I not yet sign my bank loan offer letter, still searching for the best one..but sign the SPA yesterday. So far no problem with the agreement.

I'm signing my S&P today. Great to hear that there is no prob with the Agreement.

Me too. not signing bank offer letter cos still waiting for confirmation. but should be these 2 days lor.

So far, still no ppl get good offer from CIMB? I nvr apply for this bank so don really know abt the loan package. Anyone who does apply CIMB loan, pls share your package here can? TQ~~

I apply for the CIMB loan. they offer me with BLR-1.85% with MRTA ZEC, but he try to get BLR-2.05% for me.Now waiting for his reply by these two days.

Thanks Kang.

In fact, I'm interested to ZEC but without MRTA. I've taken MITA from others. Do you know if without MRTA, what will be the ZEC rate?

wow.. so many ppl at raja chulan huh... jam is terrible ler but i dun follow the main raja chulan road..

anyway.. was just thinking of how the rental rate is gonna be.. with nearby lrt.. shop lots.. giant next door.. hmm... probably not gonna stay that long here..

anyway.. i cancelled the appointment with ocbc yesterday.. will meet her today.. but the thing is, i not yet get my payslip in this year yet.. and the epf can only print up to dec last year too? it's 7 days already and i need to get a loan quick!
all of u guys sign ur SPA in 14 days time? or u take longer?

I'm definitely longer...very very long...hahaha...But, think will confirm and sign by this week...

then u have to prepare ur docs in quick. after submitted ur docs, u still need to wait for approval, then processing of offer letter, compare rates, T&C etc..

like myself, applying and comparing and studying T&Cs oledi took me more than 1 month time (apply after came back from CNY). but today only i go sign the S&P.. haa... paise...

ohh...
so then good for me.. hehe.. im only pending my payslip and EA form only..

but then im already thinking of gettin ocbc (-2.15).. any other better rates out there ?

If without MRTA the rate not so nice. is BLR-1.75% only..

---

Added on March 16, 2009, 1:45 pmocbc offer -2.15%, with MRTA and ZEC? or wat kind of package their offer? Stanchart offer me -2.2% with MRTA ZEC.haha..

This post has been edited by cedrickang_8: Mar 16 2009, 01:51 PM

OCBC offer NZEC BLR-2.1 and ZEC BLR-1.9 without MRTA. It is semi flexi loan.

Stand Chart? Are you sure they can do for this project? last time they also offer me vy good rate BLR-2.2 but at the end, then only they find out they don tie to this project.

Just got the approval fr RHB, ZEC BLR-2.1 without MRTA. semi flexi loan.

Stanchart not sure.. jus submit my documents to the banker.so wait for the result for this friday.hopefully they can approve.

if standchart really offers.. then ring me up..
but i dun think so ler.. cuz few of us here already try with standchart..

just got a verbal approval from the loan officer in rhb...blr -2.2, ZEC and no MRTA. waiting for my offer letter now for confirmation.

actually guys...have any of u done any due diligence yet on the developer, the land owner, etc? how do we conduct checks yar? am having a slight concern here...coz the economy now is not good to start off with. was chatting yesterday with a fren's parents who's quite familiar with property investments and they voiced out their concerns on whether a rookie developer like TT can carry out this project w/o delay or worst, if the whole project is abandoned...aih

they also asked me to think properly before deciding to sign the s&p

This post has been edited by babana: Mar 16 2009, 03:22 PM

Can always buy upon CF mah, albeit at 60k-80k premium

Wah..rhb offer blr-2.2, ZEC W/o MRTA...mind to know ur loan officer?see whether can try apply ma..haha...or this one u get from the group package? I had apply RHB but only get blr-2.0 ZEC W/O MRTA.

Can let me know as well Babana?
The office for your loan..

haha...yea, i know it'll definitely be a worthwhile investment if it materialises! my forecast for the smallest unit upon completion is also in the range of RM300k
just dat after hearing things frm ppl, feeling a lil bit dubious now la

yep, mine is the group package together with propcritic and a few others. dun quote me on my rates yet coz its just being conveyed to me verbally only. nothing can be certain till i c the actual finalised loan offer letter!

This post has been edited by babana: Mar 16 2009, 04:28 PM

I am a bit worried of this project to be an adandon project cause the company are still new...

Is the HERON Residency Project a succesful one?

Yes. Heron is delivered earlier and the sub sales is good. That's not even a better location. The price from 160k raised upto 220k now where it is just completed abt 2 yrs time.

Oklah, why not you cancel the booking and let me take the risk now.............then just buyover my unit for only 295k upon CF. Save 5k from your guestimate