erm..rm5k in malaysia wouldnt let you live pretty damn well~...as you most likely need to get a car..i dont think PG public is as convenient as SG...

the only thing would be the accomodation slightly cheaper...if u buy a car..u have to pay loan every month ..

I not sure how RSU is work. but mine is ESOS.
staff not need to pay any $$$...just sell it at higher price.
maybe our share price movement is +/-20-50%, so we can earn much on it compare to those share price on +/- 1-5%.

Most of the staff stay longer on company bcos of ESOS only....bonus is 2nd part.

Guys, I need an opinion.
I have 2 job offers: one from Penang and one from Singapore.

The offer from PG is from a major MNC, salary is pretty good (MYR5k/mth + stock options + other benefits).
But it's in the semiconductor field, which I used to be in and there's a feeling that the semicon companies are going to abandon MY for Vietnam in 5-10 years time.

The offer from SG is from a start-up with ties to A*STAR (the govt backed research arm), salary is around SGD3k (~MYR7020).
Job seems interesting and challenging, a big departure from what I was doing previously. But I feel the pay is a bit on the low side, as I have work experience and a masters from NUS (coursework, not research). I know someone with a background close to mine, and he got SGD4k, but that was before the economic crisis.

Given the high cost of living, SGD3k pretty much equals MYR5k. The saving grace is I am not contributing to CPF, and the tax rate is low (discounting GST). And I like living in SG, compared to PG where I used to work in (me KL boy).
But it's abandoning the comfort of a MNC for a small start-up, for pretty much the same pay (minus expenses). Should I pick SG?

for me, if i got such offer in pg, definitely i choose pg, but i don't have such offer, that make me go to sg.

Although 5K compare to SGD 3K (~7K), 7K is higher, but for the rental i pay at SG, it enough for me to pay for 1 apartment/condo installment at PG, u get a house, not a room ...

some more pg expense is much more lower than KL ... no toll, nice food(sg food ...sigh)

you said that semicon companies are going to abandon MY for Vietnam in 5-10, but thing after 5 yrs who know....

that my thought

for me, if i got such offer in pg, definitely i choose pg, but i don't have such offer, that make me go to sg.

Although 5K compare to SGD 3K (~7K), 7K is higher, but for the rental i pay at SG, it enough for me to pay for 1 apartment/condo installment at PG, u get a house, not a room ...

some more pg expense is much more lower than KL ... no toll, nice food(sg food ...sigh)

you said that semicon companies are going to abandon MY for Vietnam in 5-10, but thing after 5 yrs who know....

that my thought

i heard that Seagate is leaving Singapore. Anyone heard about that?

They are slowly moving their operations to vietnam now.... good examples are Panasonic
No need to wait 5 years.
Now can see the effects with all the circus thing going in Msia (cowhead, PKFZ, teenage shooting by police, mongolian, anwar case, list goes on......) & don forget the rise of Indonesia , India & FDI still goes to Thailand rather than Msia even with their political unrest

i heard that Seagate is leaving Singapore. Anyone heard about that?

erm..buy house and do installment no need to pay the down payment?

i heard that Seagate is leaving Singapore. Anyone heard about that?

They are slowly moving their operations to vietnam now.... good examples are Panasonic
No need to wait 5 years.
Now can see the effects with all the circus thing going in Msia (cowhead, PKFZ, teenage shooting by police, mongolian, anwar case, list goes on......) & don forget the rise of Indonesia , India & FDI still goes to Thailand rather than Msia even with their political unrest

ya ... for sure, they might move production to vietnam, but for R&D, i think they still will remain in malaysia, i think u wont be among those working as labour in production.... as a engineer, still should be ok ...

Any one have any idea on this?

Mum = Malaysian PR
Dad = Malaysian PR
But their baby born in SG, so the baby will be Singaporean or Malaysian?

I can answer u this. Singaporean. Unless when the Baby reach 21 years old and decided that he wants to be a Malaysian, then he need to nego with Malaysian gov.

ok, i know smth about this bcoz my cousin is a mix. Dad = Singaporean, Mom = Malaysian WP holder (until today not a PR), She is staying in Singapore since she was born. and my aunt told me, she need to choose which country's citizenship u want to hold when she reach 21 years old. and guess what? if she choose Singapore, she have voting right here, if she choose Malaysia, she can vote in Malaysia.

Not trying to be racist, but i guess if both Parents is PR and Child born in SG and if the parents is non-bumi, i dun think Malaysia will accept the child as a malaysian.

editted,

My cousin was born in Malaysia