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 Credit Card v9, RM50 GST dilemma

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babezane
post Apr 22 2010, 09:04 PM

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QUOTE(bingozero @ Apr 22 2010, 09:03 PM)
Public bank and HLB provide this kind of service
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if pledge rm6k..wat kinda card i wil get as well as credit limit and docs needed?
thx for the advice:)
bingozero
post Apr 22 2010, 09:06 PM

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QUOTE(babezane @ Apr 22 2010, 09:04 PM)
if pledge rm6k..wat kinda card i wil get as well as credit limit and docs needed?
thx for the advice:)
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You will get 6k as your credit limit, just bring 6k and also mycard to register.
If you withdraw your FD, your credit card will be automatically terminated.
Moe Joe
post Apr 22 2010, 09:45 PM

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Hi,

I applied for CIMB cc 3 weeks back, in the form i requested them to send my card to their branch. Today i received a letter from cimb regarding my cc number and pin. Does this mean I have to go back to the branch (that i written in my application form) and take my card ?

thanks
Lineage
post Apr 22 2010, 10:01 PM

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QUOTE(babezane @ Apr 22 2010, 01:18 PM)
May i noe which bank easier to get credit card w/bank statement and salary slip?
i applied for citibank n maybank but rejected..
pls  icon_question.gif
thx
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Try Eon Bank and UOB Bank...


Just get my UOB card today..with 5k CL biggrin.gif
Now need to talk with their CS thumbup.gif
babezane
post Apr 22 2010, 10:21 PM

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QUOTE(bingozero @ Apr 22 2010, 09:06 PM)
You will get 6k as your credit limit, just bring 6k and also mycard to register.
If you withdraw your FD, your credit card will be automatically terminated.
*
Ok,thx. Can I use the cc and apply for another one after a year?


Added on April 22, 2010, 10:22 pm
QUOTE(Lineage @ Apr 22 2010, 10:01 PM)
Try Eon Bank and UOB Bank...
Just get my UOB card today..with 5k CL  biggrin.gif
Now need to talk with their CS  thumbup.gif
*
Thx.gonna try it:)

This post has been edited by babezane: Apr 22 2010, 10:22 PM
Aurora Boreali
post Apr 22 2010, 11:11 PM

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QUOTE(Moe Joe @ Apr 22 2010, 09:45 PM)
Hi,

I applied for CIMB cc 3 weeks back, in the form i requested them to send my card to their branch. Today i received a letter from cimb regarding my cc number and pin. Does this mean I have to go back to the branch (that i written in my application form) and take my card ?

thanks
*
Don't they have the branch where you're supposed to pick it up printed there?

Where you submit the form might not necessarily be where you pick up the card. I submitted mine at Queensbay but was told the card won't arrive there but at another branch (bigger branch) nearby. Sure enough the notification stated the nearby branch.

This post has been edited by Aurora Boreali: Apr 22 2010, 11:12 PM
ghoss
post Apr 23 2010, 11:28 AM

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Anyone know which banks has best approval rates for 1.7k monthly income ??

Beside CIMB / Maybank / Standard Charted
hye
post Apr 23 2010, 11:59 AM

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QUOTE(ghoss @ Apr 23 2010, 11:28 AM)
Anyone know which banks has best approval rates for 1.7k monthly income ??

Beside CIMB / Maybank / Standard Charted
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Basically all other banks. You'll be hard pressed with foreign banks, CIMB, MBB
Good luck!
ghoss
post Apr 23 2010, 12:03 PM

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QUOTE(hye @ Apr 23 2010, 11:59 AM)
Basically all other banks. You'll be hard pressed with foreign banks, CIMB, MBB
Good luck!
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Thanks , but actually I got from CIMB , rejected by MBB + Standard Charted


Public / Hong Leong , which one better?

smile.gif
gastacopz
post Apr 23 2010, 12:07 PM

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QUOTE(ghoss @ Apr 23 2010, 12:03 PM)
Thanks , but actually I got from CIMB  , rejected by MBB + Standard Charted
Public / Hong Leong , which one better?

