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 Credit Card Thread V7, Everything about the world of plastic

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tinkerbel
post Jul 10 2009, 10:14 AM

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@*devilelle*,
It could just be a new ruling but it doesn't make sense to me.

Speaking of which, do U think it'll be wise for me to apply for both Amex Gold Charge & CC at the same time or what?! biggrin.gif
tinkerbel
post Jul 10 2009, 10:22 AM

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@*devilelle*,
A fellow forummer here recently reported he's got 14 cards and counting...

Another has 3 name card boxes filled with CCs.

Conclusion: I don't think the 3 card per person rule is applicable but in my opinion, it's pretty good to curb over spending - not like it's gonna help if each card gives CL of RM200k! tongue.gif
tinkerbel
post Jul 10 2009, 10:32 AM

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@Optiplex330,
Hence people accumulate CCs over the years because their needs changes. I prefer to remain loyal to one cause of the reward points and my pick for now is Amex *smiles* Citibank sux in my opinion and I'd been with them for 10 years! tongue.gif

@vampbreak,
Er.. I believe my existing Amex Plat oredi give me access to Concierge services tongue.gif I don't mind getting an extra laptop bag hence the Amex Gold Charge Card application. Ah well.... maybe I go for the Charge Card first and then onli the CC since got no freebies anyways tongue.gif

@*devilelle*,
Er.. CC business is quite high risk ! tongue.gif A lot of non payment mah biggrin.gif

This post has been edited by tinkerbel: Jul 10 2009, 10:32 AM
tinkerbel
post Jul 10 2009, 10:38 AM

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@Optiplex330,
Amex is not as recognised here in MY hence despite Amex being my 1st choice, I still use Citibank as my secondary card for when the merchant doesn't accept Amex.

Also, Dell Malaysia does accept Amex biggrin.gif I've bought several units via my Amex CC through Dell smile.gif
tinkerbel
post Jul 10 2009, 10:43 AM

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@Optiplex330,
At the moment, tadak CC yang bagi FOC access to Plaza Premium Lounge @ LCCT.

The only one I can think of is SCB's Visa Infinite but that comes with RM800 AF p/year hence doesn't fulfill your requirement either tongue.gif

As I mentioned, Amex wasn't too recognised here in MY. For our Msian market, it was always MasterCard and then Visa caught up biggrin.gif
tinkerbel
post Jul 10 2009, 11:43 AM

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@woengx2,
SCB Visa Infinite comes with Priority Pass Level 2 and Plaza Premium Lounge LCCT is affiliated to Priority Pass hence SCB Visa Infinite holders can get access.

I thought the 1st year AF waiver for SCB Visa Infinite were only applicable to PB members; perhaps I should try to put in an application then biggrin.gif

@Gen-X,
Use the Amex 0% instalment plan instead of the merchant instalment plan then biggrin.gif
tinkerbel
post Jul 10 2009, 12:17 PM

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@woengx2,
PB as in Priority Banking or Privileged Banking, whichever the banks call it.

Yeah that's right - U need to show the Priority Pass biggrin.gif - and the SCB Visa Infinite comes with a Priority Pass; U dun haf?

-- Added --
In order to gain access to Plaza Premium Lounges, U will need to show your SCB Visa Infinite + Priority Pass.

This post has been edited by tinkerbel: Jul 10 2009, 12:21 PM
tinkerbel
post Jul 10 2009, 12:33 PM

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@vin_ann,
The thing is I'm in Ipoh that weekend for a wedding so am not sure if I can even make it to the TreatsFair. Need to ajak mom if she wanna go shopping on Sun *grins*

@woengx2,
Er.. when did U try because it was only in the recent months Plaza Premium Lounge LCCT accepts Priority Pass.

