DA MC is not my primary card. Even they're lucrative, the only reason I'm still keeping my DA MC is their BT deal and the limit they offered to me compared to MBB.

This post has been edited by David83: Dec 18 2010, 04:48 PM

you own the card? i read through the credit limit, minimum rm2k.. not so wise.. hows ur credit limit if u own the card and whats the real color of the card?

This post has been edited by persistence85: Dec 18 2010, 04:48 PM

I hold the card before and canceled it 2 weeks ago, limit given is RM6,000. There is 5 colours embedded in the card, and colour will change from different angle.

This card only enjoy reward points, thus no cash megabonus like other PB cards.

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Added on December 18, 2010, 4:56 pmThe limit given by DA to me is the highest among my other cards, so which is ur primary card?

This post has been edited by ck_tonny: Dec 18 2010, 04:56 PM

I see. plan to take mastercard executive, but the gold color looks so plain...

MBB Ikhwan AMEX is primary CC for everything except petrol

MBB Petronas Visa is meant for petrol, autopay/auto-debit, installment and places which do no accept AMEX.

May i know what is the benefits of MBB Petronas Visa? only give you treat points when u fill up at petronas? other than that?

dont fork out rm50, but redeem 10,000 points

this:

same here. DA even upgrade my CL each time i reach the limit to swipe

you mean upgrade your CL permanently or temporarily?

treat points given at all transaction, not only at petronas. just at petronas can get 5x. so pump rm2200 can redeem fuel rm10 voucher already.

but for comparison, CIMB Petronas swipe at petronas rm1000 can get back rm20 already

while OCBC Ti rm1000 can get back rm50, at all petrol station

of coz permanently. never heard such as temporary

This post has been edited by erry-: Dec 18 2010, 05:27 PM

Looks like DA MC and OCBC is a must

This post has been edited by persistence85: Dec 18 2010, 05:53 PM

I'm afraid I am unable to accumulate that much points. Swt..
Last few months I went to Room18 Restaurant a few times, DA card helped me save RM70 (10% discount). Dragon-i's 20x Reward Pts is equivalent to 10% cashback as well.

oh i though u swipe rm10k/year

but u can take that Room18 Restaurant discount to cover for the gst too. still save rm20.
not even calculate the rebates for petrol/giant/tesco yet!

Too bad that both cards are Mastercard.

i only have 2 visa - hsbc & pbb esso/mobil - the best visa for me

DA visa plat cancelled already

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Added on December 18, 2010, 5:37 pmoh! also, maybankard visa debit!

but, rm3 = 1 points

This post has been edited by erry-: Dec 18 2010, 05:38 PM

I can't even max out my Ocbc Ti rebate capping.
DA MC is used mainly for Dining Privileges purpose. Petrol/Groceries I stil prefer OCBC Ti.

However, I don't mind to fork out RM50 to retain DA MC & SCB Business Plat as I manage to earn enough cashback from OCBC Ti.

if i have OCBC Ti, definately can max out the rebate

too bad they reject my application twice - coz some1 stated in previous thread - i'm a bad customer to the bank!

This post has been edited by erry-: Dec 18 2010, 05:41 PM

I set my AMEX gold credit card as primary card before, after 1 year of usage I putted it into drawer due to low acceptance. Good news is 15% cashback is back again, and MR points that I earn can cover 2 years GST.

Now left only DA MC and HLB visa in my wallet.

Any new privilege from MBB Petronas Visa? (owned it before and canceled it in Feb this year)

Well it is a fact that most of us know that Maybank Credit Cards (excluding AMEX) have the lowest admin fees for overseas transaction but is there a difference between using Visa or MasterCard? Below is a table showing my transactions in Singapore with different cards.



Check out the my transactions on 26th November where payments were made to same company for purchase of Universal Studios ticket with DAWMB and MBB Pet Visa. The conversion rate is almost the same!

If you guys recall, zenquix mentioned before that his Alliance MC rate was lower than Alliance Visa for overseas transactions. The fact is for Visa cards, MBB the best but we should now find out MBB MC versus other MasterCards.

If you very free, to read more on my comments on table above, click below link to My Credit Cards:

http://creditcardsmalaysia.blogspot.com/

DA was the first to offer 0% BT and they are very efficient and payment made about a week from application.

And David, i am surprised you asked what is good with DA? Use it at KFC and Burger King!

Canton-i also got extra points with DA Too bad they no longer have the sweet bun.

Yeah, back in 3 years, i was using that debit card, 3 years of swiping the debit card, and just able to redeem Rm20 COSWAY worth voucher

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Added on December 18, 2010, 5:46 pmI don't have Mastercard yet, thinking of getting one of em or getting both..

This post has been edited by persistence85: Dec 18 2010, 05:51 PM

u should use MC only to purchase the universal studios ticket. buy 4 get sgd$25 voucher free!

if u done it already, congrats