[quote=Aloong,Jul 21 2010, 11:05 AM]
WHat's the diff with other types of TT??
The bank still charges for the TT rite?
Why u nid to transfer via ur fren? dun u have a bank a/c in SG and a bank a/c in M'sia?

I think he transfer the money to his friend's account here in SG (She is saving in SGD), then She in Malaysia transfer RM to his account in Malaysia. So no TT Charges liao.

hi all,
i got a question here.
so, i'm a new ep holder, which is not the laminate one,
can i use the access card lane?
coz my friend told me that i can actually use the lane w/o apply the acess card, but i was too timid to try. sob.
thx alot.

u can find the answer in previous few pages posted by me....no need access card..what u need is m'sia passport...i use it twice when i go back kl thru changi and when come back from kl at woodland ktm checkpoint..

I used it a couple of times in Tuas Checkpoint. It can be use. Nevertheless, sometime the line for the auto checkpoint has more queue and longer time to process. Funny. Those that are having problems usually are the ones holding Singapore passport. hehe...

Today i just went to the 3M company and sign the contract, and i heard from the HR tat some previous employer also face these kinda problem where their EP application was rejected and the only way to solve is to appeal and wait D:

wow..u working in 3M?...buy 3M product got staff discount?

not sure le.. lol, i haven work yet, waiting for EP approval D:

No idea leh. Never used giro for income tax. Not sure how much interest you can save though, given the low savings interest rates. Unless of course your tax payable is huge

Normally for the first year if I do not work for more than 183 days, I will kena 15% tax, right? Is there anyway to appeal for this to lower that? Just curious.

What is the reason for the appeal?

miss hometown pillow too much..have to quit the job earlier and back hometown with the belove pillow?

i also dunno. credit card rebates cashback how much ? currently paying over sgd5k per year for the taxes.

This post has been edited by Mackiddo: Jul 22 2010, 09:55 AM

[quote=L7Awesome,Jul 21 2010, 11:22 AM]
[quote=Aloong,Jul 21 2010, 11:05 AM]
WHat's the diff with other types of TT??
The bank still charges for the TT rite?
Why u nid to transfer via ur fren? dun u have a bank a/c in SG and a bank a/c in M'sia?

I think he transfer the money to his friend's account here in SG (She is saving in SGD), then She in Malaysia transfer RM to his account in Malaysia. So no TT Charges liao.

[/quote]

i understand now. thanks.

---

Added on July 22, 2010, 8:43 am[quote=Mackiddo,Jul 22 2010, 01:37 AM]
i also dunno. credit card rebates how much ? currently paying over sgd5k per year for the taxes.

[/quote]

can explain what is credit card rebates? u mean by having/using CC, u can have rebate/deductions to income tax?

This post has been edited by Aloong: Jul 22 2010, 08:43 AM

No reason actually. Just started my work back in mid-June. So it's less than 183 days unfortunatley. So kena 15% tax?

wow 15%. that's heavy

Yes, it's rather a heavy tax for the first year. Fortunately, it's only 1/2 a year tax. phew.... nevertheless, money is money. So not sure if they have any way to appeal. Normally when is the time to file tax in Singapore? Is it in April as well just like good ol' Malaysia?

If im not wrong, IRAS calculate your annual income, end of 2010, your total income less than 22k, you don't have to pay tax.

there's is no such thing as appeal for income tax reduction coz if they allows that it'll open the floodgate for more appeal later and i don't thing you have a strong basis even if they allow an appeal.

This post has been edited by Mackiddo: Jul 22 2010, 01:49 PM

im starting work in aug 2010 so <183 days, haih....15% tax right? suffer man...

feeling the pain even b4 i start work

---

Added on July 22, 2010, 2:16 pmoic, thx!

any food court, supermarket, market within walking distance?

my workplace is going to be near Thompson Rd (near 3M) who else works around that area n where do u choose to stay?

---

Added on July 22, 2010, 2:17 pmhey there, mind telling where do u stay n is it convenient for u to go work at 3M?

This post has been edited by toda6866: Jul 22 2010, 02:17 PM

Depends on your credit card, doesn't it?