QUOTE(Zaryl @ Apr 28 2009, 06:48 PM)
The government can be nice IF
they remove the damn interest rate 3%. It's not fair & i just want to pay back whatever I have borrowed.
This interest rate is riba'. Riba' in Islam is HARAM & I'd say remove this interest rate once and for all! I still remember last time one of the PAS manifesto if they win the PRU 12, they would do away with the interest rate. How I wish PAS would win! hahaaha!
Fair right? You pay for what you borrow. The extra bunga/interest is out of the question here.
I'm still following up with PTPTN on the reduction of the interest rate to 1.5%...but they all kept telling me: "Maaf encik. Kami masih dalam proses mengemaskini data2 peminjam. Ada di antara mereka yg telah bertukar alamat rumah". They kept telling me this bullshit many times already!
Just my 2 cents!

The govt have be SO NICE to you that they allowed you to convert the PTPTN loan to scholarship IF you get 1ST CLASS HONOURS?
Did govt give you a hard time and bargain with you how much should you be given every semester? I see those who apply for PTPTN get their money faster than any other scholarship.
Interest rate 3% is nothing. go graduate and work! Cannot find work, create work for other ppl! No use complaining if you didn't score 1st Class in the first place.