hillarious.

1. where does PTPTN get the money to lend to people? = TAX

2. in the agreement, does it even MENTION the word 'imigresen' or immigration?

NO

Unless you are bankrupt and dont pay your taxes, the government cant actually stop you form going overseas. What PTPTN is doing is ILLEGAL, I am surprised why nobody fight them in court. the initial agreement was the borrower WILL face an action from law is she/he doesnt pay pay up. and by law means, you will have to be tried first in court. did you frend receive any letter from high court passing the judgement she cant travel?

know your rights people. najib loves sheeps like you.