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How to get out from PTPTN blacklist?, Anyone got experience?
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779364
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 Apr 28 2009, 05:58 PM
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QUOTE(prasys @ Apr 28 2009, 05:36 PM) The government being soo nice , offered her a loan and she doesn't' want to repay it back. Serves he right. That's Malaysian. At the end , younger generations would have to suffer because of the actions by folks such as TS' friend ! Be thankful to the government for giving you monetary support to go on with your life (i mean your education) The mod has spoken. Can lay the thread to rest naw |
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siksa
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Apr 28 2009, 06:21 PM
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Bayar Tak Masuk Penjara Tak Bayar Masuk Penjara Dah Kerja Boleh Bayar Ansuran Kenapa Tak Nak Bayar?  |
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pokeat
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Apr 28 2009, 06:44 PM
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How bout if relate to parents ?
For example yr parents didnt clear certain amount from bank and get blacklisted ? Will the guy(son) get blacklist from Ptptn too ?
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Zaryl
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Apr 28 2009, 06:48 PM
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The government can be nice IF they remove the damn interest rate 3%. It's not fair & i just want to pay back whatever I have borrowed. This interest rate is riba'. Riba' in Islam is HARAM & I'd say remove this interest rate once and for all! I still remember last time one of the PAS manifesto if they win the PRU 12, they would do away with the interest rate. How I wish PAS would win! hahaaha! Fair right? You pay for what you borrow. The extra bunga/interest is out of the question here. I'm still following up with PTPTN on the reduction of the interest rate to 1.5%...but they all kept telling me: "Maaf encik. Kami masih dalam proses mengemaskini data2 peminjam. Ada di antara mereka yg telah bertukar alamat rumah". They kept telling me this bullshit many times already!  Just my 2 cents!  |
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harrychoo
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Apr 28 2009, 06:50 PM
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QUOTE(Zaryl @ Apr 28 2009, 06:48 PM) The government can be nice IF they remove the damn interest rate 3%. It's not fair & i just want to pay back whatever I have borrowed. This interest rate is riba'. Riba' in Islam is HARAM & I'd say remove this interest rate once and for all! I still remember last time one of the PAS manifesto if they win the PRU 12, they would do away with the interest rate. How I wish PAS would win! hahaaha! Fair right? You pay for what you borrow. The extra bunga/interest is out of the question here. I'm still following up with PTPTN on the reduction of the interest rate to 1.5%...but they all kept telling me: "Maaf encik. Kami masih dalam proses mengemaskini data2 peminjam. Ada di antara mereka yg telah bertukar alamat rumah". They kept telling me this bullshit many times already! Just my 2 cents! then can u borrow me 20k? I pay u back 20k with no interest in 20 yrs installment  |
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SUSgogo2
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Apr 28 2009, 06:54 PM
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QUOTE(Zaryl @ Apr 28 2009, 06:48 PM) The government can be nice IF they remove the damn interest rate 3%. It's not fair & i just want to pay back whatever I have borrowed. This interest rate is riba'. Riba' in Islam is HARAM & I'd say remove this interest rate once and for all! I still remember last time one of the PAS manifesto if they win the PRU 12, they would do away with the interest rate. How I wish PAS would win! hahaaha! Fair right? You pay for what you borrow. The extra bunga/interest is out of the question here. I'm still following up with PTPTN on the reduction of the interest rate to 1.5%...but they all kept telling me: "Maaf encik. Kami masih dalam proses mengemaskini data2 peminjam. Ada di antara mereka yg telah bertukar alamat rumah". They kept telling me this bullshit many times already! Just my 2 cents! PAS dun charge interest. But in Islamic banking, there'll be agreed return to the lender. Which is something like interest also. QUOTE(harrychoo @ Apr 28 2009, 06:50 PM) then can u borrow me 20k? I pay u back 20k with no interest in 20 yrs installment I also wanna borrow. haha |
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WillHung
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Apr 28 2009, 06:59 PM
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QUOTE(chezzball @ Apr 28 2009, 02:20 PM) wahh.. then her bf proceed to phuket alone ahh... he mah cannot enjoice with the gf dy loh? oh wait... it's phuket.. can find part-timers *ahem* gomen is serious business. faster bring her into here and we want shoot more kaw. no solution.. the oni way is = sell her **** to raise the money ntah... dah study tinggi sampai master tapi tak pakai kepala otak... buat ape nak stardee tinggi tinggi kan.. adik aku yg umur 6 pon tau akibat hutang duit orang +99999 she still got face want appeal mehh... later they ask her take photo and scan thumbprint.. lagi worst.. sendiri go hellgate really!!! wat kind of records? but i still get letter from them, means my record not deleted ah? u are right.. I paid RM1 only... and i got this » Click to show Spoiler - click again to hide... « you pay only RM1 of your loan and still have the cheek to lecture her? hilarious. |
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man
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 Apr 28 2009, 07:03 PM
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Getting Started
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QUOTE(Zaryl @ Apr 28 2009, 06:48 PM) The government can be nice IF they remove the damn interest rate 3%. It's not fair & i just want to pay back whatever I have borrowed. This interest rate is riba'. Riba' in Islam is HARAM & I'd say remove this interest rate once and for all! I still remember last time one of the PAS manifesto if they win the PRU 12, they would do away with the interest rate. How I wish PAS would win! hahaaha! Fair right? You pay for what you borrow. The extra bunga/interest is out of the question here. I'm still following up with PTPTN on the reduction of the interest rate to 1.5%...but they all kept telling me: "Maaf encik. Kami masih dalam proses mengemaskini data2 peminjam. Ada di antara mereka yg telah bertukar alamat rumah". They kept telling me this bullshit many times already! Just my 2 cents! » Click to show Spoiler - click again to hide... «
haha.. only talk about riba & haram when its time to pay..
