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 Credit Card Thread V7, Everything about the world of plastic

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tinkerbel
post Jul 15 2009, 11:58 PM

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@vin_ann,
Er... where did U get the 2% figure from?! I believe it's standard worldwide... and well no waiting maybe because it's almost midnight tongue.gif
tinkerbel
post Jul 16 2009, 01:01 AM

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@vin_ann,
Er.. maybe the bonus points are calculated later?! Damn... if I cancelled my card, then my 8x bonus points on my Amex mai wasted la hor?! sad.gif

Ah well.. maybe U can message TS and let him know to change Post #1 on HSBC admin fee ....
tinkerbel
post Jul 16 2009, 01:22 AM

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@Gen-X,
Unfortunately, it's due 23rd July 2009 !!!
tinkerbel
post Jul 16 2009, 01:55 AM

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@Gen-X,
No news from Amex but I did ask them to consider since I'm a frequent user and good paymaster. I didn't ask about the 8X to be transferred to Gold; didn't even ask them about the downgrade.. just told them uh.. if they dun give then I just cancel the card and go back to Visa / MC biggrin.gif
tinkerbel
post Jul 16 2009, 09:45 AM

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@tgeoklin,
Actually, MBB also allows statement to be sent directly to supplementary cardholder. U just need to request for it.

@zazaza2009,
Er.. that's SOP but thanks for sharing anyhow.
tinkerbel
post Jul 16 2009, 10:36 AM

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@tgeoklin,
Er.. I'm not so sure but I do know that supplementary cardholders can request for their statements to be sent to them instead of to the principal cardholder.

@cute_boboi,
Thanks for providing the information. I thought that abbreviation is known to most people biggrin.gif
tinkerbel
post Jul 16 2009, 10:49 AM

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@vampbreak,
In such scenarios, U wouldn't get the bank to send the statement to YOUR house will u?! Gee.... fail lah u! tongue.gif

This post has been edited by tinkerbel: Jul 16 2009, 10:49 AM
tinkerbel
post Jul 16 2009, 03:01 PM

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@brutus,
Er.. there's nothing much to jump over the CL - in fact, I been told the RHB Visa Infinite carries a minimum RM200k CL.

@vampbreak,
You've contradicted urself again - as in you're loyal + then wanting to use the trick on me tongue.gif
tinkerbel
post Jul 16 2009, 03:19 PM

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Er.. might I ask.. Y are we debating CLs all of a sudden?! tongue.gif
tinkerbel
post Jul 16 2009, 04:36 PM

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@changjie83,
Good Luck. Try DA if you're a graduate it's not v difficult to get it approved biggrin.gif

@vin_ann,
hEHeh oKies but I think no point comparing CLs or talking about it because it's v much on a case to case basis

@ronnie,
Yipeee!!
tinkerbel
post Jul 16 2009, 04:52 PM

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@Lost~*,
There will be RM2 for Interbank Transfers biggrin.gif
tinkerbel
post Jul 16 2009, 08:39 PM

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@winner,
I don't see a point in comparing how much CLs we have; i don't find it v ego-boosting or breaking tongue.gif I can say I've got RM90k CL on one of my CCs but are U or not going to believe it? tongue.gif
tinkerbel
post Jul 16 2009, 08:54 PM

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@taxpayer,
CIMB's asking for RM240k income p/annum whilst SCB is RM150k p/annum. Currently, only RHB's Visa Infinite remains 'By Invitation Only'.

I guess it's business afterall and bottom lines what's most important smile.gif
tinkerbel
post Jul 16 2009, 09:26 PM

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@winner,
Hey.. NO fair cause I told U mine!!! sad.gif

@taxpayer,
Yes I know a couple of people who's holding the SCB Visa Infinite.
tinkerbel
post Jul 16 2009, 10:28 PM

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@Michael_G,
No one but the bank can tell U Y ur application was rejected. Eh could it be that U didn't give them sufficient documents? Sometimes that can be a reason for rejection biggrin.gif

@winner,
I gave U indication meh a few days ago?! Mana ada?! Eh.. oK.. revealing CL is a no-no. In that case, can I have your monthly income? biggrin.gif

@VeeJay,
winner doesn't want to reveal it is because he's got like RM200k CL on one card, RM90k on another and perhaps RM60k on another one. The total combined CL he has is probably sufficient to pay for a bungalow in Rawang - unlike us, RM5k saje so that's why he a bit antsy lor tongue.gif

This post has been edited by tinkerbel: Jul 16 2009, 10:30 PM
tinkerbel
post Jul 16 2009, 10:43 PM

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@Noyoudontcare,
Y not if the benefits are something U can make use of biggrin.gif
tinkerbel
post Jul 17 2009, 09:40 AM

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@winner,
HEY! We aren't suppose to reveal TOO much personal stuff and U indirectly did!! sad.gif

@zazaza2009,
Fraud does happen but when tracked and if U can proof U haven't lost your card U should be fine. It's a different scenario altogether for lost/stolen CCs hence U got to be a little careful where U keep ur Cards.

@taxpayer,
Hmm.. looks like we have another high roller here; if U want to put in application for the SCB Visa Infinite then go ahead but seriously do U need so many CCs?
tinkerbel
post Jul 17 2009, 10:13 AM

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@vampbreak,
You're right - we shouldn't actually be giving U so much credit since the Centurion card U have is a supplementary card tongue.gif tongue.gif tongue.gif

I guess it really depends what U define as exclusive. Super rich people really don't care what card they hold, seriously!
tinkerbel
post Jul 17 2009, 10:29 AM

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@vampbreak,
Unlike some forummers, I'm really not chasing after the status of the Black card hence makes no difference to me. I did spend USD250k last year but I wasn't able to swipe everything I purchased hence it's not reflected in my CC statements tongue.gif

I rather be using my time to chase after either more $ or men! muAhaHAHah *cruel laugh*

So who's the 2nd Centurion holder here?! He / She is certainly doing well to keep a low profile biggrin.gif

This post has been edited by tinkerbel: Jul 17 2009, 10:30 AM
tinkerbel
post Jul 17 2009, 11:28 AM

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@changjie83,
Er.. most of the time U dont need to provide account numbers to them even if they asked for it biggrin.gif I don't think I've ever provided any account numbers to them.

Anyhow, even if they do check, it probably will be on randam basis.

@vampbreak,
Ah well... *shrugs* I don't go about discussing other people's CC business in other threads so let's just leave it as it is. U know him so it's difference tongue.gif

Unlike U, I wouldn't use RM1m to buy a GTR - I think it's ridiculous to spend that kinda $ on a 'liability'.

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