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 Credit Card v13

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Gen-X
post Dec 18 2010, 05:51 PM

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QUOTE(erry- @ Dec 18 2010, 05:49 PM)
u should use MC only to purchase the universal studios ticket. buy 4 get sgd$25 voucher free! smile.gif

if u done it already, congrats  thumbup.gif
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please don't assumed I didn't tongue.gif
erry-
post Dec 18 2010, 05:52 PM

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QUOTE(Gen-X @ Dec 18 2010, 05:51 PM)
please don't assumed I didn't  tongue.gif
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good! notworthy.gif

coz u stated "purchase of Universal Studios ticket with DAWMB and MBB Pet Visa" laugh.gif

This post has been edited by erry-: Dec 18 2010, 05:53 PM
SUSDavid83
post Dec 18 2010, 06:07 PM

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QUOTE(erry- @ Dec 18 2010, 05:19 PM)
treat points given at all transaction, not only at petronas. just at petronas can get 5x. so pump rm2200 can redeem fuel rm10 voucher already.

but for comparison, CIMB Petronas swipe at petronas rm1000 can get back rm20 already whistling.gif

while OCBC Ti rm1000 can get back rm50, at all petrol station sweat.gif

of coz permanently. never heard such as temporary  sweat.gif
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MBB offers temporary credit limit increase and of course, you can opt for permanent increase as well.

QUOTE(ck_tonny @ Dec 18 2010, 05:45 PM)
I set my AMEX gold credit card as primary card before, after 1 year of usage I putted it into drawer due to low acceptance. Good news is 15% cashback is back again, and MR points that I earn can cover 2 years GST.

Now left only DA MC and HLB visa in my wallet.

Any new privilege from MBB Petronas Visa? (owned it before and canceled it in Feb this year)
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Besides from the 5x TP with Petronas. I don't see any attractive deal with it. That's why seldom use it for usual swipe.

QUOTE(Gen-X @ Dec 18 2010, 05:45 PM)
Well it is a fact that most of us know that Maybank Credit Cards (excluding AMEX) have the lowest admin fees for overseas transaction but is there a difference between using Visa or MasterCard? Below is a table showing my transactions in Singapore with different cards.

user posted image

Check out the my transactions on 26th November where payments were made to same company for purchase of Universal Studios ticket with DAWMB and MBB Pet Visa. The conversion rate is almost the same!

If you guys recall, zenquix mentioned before that his Alliance MC rate was lower than Alliance Visa for overseas transactions. The fact is for Visa cards, MBB the best but we should now find out MBB MC versus other MasterCards.

If you very free, to read more on my comments on table above, click below link to My Credit Cards:

http://creditcardsmalaysia.blogspot.com/    
DA was the first to offer 0% BT and they are very efficient and payment made about a week from application. 

And David, i am surprised you asked what is good with DA? Use it at KFC and Burger King!
Canton-i also got extra points with DA smile.gif Too bad they no longer have the sweet bun.
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I'm aware of those promo at those places but I'm not a frequent diner at those place. Fast food is not my favourite choice when comes to food. Canton-i is a little dear for normal working day lunch/dinner with colleagues. tongue.gif

This post has been edited by David83: Dec 18 2010, 06:12 PM
erry-
post Dec 18 2010, 06:15 PM

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QUOTE(David83 @ Dec 18 2010, 06:07 PM)
Besides from the 5x TP with Petronas. I don't see any attractive deal with it. That's why seldom use it for usual swipe.
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if really looking for petronas rebates, told already.

mbb petronas = swipe rm2200 can get rm10 only!
cimb petronas = swipe rm2200 can get rm44
da mastercard = swipe rm2200 can get rm44
ocbc titanium = swipe rm2200 can get rm100 / rm50 next year (based on max capped)

so, why mbb? tongue.gif

SUSDavid83
post Dec 18 2010, 06:23 PM

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QUOTE(erry- @ Dec 18 2010, 06:15 PM)
if really looking for petronas rebates, told already.

mbb petronas = swipe rm2200 can get rm10 only!
cimb petronas = swipe rm2200 can get rm44
da mastercard = swipe rm2200 can get rm44
ocbc titanium = swipe rm2200 can get rm100 / rm50 next year (based on max capped)

so, why mbb? tongue.gif
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MBB is convenient for payment since I have saving account and M2U with MBB. I don't have saving with CIMB and lazy to go to CDM. The availability of OCBC branches is pretty limited.

Judging from all the factors, MBB wins top of the my personal criteria even deals is not the best in the market but acceptable.

By the way, thanks for bringing up the comparison and I may have slip that out in the previous posts.

