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> How to get out from PTPTN blacklist?, Anyone got experience?

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harrychoo
post Apr 28 2009, 11:09 AM

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dai sei rclxms.gif

i almost finish repay my ptptn rclxms.gif
harrychoo
post Apr 28 2009, 11:15 AM

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so ptptn start to take action nao after so long?
harrychoo
post Apr 28 2009, 11:17 AM

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if ptptn fully take action on all defauters, air ticket sales will drop by 30% at least
harrychoo
post Apr 28 2009, 11:27 AM

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QUOTE(779364 @ Apr 28 2009, 11:22 AM)
It actually started way back in 2007.They are compiling names to be blacklisted and some other ways they are thinking of using to get back the money is by sending letter to ur respective company where you are working.

You wont want your boss to see that letter dont you.
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some boss also didnt pay doh.gif
harrychoo
post Apr 28 2009, 11:30 AM

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QUOTE(gogo2 @ Apr 28 2009, 10:22 AM)
she actually graduated in 2001. Delayed paying to 2004 because of studying master I think... erm...
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QUOTE(~LynX~ @ Apr 28 2009, 11:27 AM)
Hey fark u ppl la. His friend defer payment because doing Masters, not becoz lari hutang.

TS, can appeal because PTPTN states that you can defer payment if you're not employed or continue studying, BUT MUST INFORM PTPTN ABOUT IT.
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now wat year captain obvious?
harrychoo
post Apr 28 2009, 11:36 AM

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QUOTE(gogo2 @ Apr 28 2009, 11:32 AM)
wah, u guys should stop shooting liaw la. I think she dunno that it is this serious. But shooting her kaw kaw won't solve my fren problem. Any solution guys?
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pay by credit card or find michael chong rclxms.gif
harrychoo
post Apr 28 2009, 11:41 AM

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"Saya dah tau salah, jangan la hukum saya. Bagi la I chance keluar negara. I bayar 5k dulu, baki tu I settle bulanan" will do the job
harrychoo
post Apr 28 2009, 02:25 PM

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QUOTE(pirateguy @ Apr 28 2009, 02:07 PM)
I paid my PTPTN on monthly basis (sometime 2-3 months apart but in RM 1000), so far no problem getting across borders.

This month will be my last payment (left only RM 400!).  icon_rolleyes.gif
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after finish pay, they will give u back the agreement?
harrychoo
post Apr 28 2009, 06:50 PM

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QUOTE(Zaryl @ Apr 28 2009, 06:48 PM)
The government can be nice IF

they remove the damn interest rate 3%. It's not fair & i just want to pay back whatever I have borrowed.
This interest rate is riba'. Riba' in Islam is HARAM & I'd say remove this interest rate once and for all! I still remember last time one of the PAS manifesto if they win the PRU 12, they would do away with the interest rate. How I wish PAS would win! hahaaha!

Fair right? You pay for what you borrow. The extra bunga/interest is out of the question here.

I'm still following up with PTPTN on the reduction of the interest rate to 1.5%...but they all kept telling me: "Maaf encik. Kami masih dalam proses mengemaskini data2 peminjam. Ada di antara mereka yg telah bertukar alamat rumah". They kept telling me this bullshit many times already!  mad.gif

Just my 2 cents! smile.gif
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then can u borrow me 20k? I pay u back 20k with no interest in 20 yrs installment thumbup.gif
harrychoo
post Apr 28 2009, 08:49 PM

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QUOTE(Zaryl @ Apr 28 2009, 08:09 PM)
The bloody Money Making University MMU , di mana lebih 90% graduannya telah mendapat kerja setelah tamat pengajian.  icon_rolleyes.gif
RM85k for full loan.
Now I'm doomed!

Should have taken that UTM course... now it's too late already.  cry.gif

PS - What happened to that Gauth Jasmon already? Last time he was the MAN during my time. Now no more leh?
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Not to flame u or wat but pls get real.

3% is consider very low and competitive for loan, or u wanna try to borrow from bank?

1% interest that they promise is extra bonus for me.

Why not u think before commit? I got the chance to borrow as much as u too when UNITEN accepted me but after i think about that scary amount, i refuse and go for cheaper college instead.
Now i graduate faster, loan lesser amount and getting similar pay as my peers.

This post has been edited by harrychoo: Apr 28 2009, 08:50 PM

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