Dec 19 2010, 05:07 PM

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Regarding PBB Esso/Mobil, may i know if the additional 3% cash rebate on top of the tier is applicable for retail purchase?
erry-
post Dec 19 2010, 05:10 PM

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QUOTE(persistence85 @ Dec 19 2010, 05:06 PM)
which card u use the most? HSBC and DA for CIMB?
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yes. depends on location. like today, if go to kfc/tesco/giant, definately DA smile.gif

i didnt even apply mbb visa plat. just bcoz 3 years ago i signed up for palace vacation club, then they make this mbb card for me to pay the membership in 0% installment for 3 years. now finished, dunno what to do sweat.gif

QUOTE(staind @ Dec 19 2010, 05:07 PM)
Regarding PBB Esso/Mobil, may i know if the additional 3% cash rebate on top of the tier is applicable for retail purchase?
*
no. ONLY for esso/mobil.





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