Seriously did it happen before?

ya but i never call customer services and ask why..i still have the statement n bill wit me

How long to get reply for HSBC amanah? Thanks..

I got mine 2~3 weeks after applying at Mid Valley roadshow.

Anyone really check the calculation of finance charges and interest ?

I wonder how they count it, can I request for the calculation statement of finance charges ?

My bill was too messup and I dont know the interest is for which period, transaction and so on

i always pay full on time and never pay any single interest...so it is not messyy..

This post has been edited by arsenal: Jan 26 2009, 01:35 PM

I also pay on time but did not make full payment ...

Most probably is 30~50% of outstanding

To everyone here ... Happy Chinese New Year !
(Hope I'm not OT)

This post has been edited by hye: Jan 26 2009, 06:59 PM

Anyone know which bank allow below 21 to apply credit card?

This post has been edited by Lineage: Jan 27 2009, 12:18 AM

That's the reason why it is so hard to reconcile your interest charges. In the new BNM tiered pricing, Interest is accrued from the respective TRANSACTION DATE. No longer from your statement due date.

E.g. If you have multiple transactions within the month, let's say u only pay 30% of the amount due. The interest charged on the remaining 70% will be accrued back to the different various transaction dates....which can be complex - because a person normally engages in multiple transactions per month.

None ... bank's regulations are quite standard across all banks.

anybody here offer application for credit card cimb?

You can only apply for supplementary credit card. If you seriously want a card , consider applying for debit card instead

Hey guyz, If happen to have lost the credit card...do we need to report police for it??? Meanwhile, how to ask for exemption from annual fee...I just got my statement from citibank charging me annual fee but I have spent more than 12k annually ....

Just tell them you want it to be waived or you'll cancel the card.

anyone has used payonline to pay bills (co-ordinate by UOB). Is it true we can use other bank CC? how efficient is this service. hope I'm still in the topic

i got my reject letter within 3 weeks time.

No need. Just call up the bank ASAP and report to them that you lost your card or your card was stolen. So that they'll freeze that account

As said by kons , just make noise. Usually , they'll just waive it after making noise !

agreed.

DO u think it's work if I call them on 1st attempt??or need to call many times????I need someone who had experienced it b4 to tell me....I don't know should I talk rough to them or politely???I don't want to be bullied by them...