QUOTE(MilesAndMore @ Jan 9 2011, 10:04 AM)
Just like their Maybank Customer Service... incompetent and SLOW !!!Credit Card v13
Credit Card v13
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Jan 9 2011, 12:01 PM
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur |
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Jan 9 2011, 12:09 PM
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Senior Member
2,552 posts Joined: Jan 2008 |
Well i must say MBB offers are usually quite ok (if you are willing to dig a bit, alot of offers are not announced).
Their CS is slow (altho I must say the attention from Plat line is much better than the normal line), the 10k treat points they were suppose to transfer from my old card to new card is still missing after nearly a month. |
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Jan 9 2011, 12:54 PM
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All Stars
52,874 posts Joined: Jan 2003 |
Normal, my TP redemption to offset RM 50 offset has not complete until today since November 20. Very "efficient"!
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Jan 9 2011, 01:33 PM
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Senior Member
2,552 posts Joined: Jan 2008 |
anyway any OCBC Tit cardholder received their statement yet? Any rebates more than RM120?
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Jan 9 2011, 03:41 PM
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Senior Member
2,323 posts Joined: Nov 2004 From: Smallville |
regarding MBB,
i redeem TP for a travel bag on August last year via form and fax. till now, the bag still not arriving |
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Jan 9 2011, 04:05 PM
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Senior Member
4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban |
i left my contact number at OCBC website for their Tit CC...until today no callfrom them..
been a week now..... always like this ka their CS? |
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Jan 9 2011, 04:51 PM
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Junior Member
155 posts Joined: Feb 2008 |
hey guys.. kinda noob in cc scene.. whats the best cc benefit right now.. pb seems ok.
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Jan 9 2011, 04:52 PM
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Senior Member
1,401 posts Joined: Oct 2008 From: Bandar Sunway |
hi, do u guy know how long it takes for citibank clear card to approve?
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Jan 9 2011, 06:09 PM
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Junior Member
7 posts Joined: Dec 2010 |
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Jan 9 2011, 06:27 PM
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Junior Member
39 posts Joined: Apr 2010 |
QUOTE(ronnie @ Jan 9 2011, 08:31 AM) Minimum Balance : 5% of the Statement Balance or RM50 (whichever is higher) tat means i need to pay the minimum balance & also statement balance??Statement Balance : Amount owed to the bank after statement date - this column doesn't change to zero ever even you have paid Outstanding Balance : Amount owed to the bank - will show zero after full payment is made |
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Jan 9 2011, 06:32 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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Jan 9 2011, 06:35 PM
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Junior Member
282 posts Joined: Oct 2006 |
hi, i would like to apply my first credit card. And i think i'm going to apply Maybank Visa Ikhwan Card. So, is it i have to pay anything when applying the card at any of maybank branches or just submit the application form with related documents only?
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Jan 9 2011, 06:42 PM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(lucas_podolski @ Jan 9 2011, 06:35 PM) hi, i would like to apply my first credit card. And i think i'm going to apply Maybank Visa Ikhwan Card. So, is it i have to pay anything when applying the card at any of maybank branches or just submit the application form with related documents only? For Maybank Visa Petronas Ikhwan Gold CC, there's no annual fee. So NO need to pay anything.URL: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards This post has been edited by David83: Jan 9 2011, 06:45 PM |
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Jan 9 2011, 06:50 PM
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Junior Member
282 posts Joined: Oct 2006 |
QUOTE(David83 @ Jan 9 2011, 07:42 PM) For Maybank Visa Petronas Ikhwan Gold CC, there's no annual fee. So NO need to pay anything. what's the different btw PETRONAS ikhwan Visa gold and ikhwan american express/visa gold? since ikhwan american express/visa gold having rm130 annual fee.URL: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards |
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Jan 9 2011, 06:54 PM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(lucas_podolski @ Jan 9 2011, 06:50 PM) what's the different btw PETRONAS ikhwan Visa gold and ikhwan american express/visa gold? since ikhwan american express/visa gold having rm130 annual fee. I'm using Ikhwan AMEX Gold CC and there's no annual fee.I believe that PETRONAS ikhwan Visa gold and ikhwan visa gold should be the same since both of them are issued by Maybank Islamic under Shahriah compliance. |
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Jan 9 2011, 07:05 PM
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Junior Member
282 posts Joined: Oct 2006 |
QUOTE(David83 @ Jan 9 2011, 07:54 PM) I'm using Ikhwan AMEX Gold CC and there's no annual fee. the usability is the same right? not limited for fuel use only?I believe that PETRONAS ikhwan Visa gold and ikhwan visa gold should be the same since both of them are issued by Maybank Islamic under Shahriah compliance. |
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Jan 9 2011, 07:13 PM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(lucas_podolski @ Jan 9 2011, 07:05 PM) Not much difference. But it gives extra points on fuel usage. Read the details for both cards from below links:Ikhwan AMEX: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards Ikhwan Visa Petronas: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards This post has been edited by David83: Jan 9 2011, 07:17 PM |
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Jan 9 2011, 07:30 PM
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Junior Member
292 posts Joined: Jun 2008 |
QUOTE(SeanChang @ Jan 8 2011, 09:47 PM) i did it myself as to save on RM50 runner fee Hi,i think bank will most unlikely to reject the application unless the applicant record is very very bad & they won't loose a single cent as they have the fd money bank still put the clause "have right to reject" for fd pledge cc just to cover them self Can i check with u regarding the OCBC FD-pledged credit card do we have to commit any FD tenure period in order to get their credit card? Secondly,if let say the card approved,do we allow to withdraw our FD afterward? TQ This post has been edited by soonvee: Jan 9 2011, 07:30 PM |
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Jan 9 2011, 08:02 PM
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Junior Member
282 posts Joined: Oct 2006 |
QUOTE(David83 @ Jan 9 2011, 08:13 PM) Not much difference. But it gives extra points on fuel usage. Read the details for both cards from below links: ok thanx david. Ikhwan AMEX: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards Ikhwan Visa Petronas: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards |
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Jan 9 2011, 08:19 PM
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Senior Member
935 posts Joined: Jun 2008 |
QUOTE(soonvee @ Jan 9 2011, 07:30 PM) Hi, I believe this applies to all FD pledged cc, not only to OCBC only, where the FD is not allowed to be uplifted, so long as the credit card is active. Can i check with u regarding the OCBC FD-pledged credit card do we have to commit any FD tenure period in order to get their credit card? Secondly,if let say the card approved,do we allow to withdraw our FD afterward? TQ If the FD tenure is 12 month period, after 12 months, it will auto renew based on the current rate Therefore, even if the card is approved, you can't withdraw FD. If you want to withdraw FD, you must first clear all your cc outstanding charges and cancel your cc. |
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