Eon bank agent today promote cc classic to me. any opinions ?
I nvr have a cc before and my purpose to have a cc is to pay car fuel and installment.

This post has been edited by work_tgr: Jan 7 2009, 05:10 PM

UOB Visa Money Transfer

anyone try tis service b4?
how does it work?
im confusing abt it..
whether it is same as other online banking,
or it requires a credit card to do oversea online fund transfer??

UOB Visa Money Transfer
is using credit card to do the money transfer?
or i need a credit card but im using my account to do money transfer?

Just ignore all this cheap tactics by MBF. I too got conned before by MBF and they tell me that it is very difficult to apply for MBF card and once cancel very hard to apply again. I grew out of these tricks these days. If any bank does this to me, the more my urge to cancel the card.

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Added on January 7, 2009, 6:17 pmIf I'm not mistaken ... it is using your cc to transfer money to another party (within UOB and another cc holder) who is located in Singapore I think. Can't remember whether it applies to another user within Malaysia as well.

This post has been edited by hye: Jan 7 2009, 06:17 PM

My PBB plat cc application being denied again.
Really no idea what is happening?????
The only issuer that denied to issue me a cc in my life.
It's disappointed and bad day for me......

[quote=hye,Jan 7 2009, 06:12 PM]
Just ignore all this cheap tactics by MBF. I too got conned before by MBF and they tell me that it is very difficult to apply for MBF card and once cancel very hard to apply again. I grew out of these tricks these days. If any bank does this to me, the more my urge to cancel the card.

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Added on January 7, 2009, 6:17 pm

yes..I'm not understand why they have to cheat customer. can't cancel juz because we already paid the annual fees? I'm not asking for refund so why they need to cheat saying that by paying the fees I obliged to stay with them.

Anyway, for does holding HSBC amanah card. what does it means by monthly Management charge of RM 2700?

Just leave them be lah. Perhaps if they lose enough customers then they will sort themselves out.

What's your question on HSBC Amanah card ? And a monthly fee of RM2700 ????? Please reconfirm bro

http://www.hsbcamanah.com.my/1/PA_1_1_S5/c...feescharges.pdf

see under the section of management charge. what is this?

Ya lor ... I see that 2,700 number as well. I have no idea what is that all about. Anyone ? If not have to call in CS. If really got that charge then thank god I did not apply for this card.

Been noticed the Citibank AirAsia Classic Card is very SIMILAR to the HSBC Classic Card

I did point this out last time.

yo, take it easy.

management charge = interest.

as HSBC Amanah the name suggest, it's an ISLAMIC BANK. so they can not directly use percentage of interest to times our outstanding balance and others.

so based on my understanding, 2700 is the standard rate of management charge used to times the percentage (%) of our outstanding balance.

ie. 18% P.A. outstanding balance Rm1000.

(2700 x 18%/12 months) = RM40.50. wait, are im doing the correct calculation?? it's bloody high!

if use conventional way,

interest is (RM1,000 x 18%/12 month )= RM15.

really need to investigate deeply b4 i got my card!!!

btw, today i received a SMS from Citibank, it's stated im just purchased airline tickets online using Citibank card. i was so shock, and with immediately i called back n found out!

the CS told me that, my number (which im used for almost 8 years) previous owner is also Citibank customer! tht's why im getting the SMS...

bloody hell... stupid bank!

I saw most cc, the minimum annual salary is RM30k. If I only earn RM1.5k per month (annual salary is RM18k), means I have no chance to apply ?

Can qualify for classic. RM 30k per annum is generally for gold card.

Got anything special to take note on it?

Rejected again? This is your third time right? Try to complain to branch manager where you submit your form. Mine application to upgrade will only be know in 1-2 weeks time.

aiyo.... dun know how to help u le...

just wait's for the pro to suggest you the way lo...

is the AMBANK VISA TRUE a good card?

if u mindset is being set "good" then it's good. vice versa.

so it's up to you to do the survey n comparision lo...

only UOB in other country?
can ts to bank in other countrY?