Sorry Taijie, I'll be taking that offer....purposely applying for a local Credit Card (RHB) to pay for it...

thx for the clarification... it is wat i meant...

latest news from Mini Bedget Plan:
'Currently, investment sentiment in the housing sector is weak, given that both developers and buyers appear to be adopting a cautious attitude to build and to own houses. Therefore, to stimulate the housing sector, the Government proposes that house buyers be given tax relief on interest paid on housing loans up to RM10,000 a year for 3 years.'

Pls refer http://www.themalaysianinsider.com/index.p...eri-najib-razak
(Clause 34)
http://thestar.com.my/news/story.asp?file=...&sec=minibudget

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Added on March 10, 2009, 5:58 pmBut, will RHB offer so high credit limit? u really a rich man ya... haa...

This post has been edited by sk_lim_taurus: Mar 10 2009, 06:11 PM

Haha... you need meh?? your pocket as deep as black hole leh..

can pay for me also?.. i dun have those cards..

then pay for me as well lar. haa...

I get my S&P documents from the Tee & Teoh there...tonite will be busy on study this...haha..hopefully get to sign soon.



Hi HJ, so how's the S&P? any problem for tat? Did you sign the bank loan already?haha..planning to settle the bank loan first only go and sign the documents.

Eh Taijie, scandalous la pay for you....after people think we're having something la....I'm applying for RM100K credit limit, so should be enough...

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Added on March 10, 2009, 6:52 pmYalor, like black hole...always kosong!

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Added on March 10, 2009, 8:03 pmDear All,

For our group loan package, the indicative rates are BLR-2.1 to BLR-2.2, depending on individuals' financial capabilities and risk levels. Some will get BLR-2.2 ZEC but minimum at least BLR-2.1 ZEC, for others BLR-2.15 ZEC. For those who have submitted their applications, their letters of offer should be out soon...

This post has been edited by propcritic: Mar 10 2009, 08:03 PM

KL view confirmed sold out. But, there are still ppl that waiting if anyone let go.

No more discount of 3888 but Swimming pool view will be given 2 air-con.

Due to a lot of customers has asked for block B, TT might launch Block B soon. but not confirm..

p.s.: ai... the 10k is not subsidies.. only for tax relief... for those rich ppl that have great value of loans then fully enjoy the benefit lor.. not me...

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Added on March 11, 2009, 9:33 amnormally how long they will take to confirm the offer ler?

100k limit? u really rich ner..
p.s.: i won tell ppl if u pay for me ger. so no need to have sthing lo.. haa...

This post has been edited by sk_lim_taurus: Mar 11 2009, 09:34 AM

scandal detected..

hi guys..
sorry i never log in here.. was busy with work last few days..
i finally booked on Sat..
07-08 .. bought magnum and 4d on Sunday and 0087 came 2nd in magnum!!!! KNS !!! well.. win some money on 0703 (the date i book the house)..

anyway.. finally discussed everything with my bro.. in real estate industry himself.. and now looking for a good finance company.. my fren in stanchart might be able to get me -2.4 BLR.. and hopefully i can fight for it.. it not a -2.0 BLR is good enough for me..

and yea.. the parking is supplementary agreemtn comes with the SPA.. and it's 25k.. mine is front and back.. and i think those paying the corner and higher lvl lot get the sidebyside parkings..

and yes.. we need to pay interest once we get the loan approved etc etc.. at first it'll be only <RM100.. then gradually it will become more.. and in the final year, it'll probably be 80% of ur actual monthly instalment..
until u finally get the keys from developer where you will pay the full instalment payment.. it's standard for every development..

and wat else? i think 2xxk for my unit is a good bargain.. service apartment.. altho not so famous developer but i think they are trying to impress cuz they are new player in this industry..

another lil bit of insight news from Gillian.. they are gonna naik harga on the unit to 10k.. she ask me not to disclose the price i bought my unit..

hi, chenster.

last time i've checked with standard chartered. they don tied to this project cos they don wan split the loan to residency n car park. thus, they won do for this project. Alliance & maybank as well.

from my understanding, no need to pay interests once loan approved. only after bank has released the first payment to developer when it might be 6 months from now (after piling is done). but, you can start 'installment' to offset the principle.

emm... i don think they will raise the price now. cos no more kl view and they need to push sales for swimming pool view lo. unless is Block B. for block B, i guess they might raise >20k ner. then they might still able to push ppl who wish to save cost to take the remaining swimming pool unit (cheaper). marketing plan~~~

just my opinion...

yes... my bro told me stanchart not particularly keen on home loans.. but they are one of the good banks out there.. and my fren just bought a house in tropicana with standchart too..
well, he's working there and he'll try to help me out..
they have contacted me yesterday.. they are currently tie-up with the developers on the commercial lots.. and not the apartments.. but she will check and get back to me.. hopefully they will do it for me..

im not exactly sure when to pay.. but u do have to pay a small amount already..
and im not 90% loan.. so i'll pay my 10% when signing SPA.. then another 10% if until my level.. and then the final 10% when 80% complete..

im not sure if they are raising or not.. but gillian told me they r planning to raise the price because of good response so far.. even without really promoting the zest..

and Pauline told me block B will be open in april? showrooms available in June? or something like that..

Hi ,

Puchong is a rapidly Developing area due to LDP & its bcos its Neighboring some Develope Township like Subang Jaya, Sunway , Pj, Bukit Jalil , Cheras , Putrajaya , Cyberjaya..... but bcos af these also will lead to some traffic problem la....

