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Credit Card v13
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hebe87
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 Dec 19 2010, 04:40 PM
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QUOTE(erry- @ Dec 19 2010, 04:17 PM) i know. but better redeem things which worth more than rm50. planning to redeem 1 month before next year expiry month then cancel the card  next year i dont care. they offer me 10k tp or whatsoever, i will definately terminate it!  go parkson for on the spot redemption if i'm not mistaken, rm50 voucher can be exchanged for less than 10k TP |
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hebe87
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Dec 19 2010, 09:59 PM
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QUOTE(David83 @ Dec 19 2010, 09:29 PM) But MBB has on-the-spot redemption for items/vouchers at participating partners. with on the spot redemption, MBB's TP offers better rate.. ie 9300TP for RM50 parkson voucher |
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hebe87
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Dec 19 2010, 10:35 PM
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QUOTE(chemistry @ Dec 19 2010, 10:18 PM) esso-Mobil smiles reward points program offer the best return in town! For example, 3*RM10 vouchers can be redeemed with just 3,600 pts. That means 0.833% cashback. Of course, the most worthy item of all time is RM15 fuel for 1,000 pts, which implies 1.5% cashback. Many people are not aware of this and keep on supporting BonusLink by pumping Shell fuel which pts is given on "per litre" basis. I think only Parkson loyal shoppers would love BonusLink because Parkson got 10X points promo. esso-Mobil Smiles Programi guess soon they will revise its rate, as price of petrol rises... |
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hebe87
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Dec 24 2010, 07:03 PM
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TBP is good, but the point itself does not worth that much as more points are required for redemption.. ie 21,800TBP for RM100 voucher
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hebe87
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Jan 6 2011, 09:48 PM
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QUOTE(SeanChang @ Jan 6 2011, 09:42 PM) i did fd pledge & got my ocbc titanium, there are plenty of document to sign & got it stamp duty however, bank still have the right to reject the application btw, the min fd to pledge is RM3k  hw much u paid for stamp duty? is it a fixed charges or it is based on certain percentage of the FD amount? |
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hebe87
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Jan 7 2011, 11:15 PM
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None of us able to tell the conversion rate.
But from experience by several card users here, MBB cards have the lower rates (after conversion and admin charges)
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hebe87
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Jan 9 2011, 08:19 PM
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QUOTE(soonvee @ Jan 9 2011, 07:30 PM) Hi, Can i check with u regarding the OCBC FD-pledged credit card do we have to commit any FD tenure period in order to get their credit card? Secondly,if let say the card approved,do we allow to withdraw our FD afterward? TQ I believe this applies to all FD pledged cc, not only to OCBC only, where the FD is not allowed to be uplifted, so long as the credit card is active. If the FD tenure is 12 month period, after 12 months, it will auto renew based on the current rate Therefore, even if the card is approved, you can't withdraw FD. If you want to withdraw FD, you must first clear all your cc outstanding charges and cancel your cc. |
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