means i can use my hsbc until before nov this year and then terminate the card...and no GST charged is it???

This post has been edited by gastacopz: Jan 14 2011, 05:27 PM

if our credit card tied to balance transfer programme, can we use the remaining balance to do shopping?

if yes, the next statement we have to pay full amount of balance transfer or full amount of outstanding balance?

yup

Hey Winner, did they charge you anything later after you enter the lounge with your Alliance Plat Debit Card? By the way, where do you get this info, i couldn't find it on the web.

yes
you pay full amount of statement balance

No charge. I wouldn't enter the lounge if they charge me. I asked the staff at counter before I showed them my card.

anybody else can confirm bout this???

just to be safe....

This post has been edited by gastacopz: Jan 14 2011, 08:31 PM

Which bank is giving the balance transfer rate at the moment? Public Bank? need to apply for a credit card to do a balance transfer.

hsbc charged gst 1 month after the annivessary month.

just look at ur card expiry date, should be 10/XX (example 10/14).
so to be safe, use it till september only and terminated it (before october).

i did replied before terminate it on september - #entry39282020

FULL STATEMENT BALANCE.

its maybank, amex and alliance (alliance for current card holder only) - 12 months 0% fee.
while pbb and cimb - 6 months 0% fee.

This post has been edited by erry-: Jan 14 2011, 10:59 PM

O/T:
you seriously need a financial planning, keep getting loan to cover this and that is not a long term solution, stop spending those unnecessary expense, and please stop gambling in genting, uncle lim forever the winner

any website to check forex rate? i checked thru VISA website and couldn't get any link

just to add - since I was on the line with Alliance CS, asked them how long it takes to for BT application and was informed takes 2 weeks! To be frank, Alliance kind of slow, 1.5 years back asked for credit limit increase no action for a week so complain by email then only got called from them. Would expect fast action after that but yet still took them more than a week to increase my CL and by that time I no longer needed the increase.

This post has been edited by Gen-X: Jan 14 2011, 11:43 PM

I got mine done in abt 9 working days

For credit card:
http://corporate.visa.com/pd/consumer_serv...er_ex_rates.jsp
All credit cards charge more or less the same rate (variation is admin fees)

Currency notes:
http://www.wawasanmoneychanger.com.my/exchangeRates.asp
Few online money changers as updated as Wawasan.

This post has been edited by charymsylyn: Jan 15 2011, 12:07 AM

winner & simplesmile - the alliance debit card, let say i deposit rm22k to get the card, can i withdraw immediately rm20k after i have the card?

is there any 'period' cant touch that rm20k?
or any fee if the balane is below rm20k?

btw, is the card got annual fee? rm20?

cant find much at the website. call cs, cs also look at the website (i guide her) and no answer

JUst want to ask on behalf my fren. he swipe at Giant using DA cc on sunday. but in his statement it shows no discount of 5% rebate. How does the rebate work? credit into the next months statement?

Refer here for the answer:
http://www.directaccess.com.my/index.php?c...396&tpt=cimb_da

bcoz the rebates will be credited to the account on the 10th of the following month ~

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Added on January 15, 2011, 2:22 ambtw jonuslee, i noticed u ask lot on behalf or ur fren. why dont ask ur fren join here?

This post has been edited by erry-: Jan 15 2011, 02:22 AM

Yes, the rebate will only be credited to your cc account on 10th of next statement month.

I wonder if mobile prepaid reload done at Tesco cashier is entitled to CIMB's Sunday rebate as well??

This post has been edited by chemistry: Jan 15 2011, 02:38 AM

yes it should be

Mine is Alliance Platinum Debit Card for Alliance Personal. It is different from the generic Alliance Platinum Debit Card. For Alliance Personal customers, a minimum deposit of RM50,000 must be maintained or else a RM35 monthly maintenance fee will be charged. The annual fee is RM12.

http://www.alliancebank.com.my/allianceper...l/benefits.html

This post has been edited by winner: Jan 15 2011, 07:38 AM