PS: I haven't tried but the information I provided is what's written in the welcome booklet.
tinkerbel
post Jul 10 2009, 12:55 PM

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@tgeoklin,
Er.. but the Priority Pass that comes with SCB is FOC. U don't need to pay a single cent to go in.
tinkerbel
post Jul 10 2009, 12:57 PM

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@woengx2,
Perhaps U could call the bank to check with them. But tgeoklin is right; Priority Pass access is only given to principle cardholder and not supplementary. However, I don't think you're using a supplementary card biggrin.gif
tinkerbel
post Jul 10 2009, 01:00 PM

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@*devilelle*,
AFAIK when banks reject CC applications, the CS wouldn't know the reason.
tinkerbel
post Jul 10 2009, 01:14 PM

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@tgeoklin,
Yup.. USD27 for each guest.

@woengx2,
Ah well.. in that case, try again the next time and if U don't get in, perhaps U could all the bank on the spot for the reason.

@*devilelle*,
Apparently it's just a policy and only the credit department will know the reason.
tinkerbel
post Jul 10 2009, 01:27 PM

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@vin_ann,
U go ahead - if I make it to the TreatsFair I probably put an application in on the spot - shouldn't be too difficult since I'm oredi an existing Amex CC holder biggrin.gif

@woengx2,
I guess we just haf to wait for another forummer to give us his report. Or whoever's got the SCB Visa Infinite + going to LCCT soon can give it a try and report back. Til then, it's just going to be baseless debate smile.gif
tinkerbel
post Jul 10 2009, 03:56 PM

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@jack2,
I don't usually do that but if I'm writing to U, u would know what I'm speaking to because I usually make a point of reference. I don't like quoting other people cause that means I have more to type and can't respond fast enough, plus what's the point of having too lengthy posts tongue.gif

@vin_ann,
Thank U biggrin.gif At least I know you've been paying attention to my posts tongue.gif I doubt those "rare" people will wanna comment much cause they wanna keep low profile tongue.gif

@he-sham,
Optiplex330 is right - the LCCT Plaza Premium Lounge is only accessible if you have Priority Pass which is issued together with the SCB Visa Infinite.
tinkerbel
post Jul 10 2009, 04:57 PM

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@hye,
Ah well.. we do have some rather high flyers here mah tongue.gif
tinkerbel
post Jul 10 2009, 06:15 PM

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@vampbreak,
Er... I don't see much rewards from that other than if you're a frequent traveller cause of the Priority Pass. No free gift some more and need to pay RM800 per annum!

For all U know, hye's one of the "rare" few here tongue.gif

This post has been edited by tinkerbel: Jul 10 2009, 06:17 PM
tinkerbel
post Jul 10 2009, 06:34 PM

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@vampbreak,
Eh... please stop trying to be so modest; it's having a reverse effect tongue.gif

@Reventon,
Congratulations! Yes it comes with 2 Golden Lounge Vouchers; one for local travel and 1 valid at an International destination; or at least that's what I read.
tinkerbel
post Jul 10 2009, 10:08 PM

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@muscaa,
Ah well.. in that case then I'll just put in the application wherever is convenient. Will do it lah, but not so soon biggrin.gif


This post has been edited by tinkerbel: Jul 10 2009, 10:15 PM
tinkerbel
post Jul 10 2009, 10:36 PM

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@zenquix,
If I'm going for the TreatsFair I'll just lodge my application then, otherwise will do it via fax I guess *smiles* It's easier than to walk into any MBB branch - ma fan! tongue.gif but am holding out the application till I hear back from SCB.

This post has been edited by tinkerbel: Jul 10 2009, 10:36 PM
tinkerbel
post Jul 11 2009, 09:21 AM

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@tgeoklin,
iSh..... apa promotion dari SCB? Anyhow, it's past so no point even talking about it.

@Reventon,
That's 10 and counting..... I even pai-seh wanna show me cards; I've got Jusco, ONE, Voir, Padini, Metrojaya, Robinsons, Memory Lane cards .... *kekeke*

@vampbreak,
Go check out the requirements by visiting their website lah. Don't be so lazy and stop whining about wanting a Mastercard. Just go apply for it and U don't always need to apply for the top range card!

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