smile.gif
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depends on ur usage... biggrin.gif
hye
post Apr 23 2010, 12:24 PM

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QUOTE(ghoss @ Apr 23 2010, 12:03 PM)
Thanks , but actually I got from CIMB  , rejected by MBB + Standard Charted
Public / Hong Leong , which one better?
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Err ... why you want so many cards ?
No difference to me between PBB and HLB. This now depends on how you intend to use it. If you just need a card then both are the same.
audy
post Apr 23 2010, 03:49 PM

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Can anyone advise on the bonus points for MBB and CIMB. Which card is better in terms of points expiry validity.
MilesAndMore
post Apr 23 2010, 04:03 PM

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QUOTE(audy @ Apr 23 2010, 03:49 PM)
Can anyone advise on the bonus points for MBB and CIMB.  Which card is better in terms of points expiry validity.
Definitely MBB because its Treatpoints do not expire whereas CIMB Bonus Points are valid up to 3 years only.

kelwin2504
post Apr 23 2010, 07:20 PM

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Citibank Evergreen Reward Point is forever... xD Kinda nice actually!
he-sham
post Apr 23 2010, 07:50 PM

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anyone here ever experience making insurance claim which included in our credit card benefits ??

my case, i used RHB travel money to buy return MAS tickets KL-London for my holiday...but due to volcanic ash, my flight back was canceled & was replaced to depart from Rome back to KL instead of london....i was actually in italy...my internal connecting flight also were canceled (ryanair milan-dublin & ryanair dublin-london)...to make things worst, upon arrival in KLIA, they said my bag stuck at conveyor belt in Rome airport & only will be delivered to my address when next flight arrive from Rome (which is 2 days later)....

just want to know from those who already have experience handling this situation....i also bought MAS travel insurance together with the tickets...so can i claim both ??
MilesAndMore
post Apr 23 2010, 10:07 PM

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QUOTE(kelwin2504 @ Apr 23 2010, 07:20 PM)
Citibank Evergreen Reward Point is forever... xD Kinda nice actually!
Points needed for redemption is kind of high though. Besides, there aren't many shopping vouchers to choose from.


QUOTE(he-sham @ Apr 23 2010, 07:50 PM)
just want to know from those who already have experience handling this situation....i also bought MAS travel insurance together with the tickets...so can i claim both ??
Yes. I have read somewhere last year that you can claim from both sides. As for how can you claim the insurance from your credit card, you'll have to talk to RHB Bank.

ongLAI
post Apr 24 2010, 02:19 AM

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Hi, I was curiousing how do a Credit Card handle a forex transaction.
Yesterday i bought a pair of jean from Japan.. it cost JPY 9975.
Then i check tat day rate it was roughly RM 1 to Yen 29.
So i estimated the jean cost me RM 342..
Somehow today i called to hsbc to reconfirm...
thy only charge me RM 315... (the rate is RM 1 to Yen 31)
wao? why it is so different with the rate showing in the website?
gastacopz
post Apr 24 2010, 02:22 AM

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QUOTE(ongLAI @ Apr 24 2010, 02:19 AM)
Hi, I was curiousing how do a Credit Card handle a forex transaction.
Yesterday i bought a pair of jean from Japan.. it cost JPY 9975.
Then i check tat day rate it was roughly RM 1 to Yen 29.
So i estimated the jean cost me RM 342..
Somehow today i called to hsbc to reconfirm...
thy only charge me RM 315... (the rate is RM 1 to Yen 31)
wao? why it is so different with the rate showing in the website?
*
dont u think its good???? brows.gif

or u want pay them more.... doh.gif
winner
post Apr 24 2010, 06:10 AM

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QUOTE(ghoss @ Apr 23 2010, 12:03 PM)
Public / Hong Leong , which one better?

smile.gif
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PBB always has attractive cash back promotions since last year, wheareas HLB's recent promotions are quite useless.
ongLAI
post Apr 24 2010, 11:12 AM

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QUOTE(gastacopz @ Apr 24 2010, 02:22 AM)
dont u think its good????  brows.gif

or u want pay them more.... doh.gif
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yala... good...
just curiousing why it is like tat... hmm.gif

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