This post has been edited by David83: Dec 18 2010, 06:23 PM
vinothrao84
post Dec 18 2010, 06:34 PM

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hi guys,

have u seen any roadshow for citibank nearby cheras/mines/kajang?

thx.
SUSpersistence85
post Dec 18 2010, 07:14 PM

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QUOTE(erry- @ Dec 18 2010, 06:15 PM)
if really looking for petronas rebates, told already.

mbb petronas = swipe rm2200 can get rm10 only!
cimb petronas = swipe rm2200 can get rm44
da mastercard = swipe rm2200 can get rm44
ocbc titanium = swipe rm2200 can get rm100 / rm50 next year (based on max capped)

so, why mbb? tongue.gif
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too bad AMbank 20% and public 15% gonna ends soon, if that promotion is for forever, i will definitely jump into AMbank/PBe

btw, based on what you mentioned, i think mbb not so good? shakehead.gif


Added on December 18, 2010, 7:16 pm
QUOTE(David83 @ Dec 18 2010, 06:23 PM)
MBB is convenient for payment since I have saving account and M2U with MBB. I don't have saving with CIMB and lazy to go to CDM. The availability of OCBC branches is pretty limited.

Judging from all the factors, MBB wins top of the my personal criteria even deals is not the best in the market but acceptable.

By the way, thanks for bringing up the comparison and I may have slip that out in the previous posts.
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I'm thinking to apply MBB credit cards because m2u makes my life easier, and the redemption points for mbb is pretty low...

This post has been edited by persistence85: Dec 18 2010, 07:16 PM
chemistry
post Dec 18 2010, 07:18 PM

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QUOTE(David83 @ Dec 18 2010, 06:23 PM)
MBB is convenient for payment since I have saving account and M2U with MBB. I don't have saving with CIMB and lazy to go to CDM. The availability of OCBC branches is pretty limited.

Judging from all the factors, MBB wins top of the my personal criteria even deals is not the best in the market but acceptable.

By the way, thanks for bringing up the comparison and I may have slip that out in the previous posts.
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IMHO, since OCBC Ti cashback is so generous, it is just small matter to pay that IBG fee. Convenience of repayment cannot be an excuse anymore.
SUSpersistence85
post Dec 18 2010, 07:20 PM

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QUOTE(chemistry @ Dec 18 2010, 07:18 PM)
IMHO, since OCBC Ti cashback is so generous, it is just small matter to pay that IBG fee. Convenience of repayment cannot be  an excuse anymore.
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rclxms.gif
kei18kun
post Dec 18 2010, 07:33 PM

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considering OCBC if PBB not giving me so much rebate this year. see wat kind of rebate they can give me after Feb2011. If no more rebate will cancel and switch to OCBC since got branch here at kajang tongue.gif

now still enjoying the PBB 15% & ambank 20 rebate...too bad for ambank cannot max it since its only for groceries and petrol on weekends. lazy to go tesco so far and dislike it for being so big to walk around...hehe

only using ambank for petrol since get 20%...so far max rebate i can get for this card is only RM30 out of RM80 since hardly pump petrol. PBB card is better since can buy anything and get rebate for the promotion now, so buying stuff like crazy...haha hope don't bankrupt myself


Added on December 18, 2010, 7:36 pm
QUOTE(chemistry @ Dec 18 2010, 07:18 PM)
IMHO, since OCBC Ti cashback is so generous, it is just small matter to pay that IBG fee. Convenience of repayment cannot be  an excuse anymore.
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totally true, just charge RM2 only anyway, beats going through traffic and getting parking. might get saman too
got RM30 saman just waiting outside PBB bank this month at SS15 subang jaya, just how desperate is our gov now sweat.gif definitely won't be voting for BN now vmad.gif

This post has been edited by kei18kun: Dec 18 2010, 07:36 PM
SUSpersistence85
post Dec 18 2010, 07:37 PM

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QUOTE(kei18kun @ Dec 18 2010, 07:33 PM)
considering OCBC if PBB not giving me so much rebate this year. see wat kind of rebate they can give me after Feb2011. If no more rebate will cancel and switch to OCBC since got branch here at kajang tongue.gif

now still enjoying the PBB 15% & ambank 20 rebate...too bad for ambank cannot max it since its only for groceries and petrol on weekends. lazy to go tesco so far and dislike it for being so big to walk around...hehe

only using ambank for petrol since get 20%...so far max rebate i can get for this card is only RM30 out of RM80 since hardly pump petrol. PBB card is better since can buy anything and get rebate for the promotion now, so buying stuff like crazy...haha hope don't bankrupt myself


Added on December 18, 2010, 7:36 pm
totally true, just charge RM2 only anyway, beats going through traffic and getting parking. might get saman too
got RM30 saman just waiting outside PBB bank this month at SS15 subang jaya, just how desperate is our gov now  sweat.gif  definitely won't be voting for BN now  vmad.gif
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20% cash back, fill up RM50, get Rm10 back, it's worth!