why not think about it before make the loan?
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bonedragon
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Apr 28 2009, 07:08 PM
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Of course need interest rate la, yout hink money grow on tree ah? Not to mention inflation. I borrow 20k from you now, in 100 years i pay you back 20k ok? Maybe at that time can't even buy one plate of chicken rice.
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V12Kompressor
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Apr 28 2009, 07:10 PM
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QUOTE(man @ Apr 28 2009, 07:03 PM) » Click to show Spoiler - click again to hide... « haha.. only talk about riba & haram when its time to pay.. why not think about it before make the loan? » Click to show Spoiler - click again to hide... « One word to describe them: hypocrite This post has been edited by V12Kompressor: Apr 28 2009, 07:10 PM |
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Zaryl
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Apr 28 2009, 07:48 PM
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I also pay some lah. But the interest rate is what makes me kinda hesitate to pay, seeing that every month that i pay only to remove the interest, whereas the actual balance doesnt move at all. F**K lah like this. Oh well.. PTPTN oh PTPTN..  |
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ALIAS.JG
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Apr 28 2009, 07:51 PM
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What magical fantasy world is this where we borrow money but don't have to pay back.
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V12Kompressor
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Apr 28 2009, 07:54 PM
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bolehland wad
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WillHung
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Apr 28 2009, 07:54 PM
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QUOTE(Zaryl @ Apr 28 2009, 07:48 PM) I also pay some lah. But the interest rate is what makes me kinda hesitate to pay, seeing that every month that i pay only to remove the interest, whereas the actual balance doesnt move at all. F**K lah like this. Oh well.. PTPTN oh PTPTN.. how much do you make and how much is yor monthly payment |
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kamikazwe
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Apr 28 2009, 07:57 PM
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lolx....i have got surat lawyer lg...must start paying now..huhuhu...sad liao
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SUSHidan
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Apr 28 2009, 07:57 PM
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Eh but u sure or not that she is only oweing PTPTN? Got any other loans she defaulted? Don't scare all of us borrowers ler.
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Zaryl
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Apr 28 2009, 07:58 PM
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RM2000. Monthly need to pay RM500. The interest generated each month is RM200. Need to pay for 20 years. Now, talk about paying the bills, supporting parents, car loan, house loan, etc.. Maybe paying RM50 per month not such a bad idea? |
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V12Kompressor
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Apr 28 2009, 08:01 PM
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QUOTE(Zaryl @ Apr 28 2009, 07:58 PM) RM2000. Monthly need to pay RM500. The interest generated each month is RM200. Need to pay for 20 years. Now, talk about paying the bills, supporting parents, car loan, house loan, etc.. Maybe paying RM50 per month not such a bad idea? u paying rm50 per month or rm500 per month? and whts ur principal amount? |
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WillHung
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Apr 28 2009, 08:02 PM
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thats a shitload. which uni did you go.
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zeist
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Apr 28 2009, 08:03 PM
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No wonder they keep on kasi naik petrol, tol and whatever shit they can.
INI SEMUA PASAL ITU OLANG TAK MAU BAYAR BALIK ITU LOAN YANG SUDAH DIPINJAMKAN BEBERAPA TAHUN LALU. Ppptttuiii sama lu orang.
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