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 Public Mutual v2, PB/Public series

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koinibler
post Jul 29 2011, 08:43 PM

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Thanks for the answer above. I'm more interested in the case where all my previous account from agent A to be appear on 'computer software' cams of Agent B, so that my current agent can print out analysis report. Its more convenient for me as previous agent has lost contact for around 3 years.

QUOTE(wongmunkeong @ Jul 29 2011, 07:16 PM)
However, if U are asking how to MOVE YOUR ENTIRE PORTFOLIO FROM Agent A to Agent B... not easy
You'll need 3 signoffs - U as the customer + your current Agent handling that portfolio + your new agent
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Can I just do something with only my new agent B as previous agent A already lost contact?
Evening
post Jul 29 2011, 09:32 PM

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Public Growth Fund distribute dividend at 6 cents per unit. tongue.gif

This post has been edited by Evening: Jul 29 2011, 09:33 PM
mois
post Jul 29 2011, 09:43 PM

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QUOTE(Evening @ Jul 29 2011, 09:32 PM)
Public Growth Fund distribute dividend at 6 cents per unit.  tongue.gif
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Check ur fund value. it is the same tongue.gif Plus u got taxed.
Evening
post Jul 29 2011, 09:48 PM

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QUOTE(mois @ Jul 29 2011, 09:43 PM)
Check ur fund value. it is the same  tongue.gif  Plus u got taxed.
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Yeah...seems like we are cheating ourself sweat.gif
Bonescythe
post Jul 29 2011, 10:07 PM

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QUOTE(wongmunkeong @ Jul 29 2011, 07:16 PM)
U can start new accounts with another agent
eg. if U already have PIX with Agent A,
now U open another PIX (different account number - dont worry, it'll be auto created) with Agent B.

However, if U are asking how to MOVE YOUR ENTIRE PORTFOLIO FROM Agent A to Agent B... not easy
You'll need 3 signoffs - U as the customer + your current Agent handling that portfolio + your new agent

Unless your current Agent loves U or is close to U, a bit.. colder than water chance... as yr current Agent gets "career benefit" from your equities and loaded funds held by U.

Hope the above clarifies more than  rclxub.gif
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Too complicated..

Just cash out everything.. Then hamtam all in again, easier ma smile.gif
Unless that 5.5% service charge is a big one, probably use sign sign lo..
kiddo_z
post Jul 29 2011, 10:24 PM

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How they count for dividend ....
is that you have to invest for that fund for at least a year ... that you entitle the dividend ....

How about if you invest yesterday and they announces the dividend today ... are you entitle for the dividend ...

how they count for the dividend ...
Is it base on your lowest unit trust end of the each months like how others PNB fund (e.g ASN/ASW) calculated ...
or a total of your unit trust the day before the announcement of the dividend ...

thank you for answering my question ...
wongmunkeong
post Jul 29 2011, 10:35 PM

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QUOTE(kiddo_z @ Jul 29 2011, 10:24 PM)
How they count for dividend ....
is that you have to invest for that fund for at least a year ... that you entitle the dividend ....

How about if you invest yesterday and they announces the dividend today ... are you entitle for the dividend ...

how they count for the dividend ...
Is it base on your lowest unit trust end of the each months like how others PNB fund (e.g ASN/ASW) calculated ...
or a total of your unit trust the day before the announcement of the dividend ...

thank you for answering my question ...
*
Maybe searching and reading first would be good - simple search in this topic itself with the word "dividend" can find liao doh.gif
http://forum.lowyat.net/index.php?showtopi...&#entry43527289

your other Q is also answered in this same topic... buggering off to zzz now. Ran out of spoons to feed people.... tongue.gif

This post has been edited by wongmunkeong: Jul 29 2011, 10:36 PM
echoesian
post Jul 30 2011, 12:32 AM

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Public Growth Fund seems performing very well for the last ten years.. but is it available for purchase now?
Loonie2
post Jul 30 2011, 10:16 AM

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QUOTE(wongmunkeong @ Jul 29 2011, 07:16 PM)
U can start new accounts with another agent
eg. if U already have PIX with Agent A,
now U open another PIX (different account number - dont worry, it'll be auto created) with Agent B.


However, if U are asking how to MOVE YOUR ENTIRE PORTFOLIO FROM Agent A to Agent B... not easy
You'll need 3 signoffs - U as the customer + your current Agent handling that portfolio + your new agent

Unless your current Agent loves U or is close to U, a bit.. colder than water chance... as yr current Agent gets "career benefit" from your equities and loaded funds held by U.

Hope the above clarifies more than  rclxub.gif
*
You cannot open the same fund with different agent.


Added on July 30, 2011, 10:18 am
QUOTE(echoesian @ Jul 30 2011, 12:32 AM)
Public Growth Fund seems performing very well for the last ten years.. but is it available for purchase now?
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Yes. Still open.

This post has been edited by Loonie2: Jul 30 2011, 10:18 AM
wongmunkeong
post Jul 30 2011, 11:38 AM

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QUOTE(Loonie2 @ Jul 30 2011, 10:16 AM)
You cannot open the same fund with different agent.


Added on July 30, 2011, 10:18 am

Yes. Still open.
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Brother - either i'm in lala land (too much drinks and not enough coffee tongue.gif) looking at my accounts now
OR ...

I have 2 agents for same fund, different account numbers now - staring at the Public Mutual Online NOW.