kei18kun
post Dec 18 2010, 07:46 PM

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but still difficult lah since my car just VIva hv to make sure the fuel light is blinking then only pump, somemore weekend only tongue.gif
SUSpersistence85
post Dec 18 2010, 07:57 PM

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QUOTE(kei18kun @ Dec 18 2010, 07:46 PM)
but still difficult lah since my car just VIva hv to make sure the fuel light is blinking then only pump, somemore weekend only tongue.gif
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You can fill up if the indicator show half tank? to maximize ur cash back smile.gif

alexwsk
post Dec 18 2010, 08:40 PM

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QUOTE(kei18kun @ Dec 18 2010, 07:33 PM)
totally true, just charge RM2 only anyway, beats going through traffic and getting parking. might get saman too
got RM30 saman just waiting outside PBB bank this month at SS15 subang jaya, just how desperate is our gov now  sweat.gif  definitely won't be voting for BN now  vmad.gif
er, selangor gov is under PR now biggrin.gif
waiting with ppl inside the car oso get saman rolleyes.gif

anyway, i agreed with "definitely won't be voting for BN" laugh.gif
SUSpersistence85
post Dec 18 2010, 08:42 PM

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QUOTE(alexwsk @ Dec 18 2010, 08:40 PM)
er, selangor gov is under PR now biggrin.gif
waiting with ppl inside the car oso get saman rolleyes.gif

anyway, i agreed with "definitely won't be voting for BN" laugh.gif
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I will vote for PR

BN = Barisan Kurang Rasional, Pencapaian Diutamakan, Rakyat Diperkudakan!

yuunasue
post Dec 18 2010, 08:47 PM

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Refer to previous tread..

QUOTE(MilesAndMore @ Jul 12 2010, 12:59 PM)
HSBC has just launched a new credit card today. It's called HSBC Advance VISA Platinum and is actually a complimentary card. HSBC Advance is a current account and replacement to HSBC PowerVantage. It is a lot like HSBC Premier in many ways, some of the benefits include the use of Global View and free Global Transfer between your local and overseas HSBC accounts (capped at US$10,000 for HSBC Advance and US$100k for HSBC Premier) which was previously available only to HSBC Premier customers. You need only an initial deposit of RM20,000 to open this account and the HSBC Advance VISA Platinum will be mailed to you in the next few weeks.

[attachmentid=1672385]
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Doesn't any one automatic receive their advance card after few week? And what is CL you get? Ask for friend. Thanks
lowyat_peter
post Dec 18 2010, 08:47 PM

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hi, what credit card got highest cash rebate?
SUSpersistence85
post Dec 18 2010, 08:48 PM

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QUOTE(lowyat_peter @ Dec 18 2010, 08:47 PM)
hi, what credit card got highest cash rebate?
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OCBC


Added on December 18, 2010, 8:51 pm
QUOTE(MilesAndMore @ Jul 12 2010 @ 12:59 PM)

HSBC has just launched a new credit card today. It's called HSBC Advance VISA Platinum and is actually a complimentary card. HSBC Advance is a current account and replacement to HSBC PowerVantage. It is a lot like HSBC Premier in many ways, some of the benefits include the use of Global View and free Global Transfer between your local and overseas HSBC accounts (capped at US$10,000 for HSBC Advance and US$100k for HSBC Premier) which was previously available only to HSBC Premier customers. You need only an initial deposit of RM20,000 to open this account and the HSBC Advance VISA Platinum will be mailed to you in the next few weeks.
thats mean deposit Rm20,000 then can get a HSBC Visa card?


This post has been edited by persistence85: Dec 18 2010, 08:51 PM
yuunasue
post Dec 18 2010, 08:51 PM

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QUOTE(persistence85 @ Dec 18 2010, 08:48 PM)
OCBC


Added on December 18, 2010, 8:49 pm

meaning deposit Rm20 k then can get visa card? wow?
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Need to maintained 20k in account. I think same as secure card. But just ask for my friend. She need to know. But if you pledge a 200k you will auto entitle Premier card with CL 50k ( That limit only i get hmm.gif )
SUSpersistence85
post Dec 18 2010, 08:54 PM

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QUOTE(yuunasue @ Dec 18 2010, 08:51 PM)
Need to maintained 20k in account. I think same as secure card. But just ask for my friend. She need to know. But if you pledge a 200k you will auto entitle Premier card with CL 50k ( That limit only i get  hmm.gif )
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Maintain Rm20k? meaning same as fixed deposit pledge? how much CL if maintain Rm20k?


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