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How to get out from PTPTN blacklist?, Anyone got experience?
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SUSgogo2
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 Apr 28 2009, 10:19 AM, updated 17y ago
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Wah, my colleague yesterday was stopped in airport during passport chop to take flight to
go Phuket because she was blacklisted. She found out that she haven't pay RM25,000 to
PTPTN and she need to pay 100% of it before removed from blacklist. Wah...!!! OMG...
But my other colleague who owed RM24,800 is not blacklisted. Is the blacklist start from
RM25,000 and above?
Wah, my poor colleague. Phuket is so near yet so far. Sad case man.
Regards
gogo2
This post has been edited by gogo2: Apr 28 2009, 11:21 AM
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SUSgogo2
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Apr 28 2009, 10:22 AM
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she actually graduated in 2001. Delayed paying to 2004 because of studying master I think... erm...
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SUSgogo2
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Apr 28 2009, 10:27 AM
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QUOTE(hako @ Apr 28 2009, 10:26 AM) she's not racing today |
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SUSgogo2
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Apr 28 2009, 10:32 AM
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But unfortunately, she has to clear 100% of the RM25k in one shot. Wow!
And sad thing is, her flight money is gone. Luckily can defer the return flight and accomodation
Added on April 28, 2009, 10:32 amAnyone have experience that can make installment for the payment?
This post has been edited by gogo2: Apr 28 2009, 10:32 AM
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SUSgogo2
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Apr 28 2009, 10:34 AM
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QUOTE(jovyn @ Apr 28 2009, 10:33 AM) u pay edi?  i dun take ptptn. i got scholarship from HP. |
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SUSgogo2
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Apr 28 2009, 10:39 AM
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QUOTE(alpha0201 @ Apr 28 2009, 10:37 AM) But this is only repayment. According to her, to get her out of blacklist, she need to pay full. She can pay instalment but that does not take her out from blacklist. She still can't go overseas!!  QUOTE(Hidan @ Apr 28 2009, 10:38 AM) Since 2001 did she pay a single cent? i dunno lol |
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SUSgogo2
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Apr 28 2009, 10:44 AM
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QUOTE(hickups @ Apr 28 2009, 10:41 AM) c**** go phuket got money pay ptpn loan dont have money phuket is RM1k mah. PTPTN loan is RM25k wor...  |
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SUSgogo2
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Apr 28 2009, 10:46 AM
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QUOTE(jovyn @ Apr 28 2009, 10:44 AM) u pay for her...then u can ask for a favor edi mah? ngek ngek ngek~~~ she is going to phuket with her bf la wei... and her bf is owing RM24,800 but not blacklist. erm |
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SUSgogo2
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Apr 28 2009, 10:46 AM
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QUOTE(vkeong @ Apr 28 2009, 10:46 AM) hahahha treat her right. pinjam duit tak mau bayar balik. mau bayar. Tapi lambat sikit. |
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SUSgogo2
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Apr 28 2009, 10:48 AM
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QUOTE(samuraikacang @ Apr 28 2009, 10:46 AM) just pay la like u already agreed when u take the loan. RM 101.50 is nothing from your big salary. unfortunately, that does not make you come out from blacklist. You have to pay RM25,000 all in one shot/time to get you out of blacklist. <-----------dunno how many time i need to repeat this  |
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SUSgogo2
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Apr 28 2009, 10:49 AM
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QUOTE(hickups @ Apr 28 2009, 10:47 AM) 25k bukan satu kali bayar i thing even rm60 oso can payu monthly? its 1 kali bayar bro to get out of blacklist. She got another trip to overseas this year.... <-----repeated again |
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SUSgogo2
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Apr 28 2009, 10:59 AM
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QUOTE(vkeong @ Apr 28 2009, 10:52 AM) i think she never paid a cent right. put urself in gov's shoes. someone borrow 10% of the amount, 2.5k from you. after 4 years still no payment, not a single cent. then she wants to go phuket to vacation WAFAK QUOTE(samuraikacang @ Apr 28 2009, 10:54 AM) dude I pay monthly for my PTPTN and doesn't get in any immi blacklist and I've travel abroad so many times. The thing is when its time for you to pay, just pay. Your friend in 2004 already finished master right and 5 years didnt pay any fricking money so she deserved to be blacklist and too bad for her that she need to pay lump sum to get out of blacklist. tell her to think it as bankruptcy notice. if only she was smart. ya, she didn't pay single cent. Wah..u guys really shoot kaw kaw. I feel sad for her la. She is nice person. I think because she think no one paying mah. Also got JPJ people also never pay. Malaysian mah. Mana tau so efficient. Now we know about Performance Now from Najib |
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SUSgogo2
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Apr 28 2009, 11:32 AM
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wah, u guys should stop shooting liaw la. I think she dunno that it is this serious. But shooting her kaw kaw won't solve my fren problem. Any solution guys?
