How to get out from PTPTN blacklist?, Anyone got experience?
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 Apr 28 2009, 08:08 PM
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All Stars
18,672 posts Joined: Jan 2003 From: Penang  
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QUOTE(Hidan @ Apr 28 2009, 07:57 PM) Eh but u sure or not that she is only oweing PTPTN? Got any other loans she defaulted? Don't scare all of us borrowers ler. No la. Bro. Only PTPTN. By the way, you go and google. A lot of people also kena this. Not her only. Dun laugh man. This is serious. Destroy holiday plan man. |
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Apr 28 2009, 08:09 PM
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Senior Member
1,709 posts Joined: Jan 2003 From: Kedah Khap Khoun Khap (4K)
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The bloody Money Making University MMU , di mana lebih 90% graduannya telah mendapat kerja setelah tamat pengajian.
 RM85k for full loan. Now I'm doomed! Should have taken that UTM course... now it's too late already.  PS - What happened to that Gauth Jasmon already? Last time he was the MAN during my time. Now no more leh? |
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Apr 28 2009, 08:11 PM
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Senior Member
2,141 posts Joined: Sep 2008 From: Muddy Banks
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85k... O.O
Wah lao eeh... 354.41/month in principal alone..  This post has been edited by V12Kompressor: Apr 28 2009, 08:12 PM |
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Apr 28 2009, 08:13 PM
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Senior Member
3,039 posts Joined: Jan 2003 From: Laputa
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Honda honda..........all but a dream....
If i am the ministry of education / kewangan (najib) I blacklist all of u (loan defaulter). Make sure your cucu cicit no education loan This post has been edited by wufei: Apr 28 2009, 08:13 PM |
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Apr 28 2009, 08:14 PM
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Senior Member
1,709 posts Joined: Jan 2003 From: Kedah Khap Khoun Khap (4K)
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I swear, if i won a Million ringgit in a competition, the VERY FIRST THING i would do is to clear off my PTPTN debt. This is my promise!
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Apr 28 2009, 08:15 PM
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Senior Member
3,039 posts Joined: Jan 2003 From: Laputa
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Somemore for those pretend to pay sikit sikit and not according to instalment plan, should whack them with higher interest.
Then we will see more mat rempit less money buy bikes, mod bikes |
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Apr 28 2009, 08:17 PM
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Junior Member
204 posts Joined: Nov 2007
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QUOTE(Zaryl @ Apr 28 2009, 06:48 PM) The government can be nice IF The govt have be SO NICE to you that they allowed you to convert the PTPTN loan to scholarship IF you get 1ST CLASS HONOURS?they remove the damn interest rate 3%. It's not fair & i just want to pay back whatever I have borrowed. This interest rate is riba'. Riba' in Islam is HARAM & I'd say remove this interest rate once and for all! I still remember last time one of the PAS manifesto if they win the PRU 12, they would do away with the interest rate. How I wish PAS would win! hahaaha! Fair right? You pay for what you borrow. The extra bunga/interest is out of the question here. I'm still following up with PTPTN on the reduction of the interest rate to 1.5%...but they all kept telling me: "Maaf encik. Kami masih dalam proses mengemaskini data2 peminjam. Ada di antara mereka yg telah bertukar alamat rumah". They kept telling me this bullshit many times already!  Just my 2 cents!  Did govt give you a hard time and bargain with you how much should you be given every semester? I see those who apply for PTPTN get their money faster than any other scholarship. Interest rate 3% is nothing. go graduate and work! Cannot find work, create work for other ppl! No use complaining if you didn't score 1st Class in the first place. |
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Apr 28 2009, 08:22 PM
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Senior Member
3,039 posts Joined: Jan 2003 From: Laputa
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QUOTE(toothgnasher @ Apr 28 2009, 08:17 PM) The govt have be SO NICE to you that they allowed you to convert the PTPTN loan to scholarship IF you get 1ST CLASS HONOURS? I like that phrase. They are already create lots of work. Need to inform imigresen to blaclist of leaving the country.Did govt give you a hard time and bargain with you how much should you be given every semester? I see those who apply for PTPTN get their money faster than any other scholarship. Interest rate 3% is nothing. go graduate and work! Cannot find work, create work for other ppl! No use complaining if you didn't score 1st Class in the first place. More paperwork More administration Need to stanby more officer in case they rebel This post has been edited by wufei: Apr 28 2009, 08:22 PM |
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Apr 28 2009, 08:25 PM
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Junior Member
48 posts Joined: Oct 2007
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the easiest way to get out of the problem is to pay the loan amount. if you go directly to speak to them, they will allow you to make some nominal amount and update your contact info including address and employer details before removing the blacklist.
