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Credit Card v11
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jack2
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Sep 26 2010, 11:32 PM
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QUOTE(ck3lam @ Sep 26 2010, 11:18 PM) Someone has to try it. But if you do auto billing, you got discount from TM. Assuming u spent RM100 monthly, online payment will only give you RM5 rebate if MCC is correct. Auto billing will give you RM9 (RM4+5%) if MCC is correct. Same as postpaid bill (like digi) which will give u RM5 rebate for auto billing. Yes, TM autopay gives you RM2 discount. Why you stated RM4?
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travelyew
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Sep 26 2010, 11:35 PM
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Getting Started

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QUOTE(chemistry @ Sep 26 2010, 11:30 PM) Someone was talking about this card too, in Debit Card thread. The debit card there just mention 1%. What i saw is up to 8%!!!
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ronnie
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Sep 26 2010, 11:36 PM
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QUOTE(winner @ Sep 26 2010, 07:12 PM) It is quite difficult and troublesome to check the cash back details given by OCBC Titanium MC, if you have done too many transactions in the particular statement month. It only shows the cumulative cash back for 1% and 5% respectively. Luckily I have all my CC transaction recorded in XLS file for cross reference.
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hye
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Sep 26 2010, 11:44 PM
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White Tiger
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QUOTE(Kyle_22 @ Sep 26 2010, 11:27 PM) Yeah, I'm interested about that too...not sure if the HSBC 30K limit can apply...somemore not sure if need to hold the HSBC for at least 12 months Not sure about HSBC RM30K limit but definitely you are going to need 12 months on your HSBC card. And .... there's a strong chance they will check for your RM200K p.a income.
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roy918
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Sep 26 2010, 11:54 PM
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QUOTE(ck3lam @ Sep 26 2010, 11:18 PM) Someone has to try it. But if you do auto billing, you got discount from TM. Assuming u spent RM100 monthly, online payment will only give you RM5 rebate if MCC is correct. Auto billing will give you RM9 (RM4+5%) if MCC is correct. Same as postpaid bill (like digi) which will give u RM5 rebate for auto billing. You will not get any rebate for TM auto billing with OCBC Titanium card. RM2 rebate only for VISA card.
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jack2
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Sep 26 2010, 11:56 PM
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QUOTE(roy918 @ Sep 26 2010, 11:54 PM) You will not get any rebate for TM auto billing with OCBC Titanium card. RM2 rebate only for VISA card. Wonder where you heard about this. http://202.71.108.103/customer-care/bill-payment/autopay.asp
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travelyew
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Sep 26 2010, 11:58 PM
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Getting Started

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QUOTE(roy918 @ Sep 26 2010, 11:54 PM) You will not get any rebate for TM auto billing with OCBC Titanium card. RM2 rebate only for VISA card. Oh??? I just wanna do it. unfortunately i only have titanium card. Added on September 27, 2010, 12:01 amQUOTE(jack2 @ Sep 26 2010, 11:56 PM) Ya lo... Don't mention what card at all... This post has been edited by travelyew: Sep 27 2010, 12:01 AM
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ck3lam
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Sep 27 2010, 12:02 AM
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Getting Started

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QUOTE(jack2 @ Sep 26 2010, 11:32 PM) Yes, TM autopay gives you RM2 discount. Why you stated RM4? Eh? But it deducts RM4 for me every month (Stated as discount for auto billing). Added on September 27, 2010, 12:04 amQUOTE(roy918 @ Sep 26 2010, 11:54 PM) You will not get any rebate for TM auto billing with OCBC Titanium card. RM2 rebate only for VISA card. I don't think it is true. I use AMEX also can get rebates. This post has been edited by ck3lam: Sep 27 2010, 12:04 AM
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chemistry
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Sep 27 2010, 12:05 AM
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QUOTE(travelyew @ Sep 26 2010, 11:58 PM) Don't mention what card at all... It means all Mastercard cards are eligible for the RM2 rebate. Added on September 27, 2010, 12:06 amQUOTE(ck3lam @ Sep 27 2010, 12:02 AM) Eh? But it deducts RM4 for me every month (Stated as discount for auto billing). Do you have two TM accounts registered using your name? This post has been edited by chemistry: Sep 27 2010, 12:06 AM
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roy918
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Sep 27 2010, 12:06 AM
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QUOTE(jack2 @ Sep 26 2010, 11:56 PM) Jack, RM2 rebate for TM auto billing with Mastercard ended last year (31st Oct 2009). Just went to TM Point last Saturday to enroll auto billing but was told only VISA gets RM2 rebate. The brochure mentioned the promotion only applicable to VISA card and the promotion will ends this month. May be I'm wrong. Here you go: http://www.tm.com.my/about-tm/PromotionsNH...isaautopay.aspxDo note the T&C and online form link are screwed up. This post has been edited by roy918: Sep 27 2010, 12:19 AM
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chemistry
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Sep 27 2010, 12:09 AM
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QUOTE(roy918 @ Sep 27 2010, 12:06 AM) Just went to TM Point last Saturday to enroll auto billing but was told only VISA gets RM2 rebate. The form mentioned the promotion only applicable to VISA card and the promotion will ends this month. May be I'm wrong. Both are different promo... Visa (Debit card only) --> win a Vaio Mastercard (Debit & Credit cards) --> RM2 rebate This post has been edited by chemistry: Sep 27 2010, 12:12 AM
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ck3lam
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Sep 27 2010, 12:14 AM
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Getting Started