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SUSgogo2
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Apr 28 2009, 11:40 AM
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QUOTE(~LynX~ @ Apr 28 2009, 11:36 AM) Tanya TS: your friend take full loan? Or took only RM25,000? QUOTE(harrychoo @ Apr 28 2009, 11:36 AM) pay by credit card or find michael chong  QUOTE(g3n0c|d3 @ Apr 28 2009, 11:37 AM) ask ur friend to write a letter asking for installment payment and pay consistently... for the blacklist one.... ask ur friend to go to PTPTN and ask for the settlement..... that the solution.... Ok, will tell her that. |
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SUSgogo2
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Apr 28 2009, 03:25 PM
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thanks guys. I think my fren will pay a bit and see if her name is out of blacklist... erm erm.
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SUSgogo2
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Apr 28 2009, 04:59 PM
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Dun wanna settle coz interest rate for PTPTN is so low I think. |
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SUSgogo2
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Apr 28 2009, 06:54 PM
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QUOTE(Zaryl @ Apr 28 2009, 06:48 PM) The government can be nice IF they remove the damn interest rate 3%. It's not fair & i just want to pay back whatever I have borrowed. This interest rate is riba'. Riba' in Islam is HARAM & I'd say remove this interest rate once and for all! I still remember last time one of the PAS manifesto if they win the PRU 12, they would do away with the interest rate. How I wish PAS would win! hahaaha! Fair right? You pay for what you borrow. The extra bunga/interest is out of the question here. I'm still following up with PTPTN on the reduction of the interest rate to 1.5%...but they all kept telling me: "Maaf encik. Kami masih dalam proses mengemaskini data2 peminjam. Ada di antara mereka yg telah bertukar alamat rumah". They kept telling me this bullshit many times already!  Just my 2 cents!  PAS dun charge interest. But in Islamic banking, there'll be agreed return to the lender. Which is something like interest also. QUOTE(harrychoo @ Apr 28 2009, 06:50 PM) then can u borrow me 20k? I pay u back 20k with no interest in 20 yrs installment  I also wanna borrow. haha |
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SUSgogo2
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Apr 28 2009, 08:08 PM
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QUOTE(Hidan @ Apr 28 2009, 07:57 PM) Eh but u sure or not that she is only oweing PTPTN? Got any other loans she defaulted? Don't scare all of us borrowers ler. No la. Bro. Only PTPTN. By the way, you go and google. A lot of people also kena this. Not her only. Dun laugh man. This is serious. Destroy holiday plan man. |
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SUSgogo2
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Apr 28 2009, 08:29 PM
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QUOTE(cyrixMII300 @ Apr 28 2009, 08:25 PM) the easiest way to get out of the problem is to pay the loan amount. if you go directly to speak to them, they will allow you to make some nominal amount and update your contact info including address and employer details before removing the blacklist. My fren think that this might work. She gonna pay some nominal amount and update contact info tommorow. She hope to remove from the blacklist and go Phuket two months later. |
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SUSgogo2
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Sep 29 2009, 04:36 PM
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QUOTE(ttint @ Sep 29 2009, 02:39 PM) They wanted me to pay all the debts before i can go oversea. Even I try to negotiate with them paying back by installment but they said I can pay back by installment but the blacklist will be there until i settle my full amount. My friend pay all debts and name got cleared after pay in full. She don't want to waste time dealing with them since we urgently need to go overseas. |
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