Hie all,

Im relatively new to PM . A few days ago i met UT agent . She advised me to start with Public Savings Fund . E.g with a combination of Account 1 EPF and RM300 monthly .


I understand that unit trust is investment is not risky as stock market nor safe as FD . On a scale of 1-10. How is risk and return like , taking into consideration of volatile market and natural disaster ?

Reading this thread gives me an insight on what to expect investing in UT

Thanks in advance

thxxx for the advise and ratings extremely helpful for noobs me who does not have a good financial knowledge

Im kinda confuse here actually , i was going through the Public Mutual Quarterly Fund Review ,Quarter 4 Dec 2010 on the Annual Returns for Financial Years Ended 31 Dec. I noticed in 2008 it was -28.32% . Does this mean that example ,I invested RM6000 and will I loose all the Rm6K for year 2008 ? . In addition , RM2K(EPF Account1 ) from the Rm6 invested also burnt ?

Help me clarify cos I don;t wanna risk my EPF savings

This post has been edited by cherylds: Apr 14 2011, 12:10 PM

oohh ok ok.. got it ., understand better now
gonna start investing in small figure