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 Credit Card Thread V7, Everything about the world of plastic

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tinkerbel
post Jul 7 2009, 04:35 PM

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@zazaza2009,
Then it's not the fault of the bank U didn't read the Terms & Conditions. Also, U should have known better since you're so well educated tongue.gif
tinkerbel
post Jul 7 2009, 08:36 PM

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@vampbreak,
Let them know U haf the Amex Centurion and they may just re consider ur application biggrin.gif

@ zazaza2009,
Do U realli think one should take time to reflect as to Y the banks would honour them with Platinum card?! Er.. U definitely seem to see this card as the ultimate card, no? tongue.gif
tinkerbel
post Jul 8 2009, 09:21 AM

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@vampbreak,
tgeoklin made very valid statements - u probably didn't get the card approved because you're seen as high credit risk to SCB. In any case, U shouldn't need to worry about it. Btw I thought you're in Sydney, hence Y the need for this card?!

And Dozz has 14 cards, not 12 tongue.gif
tinkerbel
post Jul 8 2009, 09:37 AM

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@vampbreak,
I sure hope U had permission posting that picture up; U don't wanna get into the bad books of Dozz tongue.gif I'm however pretty interested to see that PremierMiles, Citibank card though - wonder where it's from biggrin.gif
tinkerbel
post Jul 8 2009, 09:56 AM

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@zazaza2009,
We oredi told U.. it's the Centurion Black card, for now !
tinkerbel
post Jul 8 2009, 10:48 AM

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@zazaza2009,
In actual fact, those cards in which vampbreak posted (and removed later) are all real; none of which are made of cardboard, none of which are supplementary cards either.

I don't see Y those who's got handful of Platinum card need to explain themselves. Perhaps you're just a lil too sensitive that's all. And who knows, these people may be old uncles? *grins*

@b00n,
Sabar! biggrin.gif
tinkerbel
post Jul 8 2009, 11:27 AM

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@b00n,
Act, vampbreak's Centurion IS a supp tongue.gif

@winner,
You certainly haf a point laugh.gif

This post has been edited by tinkerbel: Jul 8 2009, 11:30 AM
tinkerbel
post Jul 8 2009, 11:38 AM

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@zazaza2009,
PMs should be kept as PMs. U can also get information on Amex Charge Cards from their website. Y?! U haf a problem with me smiling is it?! tongue.gif
tinkerbel
post Jul 8 2009, 11:54 AM

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@Toriton,
U can try to get the AF waived biggrin.gif

If U get an upgrade from Citibank, the first 3 years AF will be the same as that of your Gold. After that, U can just ask them to waive ur AF for U lah biggrin.gif

@cute_boboi,
Yes that is right. Charge card means U need to pay in full at the end of the month, the CC however works like any other CCs biggrin.gif

This post has been edited by tinkerbel: Jul 8 2009, 12:03 PM
tinkerbel
post Jul 8 2009, 12:08 PM

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@cute_boboi,
Er.. because MBB Amex belongs to MBB whilst Amex Amex that uses MR is really via Amex.
tinkerbel
post Jul 8 2009, 12:26 PM

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@cute_boboi,
Ah well.. whichever Amex U go for, it's all issued by MBB here. tgeoklin oredi mentioned MBB bought over the Amex franchise for MY.
tinkerbel
post Jul 8 2009, 01:05 PM

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@mustang,
From what winner mentioned, yes that's right. The rebate is calculate in the denominations of the 100s.
tinkerbel
post Jul 8 2009, 06:36 PM

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@tgeoklin,
Er.. what promotion is that?! *smiles* Having fun with the new bag?! What size is it ah?!

@winner,
Yes! We'll haf some quiet for a while biggrin.gif

@b00n,
U sent him on vakesyen for how long lah? tongue.gif
tinkerbel
post Jul 9 2009, 10:17 AM

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@vampbreak,
RM20k? Sure boh?! Besides I thought CL is different for every individual ! tongue.gif

This post has been edited by tinkerbel: Jul 9 2009, 10:17 AM
tinkerbel
post Jul 9 2009, 11:53 AM

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@vampbreak,
Y would U need RM23k CL when ur bill's <RM500! tongue.gif *Show Off* j/k tongue.gif

@creed,
U could always check if HLB can give u an increase in CL. Otherwise try to get from a local bank - perhaps they're less strict?
tinkerbel
post Jul 9 2009, 01:26 PM

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@vin_ann,
So as long as the merchant accepts Amex they don't really care if it's a Charge or CC biggrin.gif
tinkerbel
post Jul 9 2009, 03:15 PM

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@winner,
Yes HLB is local but what I mean is try at another local bank biggrin.gif

@vampbreak,
Y are U going around asking people to supp cards to U?! Sure, marry me and give me RM10,000 p/month as allowance and I'll consider the request tongue.gif [er.. wait, on 2nd thoughts... I need to think about the marry me part] tongue.gif

tinkerbel
post Jul 9 2009, 03:35 PM

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@vampbreak,
And what makes U think I don't have all, if not more of the qualities U mentioned about urself? Ur not v good at negotiation skills are U?!

If Visa can give U so many cards, I don't see Y u should be having issues getting a Mastercard. Not to mention, the one Centurion U carry is good enough !

I rather be married to that fella who just got his Visa Infinite approved rolleyes.gif . Alas, he doesn't want me cry.gif

Now, back to CC please or Ur gonna have to take a vakesyen just like our new friend tongue.gif

This post has been edited by tinkerbel: Jul 9 2009, 03:36 PM
tinkerbel
post Jul 10 2009, 01:52 AM

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@MilesAndMore,
Citibank gives 1:1 but sometimes they do have promos; in fact I think there's an existing promo for more than 1x reward points now - check the website, I an't too sure.
tinkerbel
post Jul 10 2009, 10:09 AM

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@vampbreak,
Yes I think HSBC is giving our 3 years AF at their MV roadshow.

@*devilelle*,
I've not quite heard of that rule before - anyhow, I'm going to be putting my application in for the Amex Gold Credit Card. If your friend is right, my application will be rejected. I'll keep you all posted biggrin.gif

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