so which bank in Malaysia has the best class or most difficult to get leh? I mean really got standard one and not whoever also can simply apply and get approve... still got any???

Maybe your friends have good credit rating,and they repay the loan on time..so they are offered a plat card..some of my friends have plat card offered to them too..

Thanks JJBerry, I mean platinum card worr. not Infinite or Word le.

I am sure OCBC Platinum Mastercard is not a difficult or high class one la..
- Few of  my friends got a housing loan from ocbc, income like 4k plus/month they are offered ocbc plat card without even applying it. They all say it is free for life as long as they still serving the load so they just take loh..

Anyone applied HSBC plat card without the required income and success before mah? Err.. the income is like RM150k/year.. quite high for normal platinum le.. sure or not they need this income de.. hahaha

Depends on how much you are earning per month..if you are earning let say 4k per month,30k credit limit might be possible..but normally only a plat card can reach that credit limit..

It should be similar. The correct word to use is not about "strict" or not ... all Syariah compliant cards are designed that way. Don't flame them ... I'm sure it's all about consumers demands and market needs. Unfortunately we don't use the card that way and fortunately as well we have choices.

That's why I repeated say ... no such thing as "Best Credit Card". Each cc has its own specialty and with competition, card issuers compete through service differential to fit different consumer needs.

Anyone knows what is the minimum credit limit to apply or upgrade (assume from CIMB/DA Platinum) to CIMB/DA Visa Infinite or World Mastercard?

If you are an existing CIMB/DA cardholder and the bank feels that you are qualified, you will be automatically invited for card upgrade.

You don't need to have such a high CL to be invited for World MC. Around RM60k could be sufficient.

I been holding the card for 2 years, but never use it

If you don't believe what we say about HSBC ... you can try it yourself and tell us.
Min CL to get World Card is RM100K. (Non negotiable)

So, what is the CL they give u? Is this the highest requirement card? I think Enrich is by invitation only? How about amex platinum--the income requirement?

Not in Malaysia though.

So far highest requirement is RHB Visa Infinite then. But the Enrich don't know what requirement. probably the same as RHB VI.

CL 100k can sign one car already. 

Amex Platinum charge card has long been open to the public.

The office boy in my company, earning around RM1.2k per month,  got himself a platinum credit card today.

I'm still in shock.

The American one 

Hah, seriously hah? aiyoo, if i know need to wait till 1 month better i opted for self collect.

Anyway just asking, if i already have Maybank CC with CL of RM10k, will the CL shared together with my new amex cc? or the amex cc will come out with it own CL?

Thanks

i own amex gold & petronas visa gold too. i hav a credit limit of 10k on each cards.