The government can be nice IF

they remove the damn interest rate 3%. It's not fair & i just want to pay back whatever I have borrowed.
This interest rate is riba'. Riba' in Islam is HARAM & I'd say remove this interest rate once and for all! I still remember last time one of the PAS manifesto if they win the PRU 12, they would do away with the interest rate. How I wish PAS would win! hahaaha!

Fair right? You pay for what you borrow. The extra bunga/interest is out of the question here.

I'm still following up with PTPTN on the reduction of the interest rate to 1.5%...but they all kept telling me: "Maaf encik. Kami masih dalam proses mengemaskini data2 peminjam. Ada di antara mereka yg telah bertukar alamat rumah". They kept telling me this bullshit many times already!

Just my 2 cents!

I also pay some lah. But the interest rate is what makes me kinda hesitate to pay, seeing that every month that i pay only to remove the interest, whereas the actual balance doesnt move at all. F**K lah like this.

Oh well.. PTPTN oh PTPTN..

RM2000.
Monthly need to pay RM500.
The interest generated each month is RM200.
Need to pay for 20 years.

Now, talk about paying the bills, supporting parents, car loan, house loan, etc..

Maybe paying RM50 per month not such a bad idea?

The bloody Money Making University MMU , di mana lebih 90% graduannya telah mendapat kerja setelah tamat pengajian.
RM85k for full loan.
Now I'm doomed!

Should have taken that UTM course... now it's too late already.

PS - What happened to that Gauth Jasmon already? Last time he was the MAN during my time. Now no more leh?

I swear, if i won a Million ringgit in a competition, the VERY FIRST THING i would do is to clear off my PTPTN debt. This is my promise!