i would like to ask you one question. let's say i am applying for my 3rd credit card ©, which scenario is better to get higher limit and better chance of being approved:

scenario 1

Card A: Fully utilized and been paying minimum

Card B: Almost fully utilized and paying minimum

or

scenario 2

Card A: no outstanding at all

Card B: no outstanding at all

Was told most banks prefer scenario 2, but some say they like customers in scenario 1 better so that they can earn from the interest. What do you think?

It's for DiGi.

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see the word "WORLD" ? 

It has nothing to do with the placement of the word "World". As mentioned earlier, HSBC Malaysia does not have WMC in Malaysia.
The word World exist because the card design is standardized all over the world for HSBC Premier card holders.

If one happens to hold OCBC Titanium and Amex, do you think OCBC Titanium better than Amex?
There is no right or wrong answer but this is purely discussion. There is no point to discuss here if you are limiting what can be discussed.

3 years? Amex Gold cc was introduced in mid 2009.

Oh i see! it seems like we are using our money to buy the credit card benefits haiz sad  :cry:

I received a call at 2.15pm from someone who claimed to be from Standard Chartered name 'Ken' or somewhat similar. He started offering me about this SCB credit cards and asked which cards and CL I possessed at the moment. I felt suspicious after that and straight then I questioned him how he has my HP number, he answered 'we pick the number randomly' and then shooted him which branch he is from... 'Standard Chartered lah' is his answer, then without further discussion I just told him to forward me the details of his so called promotions to my email and up 'till now I don't get his email. The number he used to call me is XXXXXX9300, anyone who encountered the same experience please share whether this is a prank or not...

in my experience, my dad refuse to pay for it. so will received calls and lawyer letter, in the end nothing happen. lol funny part is they even offer my dad cc facility again. it was citibank i think. really waste of manpower n effort.
well if u want to go through all this hassle. don't pay.

for me i'll just pay it and have a peace of mind since its partly ur fault

any website to check forex rate? i checked thru VISA website and couldn't get any link

JUst want to ask on behalf my fren. he swipe at Giant using DA cc on sunday. but in his statement it shows no discount of 5% rebate. How does the rebate work? credit into the next months statement?