QUOTE(kei18kun @ Dec 19 2010, 04:26 PM)
Point-based cards will get free pts to redeem; rebate-based cards get what? Free cash straight away?Credit Card v13
Credit Card v13
|
|
Dec 19 2010, 04:29 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan |
|
|
|
|
|
|
Dec 19 2010, 04:30 PM
|
![]() ![]() ![]()
Junior Member
343 posts Joined: Oct 2010 |
QUOTE(erry- @ Dec 19 2010, 04:27 PM) no different, i'm not earning that rm50, coz i need to pay gst, which is rm50 too. CL given is wise? if not wise, cancel it so better use another card that give cashback so i can earn more |
|
|
Dec 19 2010, 04:31 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,323 posts Joined: Nov 2004 From: Smallville |
QUOTE(kei18kun @ Dec 19 2010, 04:26 PM) mbb NOT offering this to any1! my card not petronas so got annual fee. they give 3 years free af before. this year finish, but 1 month before expired they send new card. i want to cancel. but they offering me another 3 years af and that 10k tp. dunno why. BUT, previously i use about rm30k/year and always pay in full. starting this year (from october, new card issued), no more high spending on this card. so i wil lterminate it next year, no matter if they offering another 10k tp. |
|
|
Dec 19 2010, 04:35 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,323 posts Joined: Nov 2004 From: Smallville |
QUOTE(chemistry @ Dec 19 2010, 04:29 PM) Point-based cards will get free pts to redeem; rebate-based cards get what? Free cash straight away? new card, yes cashback.anniversary, u calculate how much u earn the rebate in previous year and take it to cover the gst. like winner, already get rm600 for his scb justone. paying tax rm50 still earned rm550 QUOTE(persistence85 @ Dec 19 2010, 04:30 PM) i'm not high spender so not care much about CL.my current DA plat is double than this mbb. enough already |
|
|
Dec 19 2010, 04:39 PM
|
![]() ![]() ![]()
Junior Member
343 posts Joined: Oct 2010 |
QUOTE(erry- @ Dec 19 2010, 04:35 PM) new card, yes cashback. walao... earn RM550.. so nice !!! anniversary, u calculate how much u earn the rebate in previous year and take it to cover the gst. like winner, already get rm600 for his scb justone. paying tax rm50 still earned rm550 i'm not high spender so not care much about CL. my current DA plat is double than this mbb. enough already |
|
|
Dec 19 2010, 04:40 PM
|
![]() ![]() ![]() ![]() ![]()
Senior Member
935 posts Joined: Jun 2008 |
QUOTE(erry- @ Dec 19 2010, 04:17 PM) i know. but better redeem things which worth more than rm50. go parkson for on the spot redemptionplanning to redeem 1 month before next year expiry month then cancel the card next year i dont care. they offer me 10k tp or whatsoever, i will definately terminate it! if i'm not mistaken, rm50 voucher can be exchanged for less than 10k TP |
|
|
|
|
|
Dec 19 2010, 04:42 PM
|
![]() ![]() ![]()
Junior Member
343 posts Joined: Oct 2010 |
|
|
|
Dec 19 2010, 04:42 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,323 posts Joined: Nov 2004 From: Smallville |
|
|
|
Dec 19 2010, 04:44 PM
|
![]() ![]() ![]()
Junior Member
343 posts Joined: Oct 2010 |
|
|
|
Dec 19 2010, 04:52 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,323 posts Joined: Nov 2004 From: Smallville |
QUOTE(persistence85 @ Dec 19 2010, 04:44 PM) per year.since u a high spender, go apply scb justone card la. u can already get free annual fee and rm600 max cashback. pay the gst rm50, u still get rm550 even take it to cover next year gst too, u still get rm500 free. if ur annual salary is rm40k/year, then go apply - http://www.standardchartered.com.my/_docum...one/appform.pdf This post has been edited by erry-: Dec 19 2010, 04:53 PM |
|
|
Dec 19 2010, 04:55 PM
|
![]() ![]() ![]()
Junior Member
343 posts Joined: Oct 2010 |
QUOTE(erry- @ Dec 19 2010, 04:52 PM) per year. wait for my eon this card one year old then i go apply since u a high spender, go apply scb justone card la. u can already get free annual fee and rm600 max cashback. pay the gst rm50, u still get rm550 even take it to cover next year gst too, u still get rm500 free. if ur annual salary is rm40k/year, then go apply - http://www.standardchartered.com.my/_docum...one/appform.pdf |
|
|
Dec 19 2010, 04:59 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
4,094 posts Joined: Jan 2003 From: USJ |
|
|
|
Dec 19 2010, 05:02 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,323 posts Joined: Nov 2004 From: Smallville |
|
|
|
|
|
|
Dec 19 2010, 05:02 PM
|
![]() ![]() ![]()
Junior Member
343 posts Joined: Oct 2010 |
|
|
|
Dec 19 2010, 05:02 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
5,195 posts Joined: Jan 2003 From: 500 year old rock ADHD |
QUOTE(erry- @ Dec 19 2010, 04:27 PM) no different, i'm not earning that rm50, coz i need to pay gst, which is rm50 too. good point since MBB card doesn't any benefitsso better use another card that give cashback so i can earn more nops. but hsbc got oh in august. its ok. hlb essential give 1% only while ur scb justone give 2% & 5% |
|
|
Dec 19 2010, 05:03 PM
|
![]() ![]() ![]()
Junior Member
343 posts Joined: Oct 2010 |
|
|
|
Dec 19 2010, 05:04 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,323 posts Joined: Nov 2004 From: Smallville |
|
|
|
Dec 19 2010, 05:06 PM
|
![]() ![]() ![]()
Junior Member
343 posts Joined: Oct 2010 |
|
|
|
Dec 19 2010, 05:07 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,162 posts Joined: Dec 2006 |
Regarding PBB Esso/Mobil, may i know if the additional 3% cash rebate on top of the tier is applicable for retail purchase?
|
|
|
Dec 19 2010, 05:10 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,323 posts Joined: Nov 2004 From: Smallville |
QUOTE(persistence85 @ Dec 19 2010, 05:06 PM) yes. depends on location. like today, if go to kfc/tesco/giant, definately DA i didnt even apply mbb visa plat. just bcoz 3 years ago i signed up for palace vacation club, then they make this mbb card for me to pay the membership in 0% installment for 3 years. now finished, dunno what to do QUOTE(staind @ Dec 19 2010, 05:07 PM) Regarding PBB Esso/Mobil, may i know if the additional 3% cash rebate on top of the tier is applicable for retail purchase? no. ONLY for esso/mobil. |
|
Topic ClosedOptions
|
| Change to: | 0.0258sec
0.42
6 queries
GZIP Disabled
Time is now: 7th December 2025 - 09:42 PM |