Went to pb yesterday to register for Pm online,but my ic cant be read n hv to submit copy of ic n driving license...what d chances tht i hv to reapply?

Please do not switch too often, as you are trying to time the market. There are risk to switching which might make you lose potential profits. Ut is not meant to be traded like shares. Try asset allocation instead.

Sometimes only bro. . If nothing big happen, no switch. Yea quite aware of the potential profits if i switch at wrong time. That is why i nothing to do i monitor currency movement and stock market (regional markets) plus some more i chit-chat alot with my uncle who has like 12-15 years of experience in stocks. I cant deny fund managers are indeed professionals, but we have advantage when there is downturn or profit taking activity, right? . I have a break-even in this year, good rally but end up break even for last 2 weeks. .Now too late to switch already. Can rebound back anytime. . And yeah it is really bad to time the market based on our emotions. Need include alot of factors and risks involved. So much things to learn, i thought just simply dump money into UT last 6 months which i think quite lucky because the bull is still running.

For asset allocation, I will think about it. If market is stormy and no direction, 40% equity 60% bond should be good right? For now, i think i will invest ASW2020 until it maxed out. UT and shares for me, too high . Might make loss due to 5.5% charge.

Thanks!

No it is not something I found on wiki. It is a analytical tool one learn as a student of finance theory.

Just like P/PBV, PE ratio, DCM which are useful tools to compare performers vs laggards.

Xuzen

Have question. I have a pittikal fund. And its dividend distribution is around May if not mistaken. This May this year, i'll get extra big cash to put in the fund. But the question is, should i put the money before dividend distribution or after distribution? since if i put before dividend distribution, i'll get the dividend. On the other hand, i can get more units if i purchase units after distribution as the NAV will drop after distribution right?


which one is more profitable?

Actually doesnt matter. Still the same. U get more units but the NAV will be adjusted to that the amount of money u have in that fund before the distribution. Last time i also think the same thing as you

Put in after divvies. Divvies get taxed @25% by our beloved Bolehland govt.

Xuzen

I just bought 2 funds from my friend whom is PM agent. The fund seem drop this few weeks. So how to determine whether it will go up again? I bought less then 1 yr, when the dividend release would I able to get the sharing? How is the dividend profit sharing look like in my scenario? Please give me your expertise advice and thank you.

I've just make a bet with 2 of my buddies who are a bookies whether it will rain or not in a weeks time. So how to determine whether it will be rainy or sunny. I made the bet last week. How will my profit look like. Please give me your expertise advice and thank you.

Xuzen

If there is no reason that can determine then there will be useless that all the financial analyst doing everyday. Or else we just use our money buying PM as a gambling or try luck. Or else not so expertise no pls don't act as pro.

25%!! lmao.....and i thought taxed is like few cent or ringgits................

Puny/Tiny/Miniscule/negligible investment will get taxed a few pennies.

Xuzen.

---

Added on January 28, 2011, 5:43 pmReason being unable to provide serious/tangible/intelligent answer to your earlier question:

i) You did not specify which two funds.
ii) How long have you invested?
iii) When was your entry date?

Xuzen


This post has been edited by xuzen: Jan 28 2011, 05:43 PM

also, saving in unit trust is for medium and long term.
nothing much to expect for saving that done less a year.

If the fund is performing aggressively, that could be happened. Most of the local funds have an outstanding performance in 2010.

Disclaimer: I didn't perform any analysis and it's just a general perspective based on KLCI 2010 performance.

for the time being which one of the unit trust that are close for sale ...?
Last week I plan to buy PISSF ... but they said ... it already closed ... no more unit for sale ...
The PIBF also close as well ... When they going to open again for buyer ?

---

Added on January 29, 2011, 7:48 amfew of the fund shows good performance ... especially the aggressive one ...
with 60-70 % of return for the past 2 years ...

This post has been edited by kiddo_z: Jan 29 2011, 07:48 AM

@kiddo_z
When the unit trust profile fund size is increased, they will reopen it for sale. Some of the lists of funds that are closed are PSMALLCAP, PIOF, PIDF, PIDF, PIBOND, PBOND... there are more but I cannot remember.

Tq for the info ..
How we know they have re-open the Fund ..
Is there any announcement in the public mutual website ... ?

@kiddo_z
They will announce it through their website.

May I know the difference between PB series fund and Public series fund?