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Apr 28 2009, 08:29 PM
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All Stars
18,672 posts Joined: Jan 2003 From: Penang
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QUOTE(cyrixMII300 @ Apr 28 2009, 08:25 PM) the easiest way to get out of the problem is to pay the loan amount. if you go directly to speak to them, they will allow you to make some nominal amount and update your contact info including address and employer details before removing the blacklist. My fren think that this might work. She gonna pay some nominal amount and update contact info tommorow.She hope to remove from the blacklist and go Phuket two months later. |
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Apr 28 2009, 08:31 PM
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Junior Member
48 posts Joined: Oct 2007
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QUOTE(gogo2 @ Apr 28 2009, 08:29 PM) My fren think that this might work. She gonna pay some nominal amount and update contact info tommorow. but please pay back the money anyway... be honorable alright. some other kid needs the money to study. and we are paying taxes not to have ppl study free with them without paying back. She hope to remove from the blacklist and go Phuket two months later. |
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Apr 28 2009, 08:48 PM
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Junior Member
330 posts Joined: Dec 2008
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I think PTPTN will see a sudden rise in payments in the coming days. Sigh, cost of living already high, now feels like a letupan C4.
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Apr 28 2009, 08:49 PM
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Senior Member
3,589 posts Joined: Mar 2005 From: Bolehland
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QUOTE(Zaryl @ Apr 28 2009, 08:09 PM) The bloody Money Making University MMU , di mana lebih 90% graduannya telah mendapat kerja setelah tamat pengajian. Not to flame u or wat but pls get real. RM85k for full loan. Now I'm doomed! Should have taken that UTM course... now it's too late already. PS - What happened to that Gauth Jasmon already? Last time he was the MAN during my time. Now no more leh? 3% is consider very low and competitive for loan, or u wanna try to borrow from bank? 1% interest that they promise is extra bonus for me. Why not u think before commit? I got the chance to borrow as much as u too when UNITEN accepted me but after i think about that scary amount, i refuse and go for cheaper college instead. Now i graduate faster, loan lesser amount and getting similar pay as my peers. This post has been edited by harrychoo: Apr 28 2009, 08:50 PM |
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Apr 28 2009, 09:02 PM
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Junior Member
330 posts Joined: Dec 2008
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Guess all fun and games is over when there is a change of head. Less money to go around the country now.
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Apr 28 2009, 09:09 PM
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Senior Member
6,142 posts Joined: May 2006 From: Planet called "EARTH" 
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QUOTE(LEVIATHAN @ Apr 28 2009, 10:57 AM) Tolong bayar cepat sikit. Kang mati siapa nak bayar? Bukan ke menyusahkan orang lain namanya tu? dah mati tak payah bayar.. when u borrow your ptptn is stated already that's y u no need any guarantor. Every payment from PTPTN will be deducted with insurance and tuition fee before it reaches ur hand |
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Apr 28 2009, 11:08 PM
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Senior Member
1,409 posts Joined: Jan 2005
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QUOTE(Zaryl @ Apr 28 2009, 06:48 PM) The government can be nice IF Interest rate lah...RIBA lah..haram lah..PAS lah...PRU 12 lah...house address lah..they remove the damn interest rate 3%. It's not fair & i just want to pay back whatever I have borrowed. This interest rate is riba'. Riba' in Islam is HARAM & I'd say remove this interest rate once and for all! I still remember last time one of the PAS manifesto if they win the PRU 12, they would do away with the interest rate. How I wish PAS would win! hahaaha! Fair right? You pay for what you borrow. The extra bunga/interest is out of the question here. I'm still following up with PTPTN on the reduction of the interest rate to 1.5%...but they all kept telling me: "Maaf encik. Kami masih dalam proses mengemaskini data2 peminjam. Ada di antara mereka yg telah bertukar alamat rumah". They kept telling me this bullshit many times already! Just my 2 cents! Honestly, all I see are lame excuses.  You can't man up and just paid what you agreed to borrow. |
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Apr 28 2009, 11:11 PM
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Senior Member
2,141 posts Joined: Sep 2008 From: Muddy Banks
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Some came out, earning 2k plus... but str8 go take bank loan for house and car.
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Apr 28 2009, 11:15 PM
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Senior Member
855 posts Joined: Jan 2009
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pinjam sama along sure u can go to phuket..
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Apr 28 2009, 11:22 PM
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Senior Member
1,889 posts Joined: Jan 2003
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QUOTE(gogo2 @ Apr 28 2009, 08:29 PM) My fren think that this might work. She gonna pay some nominal amount and update contact info tommorow. i hope she learn her lesson and start paying now...not pay 1st time, blacklist off, stop pay againShe hope to remove from the blacklist and go Phuket two months later. honestly, i hope all defaulter to be blacklisted until the loan is payoff...that should teach them a lesson, u repay what u borrow |
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Apr 28 2009, 11:27 PM
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Senior Member
1,747 posts Joined: Nov 2004 From: serdang selangor 
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maybe she never paid at all and her friend paid once
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