IMHO & my 2 cents opinion ... i think ZEST is a very Good Buy for Investment to Rent out - High Rental Yields .....

but i think NOT a Good Buy if for Own stay ,
bcos : -

1. I think the Density is High With 720 Units of Service Aparments , 44 units of 3-4 Storey Retail Shops / Offices , Retail Piazza & LRT nearby - will will create Parking Problems & Traffic Problems....There will also be some traffic issue as well as the Main Road in front of Zest , as is Widely used by a lot of ppl to avoid to pay toll .....

2. Service apartment... Higher Living cost.....

3. Bcos of the High Rental Yields due to Transportation Convenience LRT , a Lot of PPl to rent out their Property , hence it will result in Mixed Population .....

I dunno lar , but i hope the Developer allocate enough car parks , widening the Main Road, etc .... to sovle the Traffic & Parking Problems becos It looks to be quite a Happening Place one it's open with the Lifestyle Shoping , The Piazza , etc......... but that i also dunno.... Looking @ the Future Setia Walk & the gonna Open soon IOI Boulevard....

But i do Love the very nicely Design & well Planned Development whcih c/w Nice & Modern Facilities , CLubhouse , 3 Tier Security , Recreational Park , Lanscaping , Pools , Retail Piazza ... etc which Suit the Needs of the Popular Modern Trend Nowdays .....

I thought about Buying a Unit too for Invesment but NO $$ to invest already , Took out my EPF last year & bought my current place Now , & Finish My Savings for the Reno / Furniture.........



This post has been edited by dannyl77: Mar 11 2009, 12:48 PM

we all learning in properties line. this is my 1st purchase. so pls do correct me if i'm wrong.

just from wat i found from banker n developer, how they are charging us. before bank release any money to developer, bank cannot charge us cos we are 'not owning' bank any money. pls refer to schedule of payment that attached to S&P developer will bill bank based on the progress of construction. after bank release the payment, the portion will be our loan amount.

my 1st purchase as well...haha! sk_lim_taurus, are u getting it for own stay or for investment?

eon bank just called me up...wonder if their rates are as appealing as quoted by propcritic : BLR - 2.1 or 2.2. the rates eon quoted me are: 1st yr 3.5%, 2nd yr BLR - 1.5%, 3rd yr onwards BLR - 1.8%. really busy now n got no time to check out others yet...aih

yep, TT told me abt the free air cond thingy as well for the pool units when i secured my unit on monday. didnt sound as appealing as the RM3888 package to me. and besides, i wanted the kl view unit so...yea, dats y i booked it on the spot then when somebody gave up their level 15 kl view unit!

haha, yea...i'll have to agree with u on the traffic problem but i guess prospective buyers of any puchong properties would have factored that in already before purchasing a unit there...heheh

but i've some comments on ur points though:

1. High Density With Service Aparments / Retail / Shop / Office & LRT nearby - will create problems as in Parking Problems & Traffic Problems....There will be some traffic issue as well as the Main Road in front of Zest is Widely used by a lot of ppl to avoid toll paying.....

true, its pretty high density at 720 units...but bear in mind 240 units (Block A) has already been sold en-bloc to a korean investor...which would most likely mkt it to foreigners as their holiday home or for expat living. hence i foresee the actual number of ppl staying there to be less than 720 families...or if they really are fully occupied, they quality of ppl there will be better too! (just my 0.02, dun flame me! )

2. Service apartment... Higher Living cost.....

based on the HDA, utility bills cost the same already as other residential properties. and maintenance is only RM0.165 per sq ft...lower than many other condo developments

3. Bcos of the High Rental Yields due to Transportation Convenience LRT , a Lot of PPl to rent out their Property , hence it will result in Mixed Population .....

if u say the rental yield is high, that means the rental would be more expensive compared to other like properties. hence, i guess only ppl from more better-to-do families would be able to rent there...which leads to my 1st point again, better spectrum of ppl staying there!
.
.
.
(oh btw, i'm getting it for investment too..haha)

This post has been edited by babana: Mar 11 2009, 01:47 PM

developer has given 7 days notice to us to sign the S&P.. anyone received this info?.. unfortunately.. i will be outstation.. so.. am trying to get some buy-in time for this... if not.. they will cancel the booking..

it is for own stay.

the rate from EON doesn't look good. to be frank, the 1st yr rate is not important. cos interest is not refer to the total loan amount but is refer to total that being released by bank. so, it is not much.

really lucky to get that unit. cos i know there are still ppl that waiting for kl view now.

I got my loan agreement in hand, havent sign yet.. to bz to go thru.. anyway, I got from P.Bank, full flexi, ZEC (bank pay the cost, not putting into yuor loan), BLR-2.1 (non multi-tier, -2.1 for whole tunure), MRTA 13yrs (I dont foresee holding that long).. however, they onli approve 89% of my lpurchase price, due to my commitment with an existing prop and also my age..

Give me a PM if you are interested, the P.Bank manager is my friend, but cant promise you for good rate bcos mine got approved before the BLR goes down.. with the lower BLR rate now, bank tends to be less generous..

This post has been edited by eugene jk: Mar 11 2009, 01:28 PM

Yes i have been told the same. The seven days period is actually starting from today and will end on tuesday 17 March 2009. I was told that failure to sign within the said period will result in the refund of the booking fee and the unit will be released to other potential purchaser.


I have made an appointment with the lawyer for the signing in coming saturday.