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 Credit Card Thread V7, Everything about the world of plastic

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tinkerbel
post Jul 11 2009, 09:57 AM

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@tgeoklin,
Ah well.. I'll update all when I hear back from SCB. If I don't, I'll just put in my application for Amex Gold CC and Amex Gold Charge tongue.gif

U can have the honour of showing your cards first biggrin.gif
tinkerbel
post Jul 11 2009, 11:53 PM

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@Reventon,
Just got my Amex bill with the RM800 AF reflected on the bill. Looks like I need to call them and see if I can get a waiver or will have to just ask them to downgrade my account to a Gold card.

Good luck on your SCB Visa Infinite application; unfortunately, based on the criterias they're asking for I don't qualify sad.gif
tinkerbel
post Jul 12 2009, 12:03 PM

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@Reventon,
Yes I do feel the same too re the Amex Platinum CC vs Amex Gold CC *smiles* hence am gonna try for a waiver and you sure look me too up lah! Highest net worth woman on LYN?! muAhahAHhaHAHahAHhaHAHahHAh... puhlease! tongue.gif

But anyhow, keep us updated when your application's successful lah biggrin.gif

@winner,
Er.. U overestimate me lah.... RM60k CL is quite a bit on one card; tadak tongue.gif
tinkerbel
post Jul 12 2009, 08:51 PM

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@vin_ann,
If U can't wait then just go ahead and purchase the Smart Tag onli lor tongue.gif

Reventon's suggestion is valid too! biggrin.gif

This post has been edited by tinkerbel: Jul 12 2009, 08:51 PM
tinkerbel
post Jul 12 2009, 09:41 PM

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@vin_ann,
Yes.. just make sure the MBB Amex U get is the one with the MBB logo on the card; that one entitles you to TP and not MR.
tinkerbel
post Jul 12 2009, 11:30 PM

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@zenquix,
Hmm... so 18k is a drop in points?! Now that's weird. Btw what should we be expecting at this year's TreatsFair?! biggrin.gif
tinkerbel
post Jul 13 2009, 09:42 AM

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@zenquix,
Thanks! Will check it out in a bit but it's really a pain (so slow!) to download their pdfs! Also, normally there are goodies at the TreatFairs right? biggrin.gif
tinkerbel
post Jul 13 2009, 10:05 AM

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@David83,
Hey thanks for the information!

Btw I just checked it out, it looks like they'll be giving on-the-spot approval for Amex too! Looks like I could just go get my card applied there; plus if I spend RM50 I get some freebies.

Eh btw.. just wanna check with U people - since the TF is going to take place from Thurs-Sun - are prices going to be different like in PC Fair whereby things MAY get cheaper on Sun or what?

--Added--
I've gone through the entire catalogue; nothing seems too interesting but they can't be putting everything into the catalogue I'm sure. Anyhow, they also didn't state amount of MR points needed to make redemption.

This post has been edited by tinkerbel: Jul 13 2009, 10:56 AM
tinkerbel
post Jul 13 2009, 01:19 PM

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@Gurdian,
It's not necessary to have a MBB Account to apply for an MBB CC biggrin.gif
tinkerbel
post Jul 13 2009, 02:07 PM

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@Gurdian,
Yes U could do that too. Btw I read it's a 2hr processing time; am not sure if they'll issue temporary cards or not then *shrugs*
tinkerbel
post Jul 14 2009, 01:13 AM

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@he-sham,
Nope.. MR and TP points cannot be combined.
tinkerbel
post Jul 14 2009, 09:37 AM

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@tiger63,
Yes somehow in the M2U system, the points U accumulate under Amex Credit Card reflects and show as TP but when you go make your redemption U won't be able to merge the 2 points. I'm not sure what the process is for online redemptions but u could try and let us know the outcome.

@vin_ann,
I only need to apply at the TreatsFair, don't care whether I get the card then or not because I've got my Amex Platinum to use remember? biggrin.gif
tinkerbel
post Jul 14 2009, 11:20 AM

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@donpapachino,
I don't think MBB will have time to do upgrade requests. You're better off applying for another CC or do the upgrade request before the TreatsFair.

@winner,
U sure upgrade requests will be entertained at / during the TreatsFair? Anyhow, no harm trying biggrin.gif

This post has been edited by tinkerbel: Jul 14 2009, 11:21 AM
tinkerbel
post Jul 14 2009, 03:03 PM

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@donpapachino,
Btw if it's an upgrade, U wouldn't need to cancel the old one cause it'll automatically be cancelled.
tinkerbel
post Jul 15 2009, 09:20 PM

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@creed,
Just tell the CC company U tried to use the card but after several attempts it failed. That way, they will send you a replacement card FOC. Don't lah go tell them the card is torn or something tongue.gif

@muscaa,
No need to terminate lah, just tell them the card is not usable.

@zazaza2009,
Make police report?! That's a bit over the top IMHO.
tinkerbel
post Jul 15 2009, 09:38 PM

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@creed,
U know the trick now *smiles* In fact, I'm thinking, maybe I should ask Amex to send me a new card before I cancel it *smiles* - that way when U people ask for pictures, I can have a brand new shiny Amex Platinum to show off tongue.gif
tinkerbel
post Jul 15 2009, 10:22 PM

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@vin_ann,
Er.. HSBC / DA got. OCBC I'm not too sure.

@zazaza2009,
When the hologram gets cacat then just request for a new card; better still... don't use the card U haf and just keep it in the safe; that way, it'll be in great condition biggrin.gif

This post has been edited by tinkerbel: Jul 15 2009, 10:28 PM
tinkerbel
post Jul 15 2009, 11:00 PM

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@vin_ann,
The last I checked (dun remember which thread V5 was it) the CS and my RM gave me 2 different set of information. Then, there was no admin charges but someone later reconfirmed to say there were admin charges with HSBC.

PS: My RM told me don't have admin charges; maybe she meant the Premier CC which is what I hold. The CS on the phone told me there is - so I'm really not too sure.

For DA I'm sure there is because I personally called and spoke with the CS. As to uhm.. the other bank U asked, I'm not a member so not sure.
tinkerbel
post Jul 15 2009, 11:34 PM

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@vin_ann,
I believe it's a 1 line item. Do other banks actually put in a 2nd line to tell u X amount charged for Admin charges? I thought it's always embedded in. That's the case for Citibank + Amex.
tinkerbel
post Jul 15 2009, 11:51 PM

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@vin_ann,
Possibly but it could also be possible that HSBC doesn't charge the admin fee; cause like I said that's what my RM told me. On paper however, it is stated in their FAQ that there are actually charges; whether it's charged, we tak tau ! *shrugs*

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