i think the s&p should be signed within 14 days after u made ur booking...correct me if i'm wrong. i have not receive any notice yet.

haha, thanks! yea...i think eon bank's rates are not that appealing too. btw, which bank did u get ur loan from and what rates did u managed to secure?

bro, pm-ed u!

we are different bcos we have booked it abt 2 months ago.

in fact, for ZEC, really need 'good network' then only can get good rate. some more if is without MRTA.
current on hand is actually NZEC, without MRTA/MLTA. EON n OCBC offer BLR-2.15%, RHB offer BLR-2.1%

Yes, it should be...14 days from the booking..And, from the developer's meeting with the lawyer, they've actually agreed to put a 7 days notice for the SPA signature. Anyway, just asked the developer for some time..coz, my loan result would only be out next week.

And, Taurus is right, I think. At first, at least till your unit is being built, we're only gonna pay the interest at first...
The interest payment will also gonna commence a few months (more or less 6 months) after the loan and SPA are signed and confirmed. Please correct me if I'm wrong..really newbie in these.

Am getting Public Bank and Hong Leong...actually, did ask for S.Chartered..but, developer insist dun accept..hehe. Did u guys go through the SPA already? Hows your car park allocation and which floor? mine, back and front only..But, they've already told me in the beginning..so, nvmla..

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Added on March 11, 2009, 2:16 pmAbout the tax relief...how do u think it will affect us? And, what do they mean by tax relief?

This post has been edited by Maxsimax: Mar 11 2009, 02:16 PM

is it true that TT wants to increase Zest price by 10k? So low?

haha, looks like most of us buyers here are 1st timers...guess its due to the affordable entry price! yup, dats wat the salesperson told me as well...int payment will start in a few mths time.

didnt ask them about which floor my carpark would be on...dun really think its an issue for me. of course side by side parking would be best but i can still survive with back and front...haha, in which they have also told me in the beginning already. most importantly is 2 carparks la!

btw, would really appreciate it if u could pm me the personnel u liaised with for ur loan application in public bank and hong leong...wanna contact them already coz so far i've only heard from eon bank, although the sales rep said all their panel banks would call me!

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Added on March 11, 2009, 2:24 pmtax relief is to reduce the amt u pay for taxes. for eg, u earn RM50k a yr and after all deductions, ur taxable income is RM35k. after deducting xtra RM10k which u paid for interest payments, ur taxable income would only be RM25k. can actually save quite abit if the RM10k renders u to fall to a lower tax bracket.

This post has been edited by babana: Mar 11 2009, 02:24 PM

Already PMed u. Hmm...I didnt get any calls from the panel banks...lol...

Thanks for the clarification...Hmm...not much advantage for me then...hahahaha

This post has been edited by Maxsimax: Mar 11 2009, 02:39 PM

yes.. my point exactly..
if u paid 10% and then 90% loan.. they will bill bank based on how many % built.. there's a guide on the billing thingie.. my bro told me to check out on the ministry website..
but cuz im only loan 70 or 75% so i need to paid 10% when i sign SPA.. and then depending on how many % built.. i need to pay the next 10%.. and so on..
so i think if 90%.. we will start paying the bank little by little until fully owned the property..

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and yeah.. i did not get any calls from bankers at all.. think i should start calling them now..
how long have u guys booked ur unit?
i remember they say 14 days from booking.. still looking for loan tho..
will call up public bank and ocbc tomorrow..

i booked my unit on monday. eon bank called me up yesterday and i submitted my loan application form + docs to them today. have not heard from the rest of the bankers yet and will be contacting them soon too.

This post has been edited by babana: Mar 11 2009, 03:22 PM

just back from there..facing kl all snapped...left pool view..planning to get 1 too..but still undecided..according to the sales, when block b launch gonna up at least 15% but estimate at 20%...

btw can anyone tell me y all the kl view being snap up whereas pool view not much sold?

for EON bank, u might need to wait.. emm... kinda slow. but u can negotiate the rate with the banker lor.

OCBC will come back vy fast. 2 days only i get the approval. on 4th day, i received the draft offer letter liao..

Hi Pai..
wer do u heard they gonna increase the price?

swimming pool face west n kl view face east. sure u don wish ur unit face sun set (especially chinese).

n, KL ppl stay in KL, sure prefer KL view lor.. in fact, is KL view + greenery view.

hi walle, my main reason for not taking the pool view is coz its facing west (would be hot in the afternoon). but TT has promised to install tinted glass windows for all units. besides, i prefer a view of twin towers + kl tower compared to a view of sunway / subang...haha

hey taurus..
how's the ocbc rate for u like?
heard from them.. they r the best in offer..

emm... mine one is NZEC BLR-2.15 without MRTA. but, i heard tat there are better rate ner.. not sure. trying to call n find out.

come to think of it..
the klcc will be small la..
but then again.. haha..

haha...agreed!
small but unobstructed still ok la...coz the land next to it have been built with i&p's double storey link homes!

which better rate?

aik..
so have u sign with ocbc?
how about ZEC? how much is the blr rate like?

yeap..
all i want is a good night view..
really nice and romantic.. haha..
seen it before at vista komanwel..
one of the furniture ppl first saw and her reaction was WOW!