Wow, just drop not more than 1% and you loss 2k, you should be mutual gold client.

It is not likely because the price DROP is a day before the aftershock. I am going to ask somebody who has the answer. I can only guess some investor(s) repurchased it at very huge lump sum. no other explanation that I can think of.

This post has been edited by primepeng: Apr 8 2011, 06:40 PM

in other mean, its a good time to buy bond?

i also think it could be the reason. Huge repurchase. My investment in Public Islamic Bond Fund has a single day drop of 0.35% this week, and do not move at all thereafter. This is the problem when Public Mutual closed down a fund, as no fresh funds coming, in and existing funds keep on withdrawing, to maintain the liquidity, fund managers need to force sell the some bond for cash.

how long u invested?

Since early may i think. Previously i was holding equity funds

You must be a millionnaire.

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Added on April 9, 2011, 12:37 pmI have checked with other unit trust like CIMB, Kenaga,Prudential, RHB, etc. Their prices fluctuate normally. i doubt it has anything to do with the state election.

This post has been edited by primepeng: Apr 9 2011, 03:48 PM

May I know what fund to invest now? It seems that the market is quite good... NAV for most of the fund is quite high...

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OK I am new to mutual funds and hopefully someone can answer my questions.

a) Are all of the funds available for non- bumi? If not, is public china ittikal fund available for non bumi?
b) is there potential in pcif? I look at the trend of this fund and it looks promising, at least after 2008 period. Based on previous records of other public funds, they too experience a huge dip below its opening sale value, but recovered and after 30 years, makes more than 500%. Any ideas anyone? I plan to invest for long term.

I want to understand about mutual funds before actually seeking advice from the fund manager in personal.

I hope I have addressed all of your enquiries.

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Added on April 13, 2011, 7:13 amIf this is your first time investing and yet to have any financial plan drafted for your retirement, you may try investing in Public Ittikal Fund (PITTIKAL) and if you have a higher risk appetite, try Public Aggressive Growth Fund (PAGF).

Should you have a financial plan drafted based on a specific time horizon and objective, please consult your UTC prior to making any further investment.

This post has been edited by felixwang: Apr 13 2011, 07:15 AM

Any PB/Public bond stil opened? anyways real life listing of which funds closed/open?

From my understanding, Public Bond Fund and Public Islamic Bonf Funds are closed, the rest of the Bond funds are available.
For PB Series, all bond funds are available.

A few more bits of relevant information that have been left out:

- From the 3-year graph, PCIF is still making a loss. Not only that, it is below the benchmark.
- From the 1-year graph, PCIF is noticeably below the benchmark most of the time.

Funds that haven't recovered from 3 years ago, and are mostly struggling to beat the benchmark are funds that should not be on your priority list. But that's something UT salesmen prefer not to include as relevant information.

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Added on April 13, 2011, 11:24 pmIf you have access to PM Online, the closed funds do not appear in the list of available funds to invest.

This post has been edited by howszat: Apr 13 2011, 11:24 PM

Hie all,

Im relatively new to PM . A few days ago i met UT agent . She advised me to start with Public Savings Fund . E.g with a combination of Account 1 EPF and RM300 monthly .


I understand that unit trust is investment is not risky as stock market nor safe as FD . On a scale of 1-10. How is risk and return like , taking into consideration of volatile market and natural disaster ?

Reading this thread gives me an insight on what to expect investing in UT

Thanks in advance

I discovered that Public Mutual charge very high initial sales charge, for equity fund 5.5%, fixed income fund 3%, then later I found that fundsupermart.com offer very attractive charges which are equity 2% and fixed income bond 0% charges but they're not public mutual funds.

If you look back at PSF performance, actually it doesnt perform really good compared to public regular saving fund. UT vs stock market, it depends. There are so many counter in stock market, some are very volatile and some are not. UT fund like PRSF invest mostly in heavyweight counters which are bluechips. IF CI(composite index) up 1%, most funds will up around +-1% as well.

Risk level / Reward (according to me)

0 - FD
3 - Bond Funds
6 - Balanced Fund
9 - Equity funds
10 - Stock Market
20 - Derivatives

Most equity funds out there is not any safer than stock market, in fact a large majority of them underperform the index which makes them more risky than stock market.
But stock market can have lower risk than equity funds, it depends on your stock selection and holdings.

This post has been edited by gark: Apr 14 2011, 09:16 AM

Nice personal rating but you doesn't include more volatile instrument like forex and commodities future.

They are under derivatives - warrants, futures, CDS, interest rate swap, forex - u name it .