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 Credit Card v9, RM50 GST dilemma

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SUSDavid83
post Apr 21 2010, 11:55 PM

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QUOTE(gastacopz @ Apr 21 2010, 11:35 PM)
im planning to cancel my hsbc normal mastercard and replaced with hsbc mpower visa card.

question is..is rm50 gst taxes i need to pay for my hsbc MC??

or to the new card???
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No need to pay if the GST hasn't been charged to your HSBC MC.

However, you'll be charged GST for the newly applied Mpower Visa.
niel
post Apr 21 2010, 11:56 PM

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QUOTE(hye @ Apr 21 2010, 11:36 PM)
It's not a problem with the limit imposed on the merchant. It's a case of the merchant itself don't want to accept car payment via cc.
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alright, just got some confirmation from friends in car industry. reason being merchant does not want to bear the bank charges. they do, however accept "booking fee".
Aeon_Clock
post Apr 22 2010, 12:03 AM

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QUOTE(David83 @ Apr 21 2010, 11:55 PM)
No need to pay if the GST hasn't been charged to your HSBC MC.

However, you'll be charged GST for the newly applied Mpower Visa.
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I remember some forummer mention that he kena the GST even before the card was activated. So, better for you to make sure that you want to use that card first.
SUSDavid83
post Apr 22 2010, 07:50 AM

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New card will sure be charged once it got approved.

Activation or not is another topic.
vin_ann
post Apr 22 2010, 08:59 AM

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yesterday received my new renewal HSBC card... via a NORMAL mail...

my card going to expire in May.

and my credit limit increased by another RM500... haha...

3 years increases RM1,000 for me. haha...

Wondering, shd i activate my new card???
winner
post Apr 22 2010, 10:40 AM

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QUOTE(JJBerry @ Apr 21 2010, 06:04 PM)
Which Amex Platinum you mean? For the credit card requirement only RM60k per annum. For the charge card requirement at RM190k per annum(By invitation only).
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Amex Platinum charge card has long been open to the public.


QUOTE(niel @ Apr 21 2010, 11:28 PM)
Is this a limit imposed to merchant? I have signed for multiple of 50K's buying properties and it goes through just fine.
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In Malaysia, some car dealers accept cc for booking fee only. They impose a surcharge if they allow you to pay more than the booking fee amount using cc. Meanwhile, most of the big developers in Malaysia accept cc for booking, and some of them even allow the balance of the first 10% be settled via cc.


QUOTE(vin_ann @ Apr 22 2010, 08:59 AM)
and my credit limit increased by another RM500... haha...

3 years increases RM1,000 for me. haha...

Wondering, shd i activate my new card???
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The amount is so insignificant!
alexwsk
post Apr 22 2010, 11:11 AM

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hmm, my SCB JustOne was charged annual fee in March (fully waived) but the GST will only be charge in Jun, so weird

btw, the 20% on dining for month 1 has been credited
JJBerry
post Apr 22 2010, 11:30 AM

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QUOTE(winner @ Apr 22 2010, 10:40 AM)
Amex Platinum charge card has long been open to the public.
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But in their website its clearly stated by invitation only.

Although it might open for public to apply but the approval criteria must be very strict.
jack2
post Apr 22 2010, 11:54 AM

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i have canceled amex gold charge card through phone without the need to go branch. yeah!
babezane
post Apr 22 2010, 01:18 PM

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May i noe which bank easier to get credit card w/bank statement and salary slip?
i applied for citibank n maybank but rejected..
pls icon_question.gif
thx
MilesAndMore
post Apr 22 2010, 01:20 PM

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QUOTE(babezane @ Apr 22 2010, 01:18 PM)
May i noe which bank easier to get credit card w/bank statement and salary slip?
i applied for citibank n maybank but rejected..
pls  icon_question.gif
thx
Try CIMB Bank, Hong Leong Bank, AMBank etc.
shoduken
post Apr 22 2010, 01:21 PM

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I got my Citibank 2 month ago, after 2 month usage, it credit back the GST back, maybe it's promotion for card user to redeem GST ^^
deeplyheartbroken
post Apr 22 2010, 02:49 PM

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QUOTE(shoduken @ Apr 22 2010, 01:21 PM)
I got my Citibank 2 month ago, after 2 month usage, it credit back the GST back, maybe it's promotion for card user to redeem GST ^^
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Automatic credit back?? Or you call up to waive or you use the awarded free points? If really can, then I am gonna ask for the credit too.
babezane
post Apr 22 2010, 04:38 PM

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QUOTE(MilesAndMore @ Apr 22 2010, 01:20 PM)
Try CIMB Bank, Hong Leong Bank, AMBank etc.
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Easy to get?
leongal
post Apr 22 2010, 04:42 PM

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QUOTE(babezane @ Apr 22 2010, 04:38 PM)
Easy to get?
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if u got a degree, get cimb direct access....very easy
gastacopz
post Apr 22 2010, 06:39 PM

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QUOTE(David83 @ Apr 21 2010, 11:55 PM)
No need to pay if the GST hasn't been charged to your HSBC MC.

However, you'll be charged GST for the newly applied Mpower Visa.
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how to know whether GST has been charged to my HSBC MC??? hmm.gif
SUSDavid83
post Apr 22 2010, 06:43 PM

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QUOTE(gastacopz @ Apr 22 2010, 06:39 PM)
how to know whether GST has been charged to my HSBC MC??? hmm.gif
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You can view online statement if you have enabled Internet banking. Otherwise, give a call to the CS.
babezane
post Apr 22 2010, 06:43 PM

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Another ques..if I pledge fd of rm6k,can I get a credit card?
Which bank n wat docs needed?
gastacopz
post Apr 22 2010, 06:46 PM

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QUOTE(David83 @ Apr 22 2010, 06:43 PM)
You can view online statement if you have enabled Internet banking. Otherwise, give a call to the CS.
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IB is enabled..but couldnt find any in my statements... biggrin.gif
bingozero
post Apr 22 2010, 09:03 PM

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QUOTE(babezane @ Apr 22 2010, 06:43 PM)
Another ques..if I pledge fd of rm6k,can I get a credit card?
Which bank n wat docs needed?
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Public bank and HLB provide this kind of service

This post has been edited by bingozero: Apr 22 2010, 09:03 PM
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