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QUOTE(chemistry @ Sep 27 2010, 12:05 AM) Added on September 27, 2010, 12:06 amDo you have two TM accounts registered using your name? I took the broadband package that comes with Telephone line. It said discount under package C.
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chemistry
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Sep 27 2010, 12:15 AM
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QUOTE(ck3lam @ Sep 27 2010, 12:14 AM) I took the broadband package that comes with Telephone line. It said discount under package C. That RM4 is regarded as DISCOUNT not rebate?
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ck3lam
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Sep 27 2010, 12:20 AM
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Getting Started

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QUOTE(chemistry @ Sep 27 2010, 12:15 AM) That RM4 is regarded as DISCOUNT not rebate? Yes it mentioned as Autopay discount. But should serve the same purpose right?
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chemistry
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Sep 27 2010, 12:24 AM
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QUOTE(ck3lam @ Sep 27 2010, 12:20 AM) Yes it mentioned as Autopay discount. But should serve the same purpose right? As long the "Autopay" word is there, it should have same meaning
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ck3lam
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Sep 27 2010, 12:26 AM
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Getting Started

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QUOTE(chemistry @ Sep 27 2010, 12:24 AM) As long the "Autopay" word is there, it should have same meaning  So I guess it doesn't matter which credit card you use, it's what package you subscribe. Maybe I better confirm with TM before changing my AMEX to OCBC Ti. Added on September 27, 2010, 12:30 amQUOTE(ronnie @ Sep 26 2010, 11:36 PM) Luckily I have all my CC transaction recorded in XLS file for cross reference. Not sure whether OCBC online got any excel file export feature for easy calculation later, some banks do have such convenience. This post has been edited by ck3lam: Sep 27 2010, 12:31 AM
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chemistry
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Sep 27 2010, 12:36 AM
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QUOTE(ck3lam @ Sep 27 2010, 12:26 AM) So I guess it doesn't matter which credit card you use, it's what package you subscribe. Maybe I better confirm with TM before changing my AMEX to OCBC Ti. Added on September 27, 2010, 12:30 amNot sure whether OCBC online got any excel file export feature for easy calculation later, some banks do have such convenience. Yours is Blockbuster right? Under TM or Celcom?
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travelyew
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Sep 27 2010, 12:56 AM
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Getting Started

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QUOTE(ck3lam @ Sep 27 2010, 12:26 AM) So I guess it doesn't matter which credit card you use, it's what package you subscribe. Maybe I better confirm with TM before changing my AMEX to OCBC Ti. Added on September 27, 2010, 12:30 amNot sure whether OCBC online got any excel file export feature for easy calculation later, some banks do have such convenience. So how about combo package??
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Angel On Fire
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Sep 27 2010, 04:38 AM
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Getting Started

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Dear all, If a courier arrives at my apartment to deliver my credit card and I'm not in, what would happen to the card? Will he leave the card in my mailbox? I don't want to put my office as the delivery address as I might be changing jobs soon. Added on September 27, 2010, 4:44 amQUOTE(travelyew @ Sep 26 2010, 11:28 PM) Just saw a advertisement by public bank at esso with new cc i.e. public esso card which up to 8% discount for esso petrol. But i can't find any info on public bank website. Great! I hope this new card by Public Bank will give the OCBC Tit Card a run for its money. This post has been edited by Angel On Fire: Sep 27 2010, 04:48 AM
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travelyew
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Sep 27 2010, 08:12 AM
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Getting Started

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QUOTE(Angel On Fire @ Sep 27 2010, 04:38 AM) Dear all, If a courier arrives at my apartment to deliver my credit card and I'm not in, what would happen to the card? Will he leave the card in my mailbox? I don't want to put my office as the delivery address as I might be changing jobs soon. Added on September 27, 2010, 4:44 amGreat! I hope this new card by Public Bank will give the OCBC Tit Card a run for its money. Depend on courier company, for post laju, normally will leave a card to inform u to take it at nearest post office. For others, normally will call u after few times failed to reach u.
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