Another Noob question guys!

i already swap mi cimb CC twice.. so where should i pay my debt? using atm or directly go to counter? Just feel so weird with so many card ih hand now.. can use atm to pay credit card meh? what card should i use then? my CC card or my atm card? CC card got pin number meh? aiiii...

Another Noob question guys!

i already swap mi cimb CC twice.. so where should i pay my debt? using atm or directly go to counter? Just feel so weird with so many card ih hand now.. can use atm to pay credit card meh? what card should i use then? my CC card or my atm card? CC card got pin number meh? aiiii...

20 days interest-free for retail transactions is from statement date.

Following your example:

Statement date: 25 Dec
Purchase date: 1 Jan

Assuming new account or no carry-forward balance, 20 days interest-free is counted starting from 20 Jan. 20 days should be 9 Feb. If you fully settle before or on 9 Feb, no interest is charged. If you pay late or do not pay full, interest is charged from 25 Dec onwards.

Let's say you pay half on 9 Feb and carry forward half. Interest is charged until full settlement before next statement date 25 Feb. If you do not fully settle on or before 25 Feb, interest is charged again on the carry forward balance (plus the interest charged from the period 1 Jan till 25 Feb). This interest (second cycle from purchase date) is charged for the period 25 Feb until 10 Mar, even if you pay full before 10 Mar.

The above cycle repeats itself until full payment.

Credit cards are first in first out, however due to the way interest is compounded, it's far better not to buy more things than your income. If you do buy more things than your income, credit card debts should be considered highest repayment priority.

Hi all,
I'm new here.
Nxt year I'm gonna stay away frm home to further studies as a college student.
What card do you guys recommend for me? =X

Any card is good as long as you dont need to pay for it 

Such as? @@"
And some cards give benefits, right?

uob do come with point reward

Point reward can exchange item???
How come i ddint see it on the website???

How do i check my points??? My bill don have points leh...
And... I found smth strange in my bill...
I got 2 cards, 1 visa (ONE) & 1 master (VOX)...
The bill come combine but not seperate,
The account number is only my visa cc number,
And, I found that my bill theres written on combined limit of RM3000
When i got my card the CL is written Rm3000 for each card,
But, how come when the bill comes is written combined limit RM3000???

Can any1 elighthen me???

How do i check my points??? My bill don have points leh...
And... I found smth strange in my bill...
I got 2 cards, 1 visa (ONE) & 1 master (VOX)...
The bill come combine but not seperate,
The account number is only my visa cc number,
And, I found that my bill theres written on combined limit of RM3000
When i got my card the CL is written Rm3000 for each card,
But, how come when the bill comes is written combined limit RM3000???

Can any1 elighthen me???

When they (PBB) last rejected your application? I don't know if it matters.  I thought only that banks will not reconsider the application (re-review) until after 6 months from previous of application.  I have read it somewhere but could not remember where (will try to find the link).

it is definately combined limit.u will noticed that when u log on to uob internet banking

Hi All,

I am going to re-apply for PBB Plat cards again to add in my collection.

Anyone got tips or experiance how to make the approval rate high???

Already being rejected few times. 

Please share.

TQVM

I applying this too. Asking them to upgrade my current gold card.