In addition, logic dictates that if a customer buys same fund from new Agent, new Agent gets commission, not old Agent.
OR
following your facts, CANNOT BUY. PUBLIC MUTUAL DOESNT WANT YOUR $? brows.gif

Sigh.. i'm going back to women and wine.. more logical there.. blush.gif

This post has been edited by wongmunkeong: Jul 30 2011, 01:18 PM
koinibler
post Jul 30 2011, 02:12 PM

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@wongmungkeong
are you sure the same fund different agent is also a same type, not EPF and cash?

If both are cash type, how to register another account for the same fund?
cheahcw2003
post Jul 30 2011, 02:23 PM

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QUOTE(koinibler @ Jul 30 2011, 02:12 PM)
@wongmungkeong
are you sure the same fund different agent is also a same type, not EPF and cash?

If both are cash type, how to register another account for the same fund?
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u can buy the same fund via 10 agents park under 10 diferent accounts.
wongmunkeong
post Jul 30 2011, 03:07 PM

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QUOTE(koinibler @ Jul 30 2011, 02:12 PM)
@wongmungkeong
are you sure the same fund different agent is also a same type, not EPF and cash?

If both are cash type, how to register another account for the same fund?
*
No i'm not sure - there must be something wrong with my PC's screen or PM's online system tongue.gif

Please ask PM on "how to register another account for the same fund... FOR DIFFERENT AGENTS serving you" - i'm unsure of the mechanics. blush.gif Like i mentioned earlier in this topic, it is AUTOMATIC.

hm.. maybe my level of English or written communication is going to the dogs due to spending too much time with... oh well..


Added on July 30, 2011, 3:12 pm
QUOTE(cheahcw2003 @ Jul 30 2011, 02:23 PM)
u can buy the same fund via 10 agents park under 10 diferent accounts.
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Apparently your experience and mine aint true lor, including what i've been staring at every month (PM Online).
bwhahah - some fellows here doesnt follow the logic IF 1 fund must be only 1 account from 1 agent lar bro.
PM doesnt want its agents making $
PM doesnt want more $
thus, MUST be same agent for that 1 fund via Cash + just 1 other agent for EPF scheme.

doh.gif
hm.. or the rules just changed ar? ohmy.gif

This post has been edited by wongmunkeong: Jul 30 2011, 07:21 PM
SUSDavid83
post Jul 30 2011, 06:01 PM

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koinibler
post Jul 30 2011, 10:22 PM

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@cheahcw2003 & wongmunkeong

Thanks for the confirmation. So, we can register one fund one type under different agent! Then good.

There's always a gap knowledge between investor and agent/sifu, that why still need a lot of guidance. Stay tuned for more q!
cheahcw2003
post Jul 31 2011, 11:12 AM

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QUOTE(koinibler @ Jul 30 2011, 10:22 PM)
@cheahcw2003 & wongmunkeong

Thanks for the confirmation. So, we can register one fund one type under different agent! Then good.

There's always a gap knowledge between investor and agent/sifu, that why still need a lot of guidance. Stay tuned for more q!
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no problem. Each of us may hv diff point of views and thus this is what forum for. I am not an agent, so my point of views are solely from the investors propectives.
kevyeoh
post Aug 1 2011, 10:32 AM

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hi all...
can anyone help me understand for fund such as PB Bond, Islamic Bond or Fixed income fund...what are the risk of the fund losing the value or money? In what example or case example will cause these funds value to drop like poop ?

thanks! trying to understand the risk first...
Darkmage12
post Aug 1 2011, 10:45 AM

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QUOTE(kevyeoh @ Aug 1 2011, 10:32 AM)
hi all...
can anyone help me understand for fund such as PB Bond, Islamic Bond or Fixed income fund...what are the risk of the fund losing the value or money? In what example or case example will cause these funds value to drop like poop ?

thanks! trying to understand the risk first...
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Those are like FD. so the risk of losing money is less. It's like saying all the sudden the bank collapse
Bonescythe
post Aug 1 2011, 06:17 PM

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QUOTE(kevyeoh @ Aug 1 2011, 10:32 AM)
hi all...
can anyone help me understand for fund such as PB Bond, Islamic Bond or Fixed income fund...what are the risk of the fund losing the value or money? In what example or case example will cause these funds value to drop like poop ?

thanks! trying to understand the risk first...
*
Usually won't kaput de la..
First to get bailed out is those assurance company and bonds.
kparam77
post Aug 1 2011, 07:42 PM

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QUOTE(kiddo_z @ Jul 29 2011, 10:24 PM)
How they count for dividend ....
is that you have to invest for that fund for at least a year ... that you entitle the dividend ....

How about if you invest yesterday and they announces the dividend today ... are you entitle for the dividend ...

how they count for the dividend ...
Is it base on your lowest unit trust end of the each months like how others PNB fund (e.g ASN/ASW) calculated ...
or a total of your unit trust the day before the announcement of the dividend ...

thank you for answering my question ...
*
if u buy 1000 units yesterday and declared dividedns today. u still entitle for dividedns..the dividedns is from ur OWN money. not form PM.

let say u buy at rm0.25
1000 x rm0.25 = RM250.

let say dividedsn rm0.02
1000 x rm0.02 = RM20.

ur dividedns will be rm20 from rm250..heehehehhe

u can understand more clear at gross dividedns

and u still lost money for tax deduction to get net dividedns. don't buy unit before the dividedns at least 3 to 6 months.

ur money must work for u and than only get the dividedsn.

if u buy units before the dividedns, ur money not even start work for u, and u hv to pay tax already.


Added on August 1, 2011, 7:55 pm
QUOTE(Loonie2 @ Jul 30 2011, 10:16 AM)
You cannot open the same fund with different agent.
*
i hv 2 PIEF acc with 2 agents. both epf.

for cash i don't know.

This post has been edited by kparam77: Aug 1 2011, 07:55 PM

